Video & Transcript DataContr Research : 'insurance policy'

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TX

Texas 2025 - 89th Regular

State Affairs (Part I) May 1st, 2025

Senate State Affairs Committee

Transcript Highlights:
  • " data-time="306"> Adopting daylight saving time on a permanent basis can benefit Texans, travel insurers
  • Jonathan Covey, director of policy for Texas Values

  • I'm Jonathan Covey, Director of Policy for Texas Values.
  • My name is Judge Shepard, and I'm a policy...
  • Panelists at the Texas Public Policy Foundation are here
Summary: The committee meeting featured extensive discussions focused on time legislation, including HB1393 and SB692. The primary subject was the proposal to adopt permanent daylight saving time, which sparked diverse opinions from committee members and witnesses. Supporters like Erica Boyd, President and CEO of the Texas Travel Alliance, advocated for the benefits of extended daylight for outdoor activities and tourism, while others expressed health concerns and the disruption that early darkness in winter months could cause to families. Testimony revealed a split in public sentiment, further complicating the legislative decision-making process. Additional bills, such as SB2943 regarding religious freedom protections for occupational licenses, also received attention, showcasing the breadth of topics covered in this meeting.
TX

Texas 2025 - 89th Regular

S/C on Property Tax Appraisals Apr 17th, 2025 at 10:04 am

House S/C on Property Tax Appraisals

Transcript Highlights:
  • I spent a lot of time studying this, along with high insurance costs.
  • their illegal policies.
  • Texas Public Policy Foundation, and you are for the bill, is that correct?
  • I am a policy analyst at the Texas Public Policy Foundation, and I am here to testify in support of House
  • That opinion goes into some of the public policy.
Summary: The meeting addressed multiple pieces of legislation related to property appraisal, primarily focusing on HB1952, HB4703, and HB3524. There was a lively discussion surrounding HB1952, which proposes to increase the number of elected members on appraisal boards, aiming to enhance transparency and accountability. Public testimony included varied perspectives, with residents expressing a desire for more representation in appraisal decisions, while some members voiced concerns about the potential politicization of these boards. The committee left the bill pending for further scrutiny, indicating the complexity of the subject matter and the differing opinions within the community.
TX
Transcript Highlights:
  • Do you have a policy for barricading roads prior to flooding?
  • or has it ever been the policy to close roads prior?
  • Now, these have to be insured by the NFIP.
  • One on the National Flood Insurance Program.
  • , which provides low-cost flood insurance for homeowners.
Summary: In this meeting of the Senate Select Committee on Disaster Relief and Flooding, the focus was on the recent severe flooding that caused significant casualties and property damage across Texas. The committee heard invited testimony from various state agencies and river authorities regarding their responses to the flooding emergency. It was noted that over 135 Texans lost their lives during this disaster, and numerous families were displaced, prompting a united effort from emergency responders and volunteers across the country to assist those affected. The committee emphasized the importance of constructive policy solutions rather than assigning blame, aiming to enhance future flood response and mitigation strategies. Key discussions revolved around flood risk management, with presentations on the newly established processes following the passage of several bills related to flood infrastructure and planning. The committee emphasized a bottom-up approach to regional flood planning involving local community input, and they highlighted the need for additional resources to improve emergency response capabilities. Public testimony reinforced the necessity of developing improved communication systems and flood warning mechanisms to mitigate the risk of future flooding incidents.
TX

Texas 2025 - 89th Regular

Criminal Jurisprudence Apr 3rd, 2025 at 10:30 am

House Criminal Jurisprudence Committee

Transcript Highlights:
  • ...22, a much more expensive form of car insurance.
  • Folks unable to afford insurance are often indefinitely denied renewal by the Omnibus program for not
  • First, one can obtain insurance with an invalid license.
  • I do have a number of clients who manage to get insurance
  • All the money goes to insurance, and they can't afford to restore their license.
Summary: The meeting focused primarily on the discussion surrounding HB1414, presented by Representative Bowers on behalf of Representative Dr. Alma Allen. The bill aims to eliminate the Class B misdemeanor penalty for driving with a suspended license (DWLI) for those with prior convictions, allowing county courts to dedicate resources to more serious offenses and potentially preventing many Texans from facing excessive debt and jail time. Representatives and witnesses provided insights into the bill's implications for individuals unable to afford civil surcharges that lead to license suspensions, highlighting the financial burdens placed on lower-income families.
TX

Texas 2025 - 89th Regular

89th Legislative Session May 21st, 2025 at 10:05 am

Texas House Floor Meeting

Transcript Highlights:
  • the bundling of personal lines property or casualty insurance policies.
  • It simply extends the insurance enrollment period for newborns from 31 days to 60 days.
  • coverage and dissolving the Texas self-insurance group guarantee.
  • We have an honest disagreement about the role of the government in this kind of policy.
  • This is a beneficial policy that has helped so many Texans, including veterans.
Bills: SB31, SB33, SB20, SB217, SB264, SB269, SB650, SB681, SB528, SB502, SB740, SB916, SB995, SB10, SB2581, SB2570, SB3031, SB24, SB379, SB1171, SB1121, SB1120, SB1061, SB1036, SB1019, SB890, SB11, SB868, SB1188, SB1254, SB2778, SB2543, SB2443, SB1333, SB1259, SB1401, SB1404, SB2139, SB2165, SB2237, SB2268, SB1202, SB1198, SB1212, SB1451, SB1470, SB1498, SB965, SB1547, SB1667, SB1818, SB1902, SB2129, SB2078, SB2069, SB1737, SB1589, SB1318, SB387, SB1150, SB1574, SB2127, SB3034, SB860, SB1278, SCR5, SCR32, SB4, SB23, SB1762, SB34, SB60, SB706, SB1814, SB1220, SB523, SB565, SB1253, SB840, SB764, SB2383, SB2155, SB1535, SB1423, SB1566, SB1804, SB1728, SB1816, SB1952, SB75, SB2068, SB1455, SB213, SB627, SB2037, SB670, SB896, SB917, SB1184, SB971, SB1255, SB1261, SB1283, SB991, SB1733, SB21, SB231, SB739, SB1252, SB1371, SB646, SB3, SCR27, SB552, SB1405, SB1948, SB243, SJR1, SB31, SB33, SB20, SB217, SB264, SB269, SB650, SB681, SB528, SB502, SB740, SB916, SB995, SB10, SB2581, SB2570, SB3031, SB24, SB379, SB1171, SB1121, SB1120, SB1061, SB1036, SB1019, SB890, SB11, SB868, SB1188, SB1254, SB2778, SB2543, SB2443, SB1333, SB1259, SB1401, SB1404, SB2139, SB2165, SB2237, SB2268, SB1202, SB1198, SB1212, SB1451, SB1470, SB1498, SB965, SB1547, SB1667, SB1818, SB1902, SB2129, SB2078, SB2069, SB1737, SB1589, SB1318, SB387, SB1150, SB1574, SB2127, SB3034, SB860, SB1278, SCR5, SCR32, SB546, SB647, SB648, SB1493, SB1709, SB2001, HB5669, HB3115, HB5655, HB5675, HB5689, HB5690, HB5653, HB3228, HB2802, HB45, HB1318, HB5560, HB2894, HB4344, HB2775, HB33, HB12, HB148
Summary: The meeting focused on the discussions surrounding multiple bills, including several amendments and motions proposed by various members of the committee. Notably, Senate Bill 1405 passed after discussions led by Mr. Ashby, which highlighted its significance to the state's taxation policies. Additionally, SB4 saw considerable support, enabling an increase in school district homestead exemptions to $140,000, while SB23 aimed for exemptions tailored for seniors and disabled individuals. The committee shared insights on legislative priorities while engaging with public witnesses on controversial topics. Members received updates about upcoming committee meetings, illustrating a proactive legislative atmosphere.
TX

Texas 2025 - 89th Regular

Finance Mar 5th, 2025

Senate Finance Committee

Transcript Highlights:
  • Minds, as well as Mental Health America of Greater Houston, where I serve as the Director of Public Policy
  • Minds, as well as Mental Health America of Greater Houston, where I serve as the Director of Public Policy
  • Remember, it also comes with a pension, really great health insurance.
  • Sometimes you get state and county health insurance, and you get state and county pensions.
  • Policy

Bills: SB260, SB263, SB293, SJR18
Summary: The committee meeting centered around discussions on Senate Bill 260, which aims to enhance school safety through increased funding. Senator Huffman highlighted the initiative to double both the per-student and per-campus safety allotments. Testimonies from various stakeholders, including educators and mental health advocates, underscored the importance of addressing both physical safety and mental health needs in schools. The discussions revealed a strong consensus on the necessity of adequate resources for effective school safety measures while acknowledging the financial challenges faced by districts in meeting legislative mandates. The meeting concluded with a positive recommendation for the bill's passage to the full Senate.
TX

Texas 2025 - 89th Regular

S/C on Workforce Apr 15th, 2025 at 08:04 am

House S/C on Workforce

Transcript Highlights:
  • data-time="1170"> And we show you registered as Alan Craddock on behalf of the Texas Department of Insurance
  • It's more costly to deal with lawsuits, lost productivity, and insurance claims from preventable heat-related
  • My name is Daniela Silva, and I'm the Austin Policy Coordinator at Workers' Defense Action Fund.
  • place where these guidelines or laws and regulations are mandated, not conflicting local or state policies
Summary: The meeting held by the committee focused on several bills aimed at improving worker safety and economic support for rural communities. Key discussions included the introduction of HB446, which aims to establish a Heat Illness Prevention Advisory Board to address the increasing number of heat-related worker deaths in Texas. Testimonies from various stakeholders highlighted the need for heat safety standards and the emotional impact of heat-related illnesses on workers' lives. HB1609 was also presented, seeking protections for volunteer firefighters during declared disasters to prevent job loss while responding to emergencies. The committee expressed strong support for these initiatives, suggesting a collective understanding of their importance amid rising temperatures and demands on the workforce.
TX

Texas 2025 - 89th Regular

S/C on County & Regional Government May 12th, 2025 at 09:05 am

House S/C on County & Regional Government

Transcript Highlights:
  • And we have you registered as policy director testifying

  • And for insurance purposes. And as a matter of fact, you know, we...
Bills: SB1370
Summary: The meeting of the House Permanent Standing Subcommittee on County and Regional Government focused primarily on SB1370, a crucial piece of legislation aimed at modernizing the state's death investigation system. Chairman Anchia highlighted the shortcomings of the current system, where only 14 out of 254 counties have established medical examiner offices, leading to an overwhelming burden on existing resources. Testimonies revealed the strain on justices of the peace and existing medical examiners, underscoring a pressing need to expand services to accommodate the growing population across counties. Several members engaged in thoughtful discussions around the bill's potential impact and ways to incentivize the recruitment of qualified forensic pathologists to alleviate the shortage in this critical field. The meeting concluded without further objections, with SB1370 left pending. Chairman Anchia thanked all participants for their contributions and emphasized the importance of addressing the challenges posed by population growth. This meeting provided a platform for local representatives to share their concerns and potential solutions, highlighting the collaborative efforts needed to enhance the medical examiner system throughout the state.
TX

Texas 2025 - 89th 1st C.S.

Local Government Aug 1st, 2025

Senate Local Government Committee

Transcript Highlights:
  • I represent the Texas Public Policy Foundation.
  • When you look at tax policy today, what you see are three
  • This includes salary, insurance, vehicles, equipment, and benefits, amounting to at least $150,000 per
  • I would respectfully ask that you rethink the policy and focus on targeted solutions that address the
  • Dallas has invested heavily in public safety, policy, and staffing.
Bills: SB9
Summary: The Senate Committee on Local Government met to discuss the implications of Senate Bill 9, which focuses on property tax appraisal reforms. The bill's primary goal is to lower the voter-approved tax rate from 3.5% to 2.5%. During the meeting, various stakeholders provided testimony, highlighting concerns about the potential impact of the cap on local governments, especially in rapidly growing areas. Senators engaged in extensive discussions about the balancing act between tax relief and the need for robust public services, emphasizing the need for local flexibility to meet constituents' needs. The bill faced opposition from local officials who argued that the cap could hinder essential services like police and fire departments, as well as infrastructure maintenance.
TX

Texas 2025 - 89th Regular

89th Legislative Session Jun 2nd, 2025 at 11:06 am

Texas House Floor Meeting

Transcript Highlights:
  • She joined my team as a director of engagement and as a policy advisor.
  • His policy areas focused on state affairs and public policy.
  • and every other kind of policy for our office.
  • It is the right policy and the right thing to do.
  • We receive $600 a month before taxes and before insurance.
Summary: In this meeting, the committee primarily focused on the conference committee report for SB293. Representative Leach highlighted the collaborative efforts of both the House and Senate conferees in crafting a historic legislative package that aims to provide significant pay raises for Texas judges, a move deemed essential for maintaining a strong judiciary in the state. The discussion underscored the importance of bipartisan cooperation in achieving meaningful legislative outcomes. Additionally, there was a recognition of the hard work put in throughout the 89th session, with various members expressing pride in their achievements, particularly in public education reform.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 24th, 2025 at 02:03 pm

Texas House Floor Meeting

Transcript Highlights:
  • relation to the delivery, storage, and disposal of certain personal property for the Committee on Insurance
  • to publish a list of certain ready-to-swing programs for the Committee on Insurance.
  • premium rates for the Committee on Insurance.
  • to review and audit a third-party administrator for the Committee on Insurance.
  • requirements for Transportation Network Company drivers, referred to the Committee on Insurance.
Summary: In the recent committee meeting, a wide array of bills were discussed, including significant topics such as education reforms, public health initiatives, and environmental regulations. Members engaged in a robust discussion regarding HB3478, which relates to definitions of child abuse and neglect, where concerns were raised about the implications for vulnerable children. Additionally, HB3487 sparked debate over tax collection practices that affect restaurant owners involved in oyster shell recycling programs, highlighting the balance between environmental sustainability and business concerns.
TX

Texas 2025 - 89th Regular

Local Government (Part II) May 5th, 2025

Senate Local Government Committee

Transcript Highlights:
  • I pay a mortgage, home insurance, and have done significant upgrades. I pay insurance and taxes.
  • Judge Shepard, Texas Public Policy Foundation.

  • I'm a policy analyst with the Texas Public Policy Foundation, and I'm here to testify in support of Senate
  • I'm trying to sort out the tax policy because that's really what concerns me here.
Summary: The meeting of the committee included vigorous discussions on various bills, particularly Senate Bills aimed at creating municipal management districts and local improvement initiatives. Senate Bill 3048, presented by Senator Birdwell, was notably passed with unanimous support, establishing a management framework for a 448-acre community called Blue Bonnet Hills. Concurrently, attention was drawn to SB2559, which received public testimony related to development moratoriums that have affected local businesses, emphasizing the need for legislative safeguards against prolonged restrictions on development projects. The session concluded with plans to continue deliberating on various local bills aiming to amend district management provisions.
TX

Texas 2025 - 89th Regular

Ways & Means Feb 25th, 2025 at 11:00 am

House Ways & Means Committee

Transcript Highlights:
  • the form of a homestead exemption, which, you know, I think is a decent policy.
  • One policy concern is increasing the split roll situation. The further concern is that.
  • So all that being said, that's one of our policy priorities.
  • It's a really versatile policy that's employed by about 30 states.
  • Policy Foundation, is that correct?
Summary: The House Committee on Ways and Means conducted a productive meeting addressing several key issues related to taxation and budget projections. The meeting opened with invited testimony from representatives of the Comptroller's Office and the Legislative Budget Board, focusing on the biennial revenue estimates and significant funding changes. Members participated actively, posing questions about specific budget allocations and the impact of tax policies on both local governments and residents. A significant discussion revolved around property tax relief, with calls for higher measures of relief to support taxpayers amid growing financial burdens. Furthermore, recommendations for financial reforms were proposed, stressing the importance of sustaining the benefits from previous tax relief efforts.
TX

Texas 2025 - 89th 2nd C.S.

89th Legislative Session - Second Called Session Aug 25th, 2025 at 12:08 pm

Texas House Floor Meeting

Transcript Highlights:
  • ...public policy outcome as a result of doing that.
  • To your knowledge, was there any policy reason to exclude those that are under 75,000?
  • We share that concern, and you know, I always think we make better policy.
  • Senate Bill 17 codifies this model policy to prevent any current conflict.
  • But you're now going to open them up to liabilities, which is insurance.
Bills: HB17, HB16, SB10, HB27, HB23, SB15, SB18
Summary: The meeting focused on multiple important pieces of legislation, with key attention on HB16, an omnibus courts bill aiming to improve judicial processes, and SB18, which seeks to ease permit requirements for dam maintenance related to erosion and flood control. Chairman Leach and Senator Zaffirini provided significant insights during their bill presentations, stressing the importance of efficiency in governmental operations. The committee engaged in lively debates about the implications of these bills, particularly regarding budgetary concerns for local governments and the potential effects on public safety funding. Testimonies from stakeholders further highlighted the necessity for legislative clarity and improved infrastructure support for state safety measures. The final votes showed strong support for the proposed bills, indicating a proactive approach towards legislative efficiency.
US

Us Congress 2025-2026 Regular Session

Hearings to examine turning back time, focusing on locking the clock. Apr 10th, 2025 at 09:00 am

Senate Commerce, Science, and Transportation Committee

Transcript Highlights:
  • These are the kinds of smart policy choices we can make to protect people year-round.
  • Harkey is the president of the Insurance Institute for Highway Safety.
Summary: The committee meeting was dedicated to discussing significant legislative topics, focusing particularly on the implications of daylight saving time (DST). Senator Scott advocated for the Sunshine Protection Act, which aims to eliminate the twice-yearly clock changes and keep daylight saving time year-round. He emphasized the negative health impacts associated with DST, including increased risks of heart attacks and accidents immediately following the time changes. Various witnesses provided personal testimonies and expert opinions, highlighting the confusion and health disruptions caused by the current time change practices.
TX

Texas 2025 - 89th Regular

Education K-16 (Part I) Apr 3rd, 2025

Senate Education K-16 Committee

Transcript Highlights:
  • such as insurance, retirement benefits, retired employees,
  • We're also seeing a changing global landscape with trade policy where we have the sites and we have the
  • Good morning, I'm Tom Lindsey, Research Fellow at the Texas Public Policy Foundation, testifying...
Summary: The Senate Committee on Education convened to discuss several important bills, prominently featuring Senate Bill 2361, which proposes the transition of the University of Houston-Victoria into the Texas A&M University System. Testimonies from community leaders such as Mayor Dwayne Crocker highlighted the significant positive implications this shift could have for local education and economic development. The consensus was that the integration would not only elevate educational opportunities but also enhance the region's workforce alignment with industry needs, particularly in fields like engineering and agriculture. Additionally, SB 530 was introduced, focusing on removing restrictions on which accrediting bodies universities can engage for accreditation, a move that aims to modernize Texas educational regulations to align with recent federal changes.
TX

Texas 2025 - 89th 1st C.S.

Disaster Preparedness & Flooding, Select Jul 23rd, 2025 at 09:07 am

House Disaster Preparedness & Flooding, Select Committee

Transcript Highlights:
  • Those policies...
  • Do you have a policy for barricading roads prior to flooding?
  • Is it a policy of TxDOT for this?
  • One on the National Flood Insurance Program.
  • , which provides low-cost flood insurance for homeowners.
Summary: The committee meeting focused on flood management and response strategies following the recent devastating floods in Texas. Notably, discussions centered around the creation of a flood infrastructure fund and Senate Bill 8, which aims to improve regional flood planning processes. Several experts provided insights into the challenges faced during the floods, including communication barriers, emergency response efforts, and the need for better coordination among local and state agencies. Public sentiments were shared regarding the necessity for improved flood prevention measures, conservation plans, and the expansion of existing infrastructure to cope with future climatic challenges.
TX

Texas 2025 - 89th Regular

Licensing & Administrative Procedures Apr 8th, 2025 at 10:30 am

House Licensing & Administrative Procedures Committee

Transcript Highlights:
  • ...by state law, despite prices increasing for insurance
  • With insurance costs, equipment costs, and everything we have to do to keep up with running a quality
  • There are vehicles with no insurance and derelict

  • We have a policy at our institute that.
  • I serve as General Counsel and Director of Policy for the Texas Conservative Coalition.
Summary: The meeting was marked by thorough discussions regarding several pivotal bills aimed at addressing safety and regulatory reforms within various sectors. Notably, House Bill 3352 was a focal point, where industry representatives highlighted the urgent need for enhanced driver safety training in work zones due to a rise in fatalities. Supporters argued that including work zone safety in driver education programs could significantly improve awareness and reduce accidents. Additionally, House Bill 2186 drew scrutiny from small business owners who expressed concerns about the regulatory burden it would impose on electricians and the potential impact on employment within the industry. Despite the commitment to improve safety, stakeholders warned of unintended consequences that could affect operational viability for non-signatory firms.
TX

Texas 2025 - 89th Regular

S/C on Defense & Veterans' Affairs Mar 3rd, 2025 at 11:03 am

House S/C on Defense & Veterans' Affairs

Transcript Highlights:
  • That's a lot of great information, a lot of great data, and a lot of great potential public policies
  • I know we're going to have a lot of wonderful bills and public policy sent our way, and a lot of great
  • We also accept Medicare, Medicaid, and private insurance.
  • Insurance, and cash, which is pretty rare.
  • Even though there's supposed to be a policy, there’s also no ongoing assessment.
Summary: The meeting of the Defense and Veterans Affairs Committee served as the inaugural session for the legislative year, focusing on various significant veteran issues and programs. Chairman Cortez led discussions around the upcoming legislative workload, with an estimated 75 bills anticipated for review. Members acknowledged the importance of addressing recruitment and retention challenges within the defense forces, with insights on necessary facility upgrades and the impacts on local communities. Collaborative efforts, such as home loan programs and the Veteran Entrepreneur Program, were highlighted to demonstrate the support provided to veterans in transitioning to civilian life. The committee emphasized the vital role of outreach initiatives to ensure veterans are aware of available services.
TX

Texas 2025 - 89th Regular

Finance Feb 3rd, 2025

Senate Finance Committee

Transcript Highlights:
  • Further, internal agency policies pertaining to remote.
  • Is there a formal remote work policy?
  • That would be good to pursue with policies.
  • They are not supposed to really address the policy. Exactly.
  • They are not supposed to really address the policy.
Bills: SB1
Summary: The meeting focused on various topics related to child welfare, particularly emphasizing the importance of kinship placements in the foster care system. Senators Alvarado and Hinojosa engaged in a detailed discussion regarding the benefits of kinship care, highlighting better outcomes for children and the financial implications for the state. They emphasized a need for continued investments in kinship care as a strategy to improve child welfare outcomes, encouraging the legislature to consider this approach moving forward. Additionally, the committee reviewed community-based care programs, which aim to keep children in their communities to promote stability and familial connections.

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