Video & Transcript DataContr Research : 'flood insurance'
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TX
Texas 2025 - 89th Regular
89th Legislative Session Feb 12th, 2025 at 10:02 am
Texas House Floor Meeting
Transcript Highlights:
- and consider House Resolution Number 215, which celebrates the 100th anniversary of the National Insurance
- Members, today we celebrate the 100th anniversary of the National Association of Insurance and Financial
- data-time="4248"> Members, today we celebrate the 100th anniversary of the National Association of Insurance
- and Financial Advisors, an organization that has been a cornerstone of the insurance and financial services
- President of NYFA Texas; Jason Talley, NYFA Texas Government Relations Chair; and dozens of NYFA insurance
Keywords:
legislation, public safety, educational reforms, funding allocations, stakeholder insights
Summary:
The committee meeting revolved around a variety of legislative matters, with significant emphasis placed on ongoing debates surrounding public safety initiatives and educational reforms. Members expressed diverse perspectives, particularly on how proposed amendments might impact local communities. A number of stakeholders offered insights, highlighting both potential benefits and drawbacks associated with the new policies being discussed. Notably, there were discussions regarding funding allocations and their implications for state resources.
TX
Texas 2025 - 89th Regular
Criminal Justice (Part II) Apr 29th, 2025
Senate Criminal Justice Committee
Transcript Highlights:
- Panicked calls and emails flooded our police, myself and others seeking protection, and yet APD indicated
Bills:
SB614, SB872, SB1199, SB1212, SB1278, SB1573, SB1588, SB1602, SB1660, SB1704, SB1723, SB1833, SB1858, SB1946, SB2009, SB2146, SB2177, SB2373, SB2460, SB2785
Keywords:
forensic science, capital writs, criminal justice, case review, Texas Forensic Science Commission, prisoner death, investigation, county jail, law enforcement, autopsy, trafficking, prostitution, affirmative defense, coercion, duress, victim rights, child abuse, mandatory reporting, criminal penalties, neglect
Summary:
The Senate Committee on Criminal Justice convened to discuss several key legislative bills, focusing significantly on public safety and law enforcement. Among the prominent bills discussed was SB1858, which aims to amend the eligibility criteria for a law enforcement body armor grant program to include independent school districts (ISDs). This bill addresses safety concerns surrounding school resource officers by allowing them access to necessary protective gear. The committee also reviewed SB1723, which received a favorable recommendation for local non-contested status without any opposition. In total, a number of bills were passed with unanimous votes demonstrating bipartisan support for enhancing community security measures.
TX
Texas 2025 - 89th Regular
Intergovernmental Affairs May 6th, 2025 at 08:05 am
House Intergovernmental Affairs Committee
Transcript Highlights:
- and District 127 was hit hard by floods and natural disasters
Keywords:
homelessness, housing services, Texas Department of Housing, municipal programs, community development, homelessness, housing programs, Texas Department of Housing, municipal administration, community initiatives, homelessness, housing program, local governments, community services, Texas Department of Housing, low income housing, tax credits, education criteria, affordable housing, housing development
Summary:
The meeting of the committee featured several active discussions regarding various bills, with notable emphasis on matters of affordable housing and local governance. House Bill 3753 was a focal point, aimed at addressing the allocation of low-income housing credits, which raised concerns among members over its implications for local communities. Representative Cunningham provided compelling arguments for the bill, emphasizing its potential benefits for teachers and residents struggling with housing issues, triggering a dialogue on transparency and accountability in housing decisions. Additionally, the committee reviewed House Bill 293, which proposed uniformity in transparency requirements across different housing tax credit programs, underscoring the complexity of legislative processes in housing development.
TX
Transcript Highlights:
- The proposed language excludes costs such as needed building upkeep, utilities, insurance, and equipment
$6.82 to cover rent, insurance, utilities, those
- ...property and casualty insurance.
- However, you're not getting paid actual, and your actual is supported by utility bills, insurance premiums
- But also, administrative costs, wrestling with insurance, all of that also gets passed on to the patient
Keywords:
special education, funding, individualized education program, visual impairments, accessibility, support services, state education code, special education, funding, emergency preparedness, SB568, SB57, student safety, service intensity model, early intervention, public testimony
Summary:
The committee meeting centered around special education funding and safety provisions for children with disabilities. Key discussions were led by Senator Bettencourt regarding the transformative potential of SB568, which proposes a transition to an eight-tier service intensity funding model. This model is designed to better accommodate the needs of special education students, ensuring they receive the necessary services tailored to their unique requirements. The bill received strong support from stakeholders and included testimony from educators and advocates highlighting the importance of early intervention and the need for ongoing funding support.
TX
Transcript Highlights:
- We've been self-insured since 2004 and have been very supportive.
- p>
The ginners were the first and the largest group of self-insured
- approved by TDI, now able to maintain their status as the only solvent self-insured group remaining.
- Once the wind-down is complete and the Commissioner of Insurance determines that all obligations have
- Hey, we have medical insurance.
Bills:
SB264, SB542, SB924, SB1008, SB1029, SB1036, SB1057, SB1058, SB1185, SB1202, SB1358, SB1364, SB1376, SB1569, SB1664, SB1697, SJR50
Keywords:
property owners' association, water conservation, residential watering restriction, fines, drought management, video services, regulation, public right-of-way, franchise authority, telecommunications, food safety, regulations, permitting, local authority, food service industry, used vehicles, advertising regulations, dealerships, consumer protection, vehicle identification
Summary:
The committee meeting was marked by a series of discussions regarding several bills aimed at improving local regulations, particularly around food service operations. Members discussed the challenges of regulatory inconsistencies affecting restaurants and the food industry, emphasizing how Senate Bill 1008 could alleviate some financial burdens. Various stakeholders, including representatives from the Texas Restaurant Association, testified in support of this bill, highlighting the need for clearer and more predictable regulations. The discussions included provisions that would cap local permit fees, preventing duplicate charges that hinder small businesses' operations. Notably, there was strong bipartisan support demonstrated as numerous bills were reported favorably with unanimous votes.
TX
Texas 2025 - 89th Regular
89th Legislative Session Mar 5th, 2025 at 10:00 am
Texas House Floor Meeting
Transcript Highlights:
- 802" data-time="4806"> HB 751 relating to training or education was referred to the Committee on Insurance
HB 766, relating to liability insurance for certain
- replacement cost of lost or damaged property under a homeowner's, renter's, or condominium owner's insurance
- policy, referred to the Committee on Insurance.
- >
HB 875 by Spiller, relating to Workers' Compensation Insurance
Keywords:
Sylvester Turner, tribute, legacy, Alamo Day, community service, legislation, announcements
Summary:
The committee meeting began with a moment of silence dedicated to the memory of the late Congressman Sylvester Turner, acknowledged by multiple members who spoke eloquently about his legacy and contributions to the community. This emotional tribute was followed by a series of announcements, including recognizing distinguished guests and discussing significant upcoming dates such as Alamo Day. The atmosphere of the meeting reflected a blend of mourning and celebration of service, as members recounted personal anecdotes and expressing gratitude for Turner's guiding influence in their political paths.
TX
Transcript Highlights:
- How are we going to cover these in terms of insurance or other means?
- Hospital and insurer.
- Insurers are owning hospitals.
- Did your insurance pay for it? Or you said something about it being very expensive.
- That's just people who don't have health insurance. So, like, no.
Bills:
HB5141, HB4638, HB2264, HB2035, HB4813, HB4408, HB2684, HB1621, HB2300, HB216, HB3829, HB4466, HB1747, HB2284, HB3614, HB2587, HB3219, HB3318, HB5147, HB4014
Keywords:
lease, state property, public purpose, Travis County, Health and Human Services, pharmaceutical initiative, drug distribution, healthcare services, generic drugs, advanced pharmaceuticals, cost savings, mental health, patient discharge, medical records, health care professionals, substance use, family involvement, chemical dependency, treatment facilities, minor admissions
Summary:
The Committee on Public Health convened to discuss various bills related to mental health, public health initiatives, and animal care. Notably, representatives presented House Bill 2264, which aims to facilitate communication between mental health patients and their families, allowing family members to provide important medical information during emergencies. The bill sparked a substantial discussion, with advocates from the National Alliance on Mental Illness supporting its intention to improve patient outcomes. Other significant bills included HB 1747, introduced to create a council for mental health and substance use, fostering collaboration among affected systems, and HB 2684, which focuses on palliative care options for parents facing life-limiting diagnoses for their unborn children. Public testimonies supported these measures, highlighting their importance in enhancing care and support for vulnerable populations.
TX
Transcript Highlights:
- While CCR is licensed by HHSC to provide care, CCRCs are regulated by the Department of Insurance because
- they function as an insurance-type product.
- Out of the 39 CCRCs licensed by the Texas Department of Insurance, 33 are members of Leading Age Texas
Keywords:
Medicaid, provider enrollment, credentialing, healthcare, administrative burden, Texas Health and Human Services, child welfare, adoption timelines, senior care, consumer protection, continuing care retirement communities, legislation, public testimony
Summary:
The Committee on Human Services meeting was marked by meaningful discussions on multiple bills affecting the welfare of children and senior citizens in Texas. Notably, SB500 was presented to establish clearer timelines for adoption processes, aiming to decrease the wait times significantly from several months to within a few weeks for critical health and personal history reports. This bill was met with positive feedback from committee members and stakeholders, highlighting the importance of expediting adoption to ensure permanency for children in foster care. Additionally, the committee discussed SB1522, which modernizes regulations for continuing care retirement communities to enhance consumer protections and clarify definitions that have long created confusion in the marketplace. Stakeholders emphasized the need for greater transparency in advertising and regulations, underscoring the bill's potential to better safeguard seniors.
TX
Transcript Highlights:
- The program is funded by a portion of a $5 fee on auto insurance policies.
- This is funded by a portion of the $5 fee on auto insurance policies.
- On average, every year we pay out about **$2 billion** in unemployment insurance claims, plus or minus
- On average, every year we pay out about **$2 billion** in unemployment insurance claims, plus or minus
- On average, every year we pay out about **$2 billion** in unemployment insurance claims, plus or minus
Bills:
SB1
Keywords:
appropriations, budget, state funding, education, healthcare, infrastructure, transportation funding, highway projects, housing programs, legislative support, public testimony, driver education, homeless youth, infrastructure development
Summary:
The committee meeting addressed various pressing issues, notably the funding and appropriations for transportation and housing programs. Presentations focused on $40.4 billion in funding for highway projects, which is directed towards construction, maintenance, and infrastructure development for the upcoming biennium. Discussions highlighted the importance of addressing the capacity for project delivery amid increasing demands due to population growth and increased vehicle miles traveled in Texas. Additionally, Senator Hinojosa pushed for clarifying the funding available for driver education programs, especially for homeless and foster youth, which underscored a need for legislative support to ensure adequate resource allocation. Public testimonies lent depth to these discussions, presenting the human impact of legislative decisions.
TX
Texas 2025 - 89th Regular
Appropriations - S/C on Articles VI, VII, & VIII Feb 24th, 2025 at 10:00 am
House Appropriations - S/C on Articles VI, VII, & VIII
Transcript Highlights:
- And as a reminder, this program is funded by a fee on motor vehicle insurance policies of $5.00.
- Insurance companies obviously have the technical wherewithal to handle, you know,...
- funds to support the unemployment insurance program.
- But it's primarily in our unemployment insurance program.
- We have a very small residual amount of our unemployment insurance.
Keywords:
Texas Lottery Commission, charitable bingo, regulatory framework, financial appropriations, Sunset Advisory Commission, lottery couriers, operational efficiency
Summary:
The meeting of the Texas Lottery Commission centered around vital discussions regarding the regulatory framework and operational issues related to the lottery and charitable bingo systems in Texas. The committee reviewed financial appropriations, focusing on the need for infrastructure improvements to the Charitable Bingo Operations Division and highlighted the ongoing work with the Sunset Advisory Commission to enhance operational efficiency and compliance. Significant attention was given to the unregulated activities of lottery ticket couriers, which have raised concerns about integrity and fairness in lottery games, prompting the commission to consider appropriate measures to stop such activities.
TX
Texas 2025 - 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025 at 09:04 am
House Pensions, Investments & Financial Services Committee
Transcript Highlights:
- Do you get your insurance done first?
- for loans and mortgages, signing up for insurance policies
- And since FDIC insurance...
- of FDIC-insured banks.
- Insurance do not.
Bills:
HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175
Keywords:
military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance
Summary:
The meeting involved extensive discussions around several house bills, with notable emphasis on HB700, which aims to increase transparency in the merchant cash advance (MCA) sector. Representative McQueen provided a detailed explanation of the issues small business owners face due to aggressive tactics and lack of regulation in this area. The committee also examined HB4609, which focuses on updating the Texas Municipal Retirement System (TMRS) benefits to provide clearer options for cities regarding cost-of-living adjustments (COLA), allowing cities to offer retirement benefits in a more flexible and informed manner. Additionally, the meeting featured a strong public testimony segment, where witnesses voiced their support and concerns, especially regarding the implications of digital currencies framed in HB703.
TX
Texas 2025 - 89th Regular
Environmental Regulation Apr 24th, 2025 at 10:04 am
House Environmental Regulation Committee
Transcript Highlights:
- marker="121" data-time="720"> as these ecosystems provide, as John mentioned, clean drinking water, flood
Bills:
HB1730, HB1823, HB2048, HB2266, HB2440, HB3333, HB4086, HB4271, HB4413, HB4839, HB4841, HB5151
Keywords:
concrete crushing, hospital safety, environmental regulation, construction industry, permitting process, recycling, beverage containers, environmental protection, refund program, Texas Commission on Environmental Quality, rock crushing, concrete, permit processing, environmental regulation, priority applications, motor vehicle, air quality, energy source, engine, state implementation plan
Summary:
The committee meeting was focused on several key legislative matters, including the discussion of HB1904 concerning littering associated with balloon releases, which was presented favorably and passed unanimously. Additionally, the elimination of the Motor Vehicle Emissions Inspection and Maintenance Program was discussed within the context of HB5033, with a substitute motion adopted and passed. The meeting featured public testimony, allowing interested parties to share their views during a structured testimony period, ensuring all voices were heard within the limited timeframe. Overall, the members expressed a cooperative spirit aimed at addressing community concerns through legislation.
TX
Transcript Highlights:
- "> ...Alcohol and Beverage Commission, Texas Department on Criminal Justice, Texas Department of Insurance
- coverage that could potentially jeopardize medical care and health, as Medicaid is typically the only insurance
- and our mission to provide care to every patient who walks through our doors, regardless of their insurance
- This is a claim by the insurance, not a claim by the insurance company, but a...
- You'll have to ask the insurance company that.
Bills:
HB1531, HB2667, HB2809, HB2865, HB3589, HB3151, HB3748, HB3750, HB4419, HB4643, HB3597, HB4129, HB4130, HB4131
Keywords:
senior living, referral agencies, consumer protection, regulation, elderly services, youth, mental health, suicide prevention, protective services, child welfare, reporting requirements, Medicaid, public assistance, ex parte renewal, eligibility, Texas, group home, licensing, regulation, health and safety
Summary:
The meeting brought forward significant discussions centered on various bills related to child welfare and mental health support, particularly focusing on the well-being of children in the custody of the Department of Family and Protective Services (DFPS). Notable bills such as HB2789 and HB2809 were thoroughly reviewed, where stakeholders highlighted the critical need for improved data collection on suicide attempts among youth in foster care. The interventions proposed aim to enhance early identification and support for these vulnerable populations. The committee members engaged with professionals and advocates who emphasized the urgency of addressing these mental health challenges.
TX
Texas 2025 - 89th Regular
Local Government (Part II) Apr 24th, 2025
Senate Local Government Committee
Transcript Highlights:
- adding significant costs to the overall development, whether it's carrying costs, changes in the insurance
- span marker="193" data-time="1152"> For that, I have to make sure that I submit my licenses and my insurance
- To also add to your question, ma'am, the insurance that has to be there requires an agreement with the
Bills:
SB208, SB628, SB777, SB1042, SB2354, SB2477, SB2521, SB2523, SB2608, SB2703, SB2778, SB2835, SB2965, SB2367, SB3044
Keywords:
workforce housing, capital investment fund, affordable housing, housing development, Texas housing laws, loan programs, community development, workforce housing, capital investment fund, affordable housing, housing development, Texas housing, zero-interest loans, workforce housing, capital investment fund, low-income housing, housing development, nonprofit organizations, construction, economic stability
Summary:
The meeting of the local government committee covered several important bills, notably Senate Bill 1454, Senate Bill 1237, and Senate Bill 2520. Senator Betancourt presided over the proceedings, guiding the discussion on the multiple committee substitutes proposed for each of these bills. SB1454 focused on tax exemptions for housing authorities, with amendments that included stricter compliance measures for municipalities. The committee unanimously recommended that the bill proceed to the full Senate without objection.
TX
Texas 2025 - 89th Regular
Public Education Mar 6th, 2025 at 10:30 am
House Public Education Committee
Transcript Highlights:
- It's on paying their insurance costs, which I know is of
- And Representative Hunter, I'm sorry you missed my talk about the insurance costs.
- Finally, rising property insurance costs remain a significant challenge, particularly in coastal and
- Hurricane insurance premiums do not cut in half when a kid is in special education.
- The rising property casualty insurance costs for everybody along the coast, that's key.
Bills:
HB2
Keywords:
public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, educational funding, HB2, special education, mental health services, charter schools, public testimony
Summary:
The meeting focused primarily on legislation related to educational funding and support for students with disabilities. Testimonies were heard regarding HB2, which aims to enhance special education funding and improve the overall educational environment for students. Advocates stressed the importance of investing in mental health services within schools, emphasizing that a holistic approach to student welfare is essential for fostering a safe learning environment. Concerns were raised about charter school funding and the lack of accountability in financial expenditures related to such institutions. Additional discussions highlighted the urgent need for updated policies that reflect current economic realities in education, especially regarding the basic allotment for school funding.
TX
Transcript Highlights:
- On this slide, you will also see the Children's Health Insurance Program, which is a program for children
- families make too much to qualify for Medicaid but not usually enough to purchase private health insurance
- "295" data-time="1764"> And about 43% of Texas children are on Medicaid or the Children's Health Insurance
- This includes the Children's Health Insurance Program, which
- On the right, you'll see the Children's Health Insurance Program again, designed for children.
Keywords:
Senate Bill 593, kinship care, foster care reforms, licensing, health and safety, regulatory compliance, public comment, child welfare
Summary:
The meeting of the committee centered around the presentation of Senate Bill 593, which focuses on reforming licensing requirements for kinship and foster care homes. Significant discussions revolved around the proposed changes to reduce duplicative regulations aimed at helping kinship families qualify for foster care payments. Members emphasized that the reforms would ensure that health and safety standards remain paramount while streamlining processes for providers. Various stakeholders expressed optimism that these changes would eliminate barriers and improve the system for both kinship caregivers and the children they support. Public comment on the new rules is anticipated in May 2025, with the new regulations set to take effect in October 2025. The chair and committee members expressed gratitude towards the agencies involved for their contributions during the review process.
TX
Texas 2025 - 89th Regular
Public Health May 22nd, 2025 at 08:05 am
Transcript Highlights:
- charge the hospital for blood, then the hospital charged our insurance
- figure out the first testimony that we heard from the family was that they then got charged by the insurance
- guess, the cost was passed off to their... to the hospital, and I guess they got billed on their insurance
- I'm sorry, out of money, but the insurance paid their part, but then Tanya had to...
- I understand that, but I know there are times when my insurance doesn't...
Keywords:
Senate Bill 125, blood donation, directed donations, public health, patient care, blood safety, infectious diseases
Summary:
The meeting of the Public Health Committee focused on several significant bills concerning blood donation practices and patient care. Notably, Senate Bill 125 faced opposition from multiple testimonies that raised concerns about the potential risks associated with directed donations. Testimony from representatives of the blood centers highlighted alarming statistics about the increased incidence of infectious diseases among directed donors, urging the committee to reconsider the bill's implications. Supporters of the bill argued for the necessity of such provisions to protect patients with rare blood types, stressing the importance of ensuring their access to appropriate care. As discussions unfolded, the challenges of maintaining a balanced blood supply while accommodating specific patient needs became a central theme.
TX
Texas 2025 - 89th Regular
Appropriations - S/C on Articles I, IV, & V Feb 24th, 2025 at 10:00 am
House Appropriations - S/C on Articles I, IV, & V
Transcript Highlights:
- life insurance.
- to pay the full cost of member-only insurance and 50% if
- Not only state employees get their health insurance from the state of Texas, but all of higher ed, with
- Retirees is our health insurance program.
- Retirees is our health insurance program.
Summary:
The meeting of the committee was primarily focused on reviewing various bills, with robust conversations surrounding fiscal allocations for upcoming bienniums. Notably, discussions centered around SB22, which relates to salary assistance grants for law enforcement agencies, indicated strong support, with members expressing a consensus on the importance of enhancing financial resources for police departments across Texas. Additionally, the committee examined HB1, which proposed increases to funding to improve tax collection efficiencies and recruitment of professionals in critical roles. The meeting witnessed input from various stakeholders and representatives emphasizing the significance of these initiatives for state operations and public safety.
TX
Texas 2025 - 89th Regular
89th Legislative Session Feb 27th, 2025 at 10:00 am
Texas House Floor Meeting
Transcript Highlights:
- unemployment benefits payable to an individual during a benefit year under the state unemployment insurance
- benefit plan coverage for hair prostheses for breast cancer patients, was referred to the Committee on Insurance
- anesthesia in connection with certain pediatric dental services, was referred to the Committee on Insurance
- anesthesia in connection with certain pediatric dental services, was also referred to the Committee on Insurance
Keywords:
Senator Judith Zaffirini, Texas Senate, public service, education, legislation, honor, mentorship
Summary:
The meeting focused on honoring Senator Judith Zaffirini for her exceptional service to the state of Texas, marking her as the first female dean of the Texas Senate. Various members spoke of her achievements, highlighting her dedication to public service and her significant impact on the community and education, particularly for students with disabilities. The atmosphere was filled with camaraderie and deep respect, as colleagues shared personal anecdotes and affirmed her role as a mentor and leader.