Video & Transcript DataContr Research : 'insurance deductibles'

Page 21 of 31
TX

Texas 2025 - 89th Regular

Human Services Apr 15th, 2025 at 08:04 am

House Human Services Committee

Transcript Highlights:
  • that had to do with care facilities on embezzling, or not embezzling, but something regarding life insurance
  • ...insured staff were extra diligent with him, but even then
  • Medicaid and other insurance have been fraudulently billed for services that were never delivered.
  • "2916"> ...care facilities on embezzling, or not embezzling, but that's something regarding life insurance
Summary: During this meeting of the committee, key discussions were held regarding various bills, particularly those concerning contract requirements related to the Department of Family and Protective Services (DFPS). Multiple bills, such as HB4129, HB4130, and HB4131, were unanimously reported favorably without any debate, showcasing a clear consensus among members about their importance in regulating contracts with single-source continuum contractors. Notable attention was also directed towards HB3750, which pertains to reimbursement for legal expenses incurred by DFPS employees, demonstrating acknowledgment of the need to protect staff operating in complex legal environments. Public testimony was welcomed, allowing voices from the community to add value to the legislative dialogue. The meeting concluded with a commitment to continue examining the implications of these bills as they move forward in the legislative process.
TX

Texas 2025 - 89th Regular

Homeland Security, Public Safety & Veterans' Affairs May 7th, 2025 at 10:05 am

House Homeland Security, Public Safety & Veterans' Affairs Committee

Transcript Highlights:
  • ...Department of Insurance, the Texas State Board of Pharmacy
  • necessary insurance or state-level documentation of their
  • vehicles if the driver is unlicensed, has a suspended, canceled, or revoked license, or fails to have insurance
  • compliance with licensing and insurance laws.
Summary: The meeting primarily focused on the discussion and voting of various bills, with significant attention given to HB2082, which addresses the definition of short barrel firearms, and HB5528, related to the establishment of the Texas Law Enforcement Crisis Prevention Task Force. Chairman Heffner led the meeting, facilitating discussions that included debates on several bills and their implications. Notably, HB3626 concerning coroners' state benefits saw a unanimous vote supporting its passage. Public testimony highlighted the impacts of these legislative efforts, particularly in relation to law enforcement's operational effectiveness and community safety initiatives.
TX

Texas 2025 - 89th Regular

Jurisprudence Apr 9th, 2025

Senate Jurisprudence Committee

Transcript Highlights:
  • In some cases, these fraudsters attempt to sell the property outside of the title insurance system.
  • fraudulent deeds—as I'm sure County Clerk Warren knows all too well and those of us in the title insurance
Summary: The Committee meeting involved significant discussions around several bills concerning property law and contractor protections. Notably, Senate Bill 1975 and Senate Bill 1734 were at the forefront, where SB1975 focused on protecting Texas contractors from being forced to litigate in foreign jurisdictions, ensuring local disputes are resolved within Texas. The testimony highlighted the need for such protections due to the previous challenges encountered by local contractors when large out-of-state entities imposed unfavorable contractual terms. The bill passed without any opposition during the committee session, highlighting its urgent importance for the local construction community. In addition, the committee addressed Senate Bill 1734, which aims to provide property owners with a systematic approach to remedy deed fraud. This discussion included public testimonies shedding light on the recent rise in fraudulent deeds, emphasizing the need for legislative measures to streamline the rectification process. The public's input, especially from those in the title insurance industry, offered critical insights into the practical implications of the bill. The committee's deliberations were comprehensive and featured no substantial challenges to any of the bills, leading to a productive session overall.
TX

Texas 2025 - 89th Regular

Economic Development May 12th, 2025

Senate Economic Development Committee

Transcript Highlights:
  • Health and Human Services, Mission, Department of Family and Protective Services, Texas Department of Insurance
  • It also makes conforming changes to relevant codes for agriculture, human resources, insurance, labor
Summary: The meeting of the Economic Development Committee featured extensive discussions on several bills focused on streamlining processes, improving technology education, and preserving historical sites. House Bill 1240 was presented to unify the definition of the Texas-Mexico border region, which drew no objections during the public testimony segment. Another significant bill discussed was HB2768, aimed at establishing an IT apprenticeship credential to address workforce shortages in state government, indicating a proactive approach to enhancing the state's technical capabilities. The chair emphasized the importance of these initiatives in bolstering both education and economic capacity within Texas.
TX

Texas 2025 - 89th Regular

Public Education Mar 4th, 2025 at 08:00 am

House Public Education Committee

Transcript Highlights:
  • You know, $800 to $900 million, but insurance premiums, there are many.
  • To Chairman Hunter's point, the additional state aid to address regional insurance cost differentials
  • Some property insurers categorize risks by county, such as risks from hurricanes.
  • These insurance costs have tripled.
  • Insurance has tripled, buses have tripled, there are costs.
Bills: HB2
Summary: The committee meeting was focused on discussing HB2, a significant piece of legislation aimed at reforming school finance in Texas. During the discussion, members highlighted the ongoing challenges faced by school districts, including the impact of county appraisal districts failing the comptroller's property value study, which has led to budget reductions for many districts. Concerns were raised about ensuring that schools receive their entitlement funding and the need for potential amendments to address unresolved issues permanently. Various members expressed appreciation for the efforts made in HB2 to increase funding for at-risk students and improve overall educational outcomes.
TX
Transcript Highlights:
  • We've had corporate insurance where we were engineers, and my husband was an Army colonel on the weekends
  • We thus had acute care that is paid 100% by insurers, and that's very important when you have a catastrophic
  • Many of our families have one insurance, but they still
  • span> ...the flooding situation and to the long-term health insurance
  • ">So thank you both for being here and talking about flooding and talking about long-term health insurance
Summary: The meeting of the Senate Special Committee on Congressional Redistricting focused primarily on Senate Bill 4, which has sparked considerable public debate due to its implications on redistricting following the recent census. Senator King laid out the intent and details of SB4, which aims to make significant adjustments that critics argue will disenfranchise minority populations in Texas. Throughout the meeting, concerned citizens shared their testimonies, voicing opposition to the bill primarily on grounds that it manipulates district lines for partisan gain rather than community representation. The emotional testimonies of witnesses highlighted the serious concerns of many about representation in the Texas legislature going forward.
TX

Texas 2025 - 89th 2nd C.S.

Intergovernmental Affairs Aug 22nd, 2025 at 10:08 am

House Intergovernmental Affairs Committee

Transcript Highlights:
  • Insurance, whether it's, you know, paying for insurance
  • In addition to any insurance costs that the city has to keep in mind, and the insurance...
  • They have skyrocketing insurance costs, skyrocketing utility bills, and skyrocketing childcare costs,
  • How do I pay my insurance? How do I...
  • And of course, we know insurance rates follow what your property value is, not what you pay for it.
Bills: HB26, HB73, SB14, HB46
Summary: The committee meeting primarily focused on discussions surrounding fiscal responsibility in local governments, particularly the implications of House Bills 46 and 73. Proponents argued that these bills would help limit unnecessary spending and ensure that expenditures are tied to inflation and population growth, addressing taxpayer concerns about rising local budgets. However, numerous city officials and representatives from various organizations voiced strong opposition, claiming that these measures would hinder essential services and infrastructure improvements, particularly in rapidly growing areas. Current spending practices were deemed inadequate for meeting the demands of public safety and community services, especially in light of increased costs in areas like public water systems and emergency response. The meeting was characterized by passionate debate, as stakeholders lined up to express their views both for and against the proposed legislation.
TX
Transcript Highlights:
  • When those who need health insurance—working Texans—in

  • three months go to sign up for the Affordable Care Act health insurance policies, they will pay 75%
Summary: The meeting highlighted significant concerns regarding the proposed redistricting in Texas, primarily driven by perceived political motivations from the Republican leadership. Speaker after speaker emphasized the urgency of stopping what they described as an attempt to gerrymander districts and suppress the votes of marginalized communities. Key figures such as House Democratic leader Hakeem Jeffries underscored that the current plans threaten not just democratic principles but directly impact the well-being of Texas constituents, particularly minority populations. The meeting stirred passionate debate about ensuring equitable representation and addressing systemic injustices within the electoral process. The persistence of local leaders and their collective stand against these actions was a focal point throughout discussions, showcasing a unified front against manipulation of electoral boundaries.
TX

Texas 2025 - 89th Regular

State Affairs May 12th, 2025 at 08:05 am

House State Affairs Committee

Transcript Highlights:
  • often fall into a frustrating gap where losses are too significant to ignore but not covered by insurance
  • Insurance may not fully cover the damage, and many are uninsured.
  • Additionally, an insurer would be prohibited from considering certain reported events in rate setting
Summary: The committee meeting focused on a comprehensive discussion of several key legislative bills impacting agriculture, transparency in data regarding illegal immigration, and updates to emergency management infrastructure. Notably, SB2601 emphasized improving compensation processes for agricultural landowners affected by border-related crimes. The bill was presented by Senator Blanco, highlighting the need for a streamlined claims process and better funding mechanisms to support affected landowners and lessees. In a related yet different area, SB825 was presented to address the need for transparency and data collection on the effects of illegal immigration on Texas, leading to intense discussions about its implications on various sectors, including healthcare and education. Witnesses from organizations such as the Texas Public Policy Foundation and the Texas Farm Bureau provided valuable insights both in favor and against the bills, resulting in a dynamic atmosphere during the testimony segment of the meeting. Overall, the discussions were productive, with many members emphasizing the importance of balancing economic growth, security concerns, and the rights of individuals.
TX

Texas 2025 - 89th Regular

Appropriations Feb 19th, 2025 at 10:30 am

House Appropriations Committee

Transcript Highlights:
  • From Bryan, they provide health insurance for public school teachers.
  • "11052"> as of currently, so if you worked less than 20 years for the state, you do not get 100% insurance
  • We're very proud of our ability to manage costs in the health insurance program.
  • numbers right off the top of my head, but state employees do say that the pension and the health insurance
  • We have one health insurance plan called Health Select
Summary: During this committee meeting, the focus was on discussing critical infrastructure funding, especially related to water supply and flood mitigation projects. Chairwoman Stepney and the Water Development Board presented extensive details regarding the Texas Water Fund, which included $1 billion appropriated to assist various financial programs and tackle pressing water and wastewater issues. Additionally, funding allocations aimed at compromising the state's flood risk and improving water conservation were hotly debated, emphasizing collaboration among committee members and the necessity of addressing community needs in such projects.
TX

Texas 2025 - 89th Regular

Finance (Part I) Jan 28th, 2025

Transcript Highlights:
  • It's the exact same as our crime victims compensation; you've got to go through your insurance.
  • marker="86" data-time="2591">So a lot of landowners have told us, I don't want to report this to my insurance
  • company because I don't want my insurance premiums to go up because I reported it to the insurance company
Summary: The meeting of the committee primarily focused on the Office of the Attorney General, where General Ken Paxton and his staff presented budget recommendations, highlighting a proposed decrease of $163.9 million from the 2024-25 biennium budget. Discussions included essential service funding such as the Crime Victims Compensation Program, which is facing challenges due to revenue shortfalls and increased demand. The committee raised concerns regarding the method of finance swaps that impacted the overall budget, leading to a $38 million cut that the Attorney General’s office deemed an error. Representatives from the LBB were also questioned about the implications of these funding changes.
TX

Texas 2025 - 89th Regular

89th Legislative Session May 20th, 2025 at 10:05 am

Texas House Floor Meeting

Transcript Highlights:
  • Members, this is the bill that allows insurers to refund...
  • Members, this is about the right to appraisal for home and auto insurance, and I move passage.
  • or casualty insurance policies.
  • Senate Bill 213 establishes that forced bundling restricts competition in the insurance business, and
  • To create another lake, does it create an insurance of
Summary: The committee meeting was marked by dynamic discussions surrounding various legislative bills, notably SB1283 aimed at enhancing security in senior retirement communities following tragic incidents in the past. The bill, presented by Ms. Garcia-Hernandez, outlined essential measures including mandatory background checks for staff and a clear communication policy on criminal activities. The meeting also saw vigorous debates on multiple financial resolutions related to the statewide budget surplus, emphasizing the need for strategic allocation to property tax relief, as voiced by several committee members. Tensions arose as representatives questioned local government spending, reflecting a broader concern over escalating taxes across the state.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 31st, 2025 at 04:03 pm

Texas House Floor Meeting

Transcript Highlights:
  • marker="232" data-time="1386">HB 4178 by LaHood relating to the minimum motor vehicle liability insurance
  • requirement for bodily injury, death, or damage to the property of others, referred to the Committee on Insurance
Summary: The committee meeting primarily addressed various proposed bills concerning public safety, education, and taxation. Notably, HB4250 was discussed, relating to emergency power sources for nursing facilities. During the session, several amendments were proposed, leading to an in-depth discussion on the adequacy of the current infrastructure to support emergency generators, especially in light of recent events. The committee members also engaged in conversations regarding H.J.R. 172, a proposed constitutional amendment aimed at tax exemptions for residential properties, which sparked considerable debate about its fiscal implications.
TX

Texas 2025 - 89th Regular

Public Education Mar 18th, 2025 at 10:30 am

House Public Education Committee

Transcript Highlights:
  • Resources at BKCW Insurance.
  • The teacher tried to file a claim on her workers' compensation and her insurance, but it was not covered
  • Another thing we can do is start accepting Medicaid funding in Texas so that more people have health insurance
  • Even in my own family, despite having excellent private insurance, financial stability, and the ability
  • over one year's salary of severance pay, the Texas Education Agency (TEA) is instructed by law to deduct
Summary: The committee meeting predominantly focused on educational reform, discussing several bills designed to enhance school safety and address chronic absenteeism. In particular, House Bill 6 was scrutinized for its proposals to modify disciplinary measures within schools, specifically allowing longer in-school suspensions for students who cause significant disruptions. Advocates and experts presented testimonies emphasizing the importance of maintaining a safe learning environment while also addressing behavioral issues in a manner that supports at-risk students. The discourse highlighted the need for balancing discipline with educational support, particularly for students with disabilities who may exhibit challenging behaviors due to their conditions.
TX

Texas 2025 - 89th Regular

Finance (Part I) Feb 4th, 2025

Senate Finance Committee

Transcript Highlights:
  • However, physician services fees are still low compared to Medicaid, Medicare, and commercial insurance
  • In 2022, I had a 50% increase in insurance costs and have continued to receive increases every year since
  • In 2022, I had a 24% increase in insurance costs and have continued to receive increases every year since
  • However, our physician service fees are still low compared to Medicaid, Medicare, and commercial insurance
  • In 2022, I had a 24 percent increase in insurance costs and have continued to receive increases every
Bills: SB1
Summary: The meeting focused on public testimony regarding key health and human services issues affecting various groups in Texas. Notable discussions included funding requests for recovery housing, maternal health programs, and behavioral health services. Testimonies addressed the urgent need for additional resources to improve recovery housing availability, with advocates pushing for an increase in the number of accredited recovery homes and mentioning that Texas currently ranks low in recovery housing access. Similar testimonies highlighted the rising maternal mortality rates, particularly among minority populations, and the necessity for robust funding for maternal health initiatives. The session also saw voices advocating for better support for individuals with intellectual and developmental disabilities, emphasizing the critical need for transformed waiver services and improved provider accountability.
TX

Texas 2025 - 89th Regular

Business and Commerce (Part II) Apr 3rd, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • I'm concerned about AI's utilization in underwriting for insurance, whether it's home, auto, or health
  • insurance decisions with prior authorizations.
  • the money we have spent on fees could be enough for me to open a new restaurant and increase my insurance
  • About $482,000, insurance about $317,000.
  • From insurance companies. Mr. Chairman. Yes. All right, go ahead.
Summary: The meeting focused on several important legislative proposals, with significant discussions around AI regulation and copyright protections in light of emerging technologies. Notably, Senate Bill 1964, aimed at promoting ethical AI adoption within government bodies, was presented by Senator Parker. The bill received support from witnesses who emphasized the need for transparency and a regulatory framework that safeguards civil rights while fostering innovation. Conversely, concerns were raised about potential overreach and the implications for accountability in AI implementation. Additionally, Senate Bill 1960 sparked a passionate debate concerning the protection of individuals' digital likenesses from unauthorized use, highlighting the rising stakes as digital content increasingly intersects with personal rights.
TX

Texas 2025 - 89th Regular

Local Government May 19th, 2025

Senate Local Government Committee

Transcript Highlights:
  • The Texas Windstorm Insurance Association may determine that if the structure does not conform to applicable
  • mitigation and floodplain management activities that provide discounts for our residents on their flood insurance
  • marker="979" data-time="5868">There was language that was added dealing with professional liability insurance
  • ...the adding of additional insureds for the regulatory authority
Summary: The meeting of the committee focused on a range of bills covering various legislative matters. Notably, bills concerning property rights, environmental sustainability, and public safety were debated prominently. HB2011 was presented and discussed in detail, with supporters highlighting its importance for ensuring property owners can repurchase their land if it has been acquired through eminent domain without due payments of property taxes. Furthermore, Senator Cook emphasized the need for accountability in the process while several senators expressed concerns regarding potential unintended consequences of new laws affecting local jurisdictions and public safety standards. Public testimony was also received from stakeholders both in support and against various bills, reflecting a diverse range of views on the proposed legislation. In addition to HB2011, several other bills, including HB4809 and HB2421, moved forward with recommendations for passage and were set for future calendars.
TX

Texas 2025 - 89th Regular

S/C on County & Regional Government Apr 28th, 2025 at 11:04 am

House S/C on County & Regional Government

Transcript Highlights:
  • No insurance agency would ever write an insurance..

  • Coverage, malpractice insurance for a pathologist, for a
Summary: The meeting focused on significant legislative proposals primarily centered around public health and criminal justice reforms. Notably, discussions centered on HB3841 and HB5108, which aim to enhance transparency and accountability in death investigations within county jails. Representatives shared compelling testimonies involving the necessity for improved oversight following recent incidents of in-custody deaths, highlighting the emotional impact on affected families. Witnesses from advocacy groups passionately urged the committee to approve the bills to foster trust in the system and uphold public safety standards. Additionally, various members addressed HB5611, which would empower emergency services districts to provide preventative healthcare services, contributing to the prevention of unnecessary 911 calls.
TX

Texas 2025 - 89th Regular

Human Services Apr 29th, 2025 at 08:04 am

House Human Services Committee

Transcript Highlights:
  • And so, that indemnification would be covered under the general liability insurance policy.
  • It improves the claims process transparency, protects the right to submit claims, applies insurance code
  • standing in the Medicaid program, it is a different set of standards from the Texas Department of Insurance
Summary: The meeting was organized to address several key bills affecting health care and public assistance programs. A significant portion of the time was dedicated to discussing HB4585, which seeks to streamline claims processing for Medicaid providers by instituting strict payment timelines and limiting the use of artificial intelligence in utilization reviews. Representative Spiller and various stakeholders provided testimonies highlighting the frustrations of rural health care providers regarding payment delays. Concerns were raised about preserving patient access to necessary services amid administrative burdens. Another important discussion revolved around HB2734, which aims to combat fraud in public assistance programs, a topic that sparked heated testimonies reflecting the complexities faced by low-income families in navigating application processes. Critics expressed worries that the bill could mistakenly criminalize innocent mistakes in applications.
TX

Texas 2025 - 89th Regular

Senate Session Mar 6th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • Auto insurance in this state is through the roof.

  • In recent years, our auto insurance has gone up 50%.
  • Senate Bill 1429 by Hughes relates to insurer restrictions
  • and duties regarding the repair of a motor vehicle covered under an insurance policy.
Summary: The meeting focused on several significant bills, including SB703, which addresses the criminal and licensing implications for various massage establishments and was aimed at aligning state laws with federal regulations by closing existing loopholes. Senator Zaffirini played a vital role in facilitating discussions on multiple bills, including SB21, which proposes the establishment of the Texas Strategic Bitcoin Reserve, emphasizing the need for Texas to explore forward-thinking financial strategies amidst federal monetary inflation concerns. Additionally, SB790, aimed at streamlining the resolution process for tenant-landlord disputes regarding water and wastewater billing, was also presented, drawing attention to due process concerns but ultimately supported for its efficiency improvements.

Research Filters

States
Terms / Sessions
Date Range
Chamber Records
Meetings / Events / Calendars