Video & Transcript DataContr Research : 'investment risks'
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TX
Texas 2025 - 89th Regular
Business and Commerce (Part II) Apr 8th, 2025
Senate Business & Commerce Committee
Transcript Highlights:
- Our concern is that you end up with a PML that's not reflecting the risk that TWIA has.
- TWIA has grown significantly; I think their risk exposure now is around $113 billion.
- So if they adopted the lowest PML, there's a risk that...
- In order to fund or cover their legitimate risk in hurricane
- It does create some risk, but particularly the lowest PML is our main concern with what would happen
Keywords:
utility systems, Texas A&M, regents authority, construction, improvement, construction contracts, trust funds, property rights, mechanics lien, contractors, trustee liability, construction contracts, trust funds, mechanic's lien, liability, attorney's fees, windstorm insurance, Texas Windstorm Insurance Association, insurance regulation, administrative penalties
Summary:
The committee meeting revolved around important discussions regarding two significant bills, SB2530 and SB2571, intended to address the funding challenges faced by the Texas Windstorm Insurance Association (TWIA). Senator Milton highlighted the need for reforms due to escalating reinsurance costs that have risen to over 60% of premiums. A notable focus was the proposed dynamic funding model, which aims to reduce reliance on fixed assessments and public securities tied to the current Probable Maximum Loss (PML) structure, allowing funding to adjust based on actual needs. Both bills received mixed responses, with public testimonies citing the potential for increased financial burdens on insurance companies if the assessments were restructured without careful consideration of market conditions.
TX
Texas 2025 - 89th Regular
S/C on Academic & Career-Oriented Education Mar 5th, 2025 at 02:00 pm
House S/C on Academic & Career-Oriented Education
Transcript Highlights:
- technical education, expanding CTE to include a dedicated military pathway through AROTC is not just an investment
- in our students, it's an investment in our country.
So we're really excited about that continued investment
- The data supports the state's strong investment and focus on career and technical education.
Keywords:
applied sciences, career education, high school diploma, certificate program, work-based learning, job placement, high-growth jobs, technical training, career readiness, education reform, workforce training, public schools, financial aid, career and technical education, House Bill 120, House Bill 112, guidance counselors, funding, rural education, artificial intelligence
Summary:
The meeting focused on significant discussions surrounding career and technical education, particularly in relation to House Bills 120 and 112. Various representatives and experts testified on the importance of enhancing CTE accessibility for students, especially those in economically disadvantaged and rural areas. Notably, there was strong advocacy for integrating current job market needs into curriculum offerings, including emerging fields like artificial intelligence. The committee heard passionate arguments about the need for better funding for guidance counselors and CTE programs to prepare students for high-demand jobs, while ensuring they can earn post-secondary credits.
TX
Texas 2025 - 89th Regular
Criminal Justice (Part I) Feb 12th, 2025
Senate Criminal Justice Committee
Transcript Highlights:
- Texas residents, with insufficient mechanisms in place to detain those who pose a considerable flight risk
- presented that no one could argue was a major flight risk.
- who are low risk.
- I would argue that I articulate flight risk in that.
- risk versus what a misdemeanor and a felony is.
Keywords:
bail reform, defendants, pretrial detention, public safety, criminal justice, charitable bail organizations, bail reform, criminal procedure, public safety report, victim notification, family violence, bail bonds, public funds, political subdivision, injunction, taxpayer rights, bail reform, violent crimes, sexual offenses, community safety
Summary:
The committee meeting centered around discussions of Senate Bill 9, focusing on bail reform and the recent trends affecting public safety in Texas. Multiple witnesses provided testimony, both in support of and against the bill, highlighting the implications of current bail practices. Supporters argued that the bill would enhance public safety and reduce the release of violent offenders, while opponents raised concerns about due process and the potential negative impact on low-income individuals unable to pay bail. The chair acknowledged the heartfelt testimonies from victims' families, emphasizing the emotional weight of the legislative changes being considered. The meeting was marked by a passionate discourse about balancing public safety with individual rights in the judicial system.
TX
Texas 2025 - 89th Regular
Land & Resource Management Mar 6th, 2025 at 08:03 am
House Land & Resource Management Committee
Transcript Highlights:
- management of the diverse real property investment portfolio
- prudent stewardship aimed at protecting the environment while earning the best possible return on investment
- but at the same time, it's Cities have significant investments
Keywords:
housing affordability, Texas population growth, regulatory burdens, development processes, land use, supply shortage, collaboration, testimony, legislative measures
Summary:
The Committee on Land and Resource Management convened to address pressing issues surrounding housing affordability in Texas. Central to the discussions was the testimony of various stakeholders, including housing developers, local officials, and advocates who highlighted an acute shortage of over 300,000 homes due to rapid population growth. The committee explored legislative measures aimed at reducing regulatory burdens that contribute significantly to housing costs, particularly related to the development and construction processes. A theme of collaboration with local governments and state agencies was a pivotal point, emphasizing the need for an organized approach to address housing supply while balancing local infrastructural concerns.
TX
Transcript Highlights:
- The risks were known, and yet a camp chose to keep these children sleeping in harm's way.
- It's not really a high-risk activity necessarily.
- Once you know the statistics, the risks, and you have that perspective, it's very hard to not see risks
- What's the risk of taking the wrong dosage of ivermectin?
- Is there any risk of getting the wrong dosage if you're a minor?
Keywords:
youth camps, safety regulations, advisory committee, criminal background checks, health and safety, ivermectin, pharmacists, healthcare, statewide order, dispensing, medical protocols, liability, youth camp safety, HB265, public health, safety regulations, child welfare, oversight reform, public testimony, emotional impact
Summary:
In this meeting of the Public Health Committee, the primary focus was on youth camp safety and legislation designed to address serious regulatory gaps. Representative Hull presented HB265, which aims to reform the oversight of youth camps to ensure better safety protocols and stricter regulations. The emotional testimony from families affected by past incidents highlighted the urgent need for change and accountability in camp operations. Representatives discussed necessary amendments to the bill, emphasizing the inclusion of child safety experts on the advisory committee and proposing measures to improve the enforcement of safety standards.
TX
Transcript Highlights:
- My bill clarifies that the refusal does not constitute neglect, lest it poses a substantial risk of death
- psychological treatment wouldn't be grounds for termination unless the refusal presents a substantial risk
- Seeking alternative or emergent medical treatments that do not pose a risk of harm, but fall outside
- HB1151 ensures that only cases involving clear and substantial risk of harm warrant government intervention
- risk termination of parental rights and cost the state a
Keywords:
deaf-blind, co-navigation services, communication accessibility, assistive services, Texas Health and Human Services Commission, advocacy, insurable interest, individuals with disabilities, life insurance, care providers, insurance regulations, child protection, neglect, parent-child relationship, Family Code, Department of Family and Protective Services, healthcare decisions, low-THC cannabis, immunization, nonviolent misdemeanors
Summary:
The committee meeting focused on three significant bills: HB1151, HB1155, and HB1041. A notable discussion arose surrounding HB1151, which aims to protect parental rights regarding medical decisions for children, especially in foster care settings. Supporters highlighted concerns about coercive practices by Child Protective Services that could label parents as neglectful for refusing certain medical treatments. Several witnesses testified in favor of the bill, emphasizing the need for parents to retain autonomy over their children's medical care. There was also a compelling narrative shared regarding a family's struggle with the complexities of health decisions under CPS supervision, further underscoring the importance of this legislation.
The committee also reviewed HB1155, aimed at providing temporary financial assistance to economically disadvantaged families who have completed their service plans for the reunification of children removed by the Department of Family and Protective Services. The sentiment in favor of this bill echoed the challenges faced by families trying to navigate the system while meeting their basic needs. Furthermore, HB1041 was discussed, which seeks to prevent non-family caregivers from being named beneficiaries on life insurance policies of individuals under their care, highlighting a moral obligation to protect vulnerable populations.
TX
Transcript Highlights:
- For example, many large commercial risks are not subject to rate filing and review.
- TDI has limited authority over surplus lines and risk retention groups, and we do not regulate.
Risk retention groups are created.
Risk retention groups (RGs) are a type of mutual company
- Risk retention groups are not subject to rate filing and are not covered by the guarantee fund.
Summary:
The meeting involved extensive discussions on various topics, although specific bills or motions were not highlighted. The members engaged in a dialogue surrounding the financial aspects of policies under review, particularly referencing rate components and reserves. Questions were raised regarding the allocation of premiums and the implications for future budgets, but no concrete resolutions were made. The Chair, after guiding the discussion, indicated the conclusion of the agenda and called for any additional business before moving to adjourn.
TX
Transcript Highlights:
- There is a profound risk of harm to the mental health and well-being
This bill also puts our organizing work at risk.
- ...to risk or to avoid the risk of lawsuits.
The bill risks a chilling effect on literature by
- which will put more children at risk for harm and which
Keywords:
social media, children, account verification, data privacy, parental control, financial crime, card fraud, motor fuel theft, law enforcement, criminal activity, skimmers, prevention, training, biological sex, government information, definitions, sex-based distinctions, public health, federal directives, state authority
Summary:
During the meeting of the committee on state affairs, multiple bills were discussed, with a significant focus on HB186, which aims to implement age verification for social media usage among minors. Public testimony highlighted concerns regarding potential invasions of privacy, the overreach of governmental authority, and the impact on children's mental health. Advocates for the bill argued that it protects children from harmful online content, while opponents expressed worries about its broader implications on free speech and social connectivity for young people. The meeting attracted a diverse audience, including experts, advocates, and concerned citizens, each contributing passionately to the dialogue surrounding these important legislative issues.
TX
Texas 2025 - 89th Regular
89th Legislative Session Mar 12th, 2025 at 10:00 am
Texas House Floor Meeting
Transcript Highlights:
- business terms of service agreements, providing a civil penalty for the Committee on Pensions, Investments
- benefits paid by the Teacher Retirement System of Texas, referred to the Committee on Pensions, Investments
- Department for the Employee Retirement System of Texas, referred to the Committee on Pensions, Investments
Summary:
The meeting of the committee addressed a broad range of topics with significant attention paid to HB1554 and HB1569. HB1554, presented by Caprigliano, involved discussions on the authority of political subdivisions to utilize public funds for legal services for unlawfully present individuals, which stirred a debate among committee members regarding state resources and responsibilities. In contrast, HB1569, which concerns prohibitive measures on non-consensual medical procedures for minors with intersex traits, generated compelling testimony from advocacy groups and health professionals, stressing the bill’s implications on patient rights and medical ethics. Overall, the committee dedicated time to hearing from both proponents and opponents of these bills, ensuring a thorough examination of the issues at hand.
TX
Transcript Highlights:
- data-time="396"> ...participation fund to allow them to continue meeting the community's medical needs, invest
- It discouraged business investment, increased compliance costs, and put tax burdens on businesses.
- 3438"> An additional benefit of removing these inventory taxes is that it encourages businesses to invest
Bills:
SB1331, SB1375, SB1443, SB1578, SB2251, SB2519, SB2553, SB2655, SB2764, SB2907, SB3030, SB3033, SB3035, SB3036, SB3037, SB3043, SB3047, SB3050, SB3051, SB3056, SB3057, SB3063, HB9, HB467, HB331, HB1244, HB1399, HB2559, HB2730, HB3307, HJR1, HJR99, SB3048, SB3052, SB3053, SJR78, HB1327, HB2723
Keywords:
civil service, firefighters, police officers, municipalities, local government, repeal, voter petition, health care, provider participation, local government, continuation programs, population-based regulation, health care provider participation, Medicaid, local government, hospital funding, voluntary compliance, mandatory payments, public health, healthcare program
Summary:
The committee meeting saw the discussion of several significant bills aimed at reducing the tax burden on small businesses and addressing public services in municipalities. Notably, Senate Bill 2907, introduced by Senator West, proposes to exempt perishable inventory and pharmaceutical goods from property taxes. This bill received robust support during public testimony, with various stakeholders emphasizing its potential to lower food prices and improve business conditions. Similarly, Senate Bill 1331 addressed the protective measures for smaller municipalities facing threats from petitions to remove municipal services, aiming to reduce the requisite population threshold for such actions. The lively discussions underscored the committee's commitment to supporting local communities and businesses in a challenging economic climate.
TX
Texas 2025 - 89th Regular
Criminal Jurisprudence SC New Offenses and Changed Penalties Apr 24th, 2025 at 08:04 am
Transcript Highlights:
- span> Being disabled in our community puts individuals at a higher risk
- They pose a risk to both the animals and the people trespassing within the animal areas.
- animals in extreme danger by exposing them to unfamiliar and unsafe environments, and created safety risks
- Currently, some individuals putting the lives and well-being of themselves and others at risk would,
Keywords:
animal facilities, trespassing, HB1720, public testimony, HB2593, indecent assault, HB4414, mail theft, elderly protection, disabled individuals
Summary:
The committee meeting focused on several critical pieces of legislation, including discussions around HB1720, aimed at enhancing the security of animal housing facilities to prevent unauthorized trespassing. Representative Gerben-Hawkins emphasized the bill's importance in protecting both the animals and the safety of facilities. The discussion highlighted personal accounts, including a notable incident involving a break-in at the Dallas Zoo, underscoring the urgency of implementing stricter penalties for trespassers in these settings. The bill aims to classify such trespassing as a jail felony or even a third-degree felony depending on the circumstances of any harassment towards the animals involved.
Additionally, HB2593 was brought up, proposing to increase penalties for indecent assault against the elderly and disabled, reflecting a growing concern for the safety of vulnerable populations. The committee also discussed HB4414, which addresses mail theft related to checks and introduces offenses for the theft of mail keys. The meeting was well-attended, with ample public testimony supporting these legislative measures, indicating a strong concern from the community about animal welfare and protection for vulnerable citizens.
TX
Texas 2025 - 89th Regular
Health and Human Services (Part I) Feb 26th, 2025
Transcript Highlights:
- They increase the risk of ADHD, obesity, cancer, and immune
- connected to cancer risk and organ damage, and pesticide
- Ultra-processed foods are linked to a higher risk of developing colon cancer precursors.
- Most of these chemicals found in school meals have a link to serious health risks, including cancer,
- They put children at risk. Most of these chemicals are banned in the European Union.
Keywords:
SB25, SB314, health crisis, nutrition, chronic disease, children's health, food labeling, school meals, legislation, preventive health
Summary:
The meeting of the Senate Committee on Health and Human Services centered around two significant bills, SB25 and SB314, aimed at addressing the growing health crisis in Texas, particularly concerning children. The legislators acknowledged the prevalence of diet-related chronic health issues, including obesity and diabetes, and emphasized the need for a legislative response to improve dietary standards in schools. Senator Kocher championed SB25, which promotes measures like nutrition training for physicians, enhanced food labeling, and physical activity in schools as ways to combat the health crisis. Senator Hughes presented SB314, focusing specifically on prohibiting certain harmful chemicals in school meal programs and ensuring that children have access to healthier food options during school hours.
TX
Transcript Highlights:
- marker="334" data-time="1998"> But under House Bill 7, even this life-saving prescription becomes a risk
- /span> hours of fasting for anesthesia put her at even greater risk
- It assumes physicians and pharmacists will risk being dragged into court even without a conviction for
- It's just not worth the risk.
- in the year 2000 under what they called a risk evaluation
Keywords:
sex designation, restroom access, civil penalties, private civil right of action, women's privacy, campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards, disaster relief, flood preparedness, emergency funding, local government support, meteorological forecasting, abortion, healthcare, jurisdiction, civil action, qui tam
Summary:
The committee meeting primarily focused on the discussion and passage of several significant bills, including HB20, which aims to prevent and reduce fraudulent charitable solicitations during disasters. Representative Perry highlighted the importance of this bill in ensuring that legitimate organizations receive donations while deterring scams that occur in the aftermath of disasters. The bill was passed unanimously with discussions around its necessity and the impact on victims of fraud. Further, House Bill 18 was discussed concerning penalties for legislators attempting to break quorum, a topic that stirred some debate on legislative integrity and rules enforcement. Members voiced varying opinions on the implications of the bill, leading to its eventual passage amid objections from some members who raised concerns about its enforcement mechanisms and potential for misuse.
Overall, the meeting was well-attended, with members actively debating key issues while striving for legislative progress on these critical bills. The audience included public stakeholders who expressed their views, showcasing the engagement between legislators and constituents on pressing matters.
TX
Texas 2025 - 89th Regular
Public Education May 6th, 2025 at 08:05 am
House Public Education Committee
Transcript Highlights:
- Research is limited, but we know that the presence of gender dysphoria leads to a higher risk of suicide
- span marker="34" data-time="198"> A history of gender affirmation surgery had a 12.12 times greater risk
- Rather, they are placed at higher risk due to lack of support at home, at school, and because of...
- marker="883" data-time="5292">HB1655 sends the opposite message: that queer students must hide or risk
- p>
Okay, and that those who support them must stay silent or risk
Keywords:
student transfer, public servants, education code, peace officer, servicemember, judicial officer, school security, volunteer program, retired law enforcement, veterans, public safety, school safety, criminal background check, school libraries, library advisory councils, parental rights, library materials, educational content, challenging materials, sparsity adjustment
Summary:
The committee meeting focused on the controversial HB1655, which aims to prohibit public school employees from facilitating or promoting the social transitioning of students. Testimonies for the bill emphasized parental rights and concerns about the mental wellbeing of children undergoing social transition without parental knowledge. Witnesses highlighted alarming cases, invoking examples of children being socially transitioned in schools that negate parental involvement, framing it as dangerous and deceptive. Conversely, opposition testimony raised concerns that the bill infringes upon the rights of transgender students to express their identities in supportive environments, highlighting the mental health implications for LGBTQ+ youth.
TX
Texas 2025 - 89th 1st C.S.
Press Conference: Compassionate Use of Medical Marijuana Jul 23rd, 2025 at 01:07 pm
Transcript Highlights:
- These are serious risks to consumers, and Texans deserve to know what is going into their bodies.
- As Nico mentioned, products from other states pose a significant risk, and guess what?
- think this is something that can only do good, as long as it's done the right way and we limit the risks
- And so that's exposing our constituents to a lot of risks. It's unnecessary.
Keywords:
Texas Compassionate Use Program, HB46, medical cannabis, synthetic cannabinoids, veterans, hemp regulation, public safety
Summary:
The meeting centered on the Texas Compassionate Use Program (T-CUP) and recent legislative changes, primarily focusing on HB46, which aims to improve accessibility and regulations within the program for medical cannabis. Senator Roland Gutierrez expressed continued support for the T-CUP, underscoring the importance of ensuring safety for minors and regulating the untested hemp products on the market. He highlighted the need for a more robust framework to mitigate risks posed by synthetic cannabinoids and to protect patients relying on the program, particularly veterans and individuals with chronic illnesses. Discussions revealed a bipartisan commitment to enhancing T-CUP, though challenges persist regarding the oversight of hemp production and sales.
TX
Texas 2025 - 89th Regular
S/C on Telecommunications & Broadband Mar 24th, 2025 at 10:03 am
House S/C on Telecommunications & Broadband
Transcript Highlights:
- in Amarillo, for example, that invested with some federal funds
- reports that will enumerate how different services, and specifically service providers that are invested
Keywords:
broadband access, telecommunications, Texas, rural connectivity, infrastructure, public testimony
Summary:
The Subcommittee on Telecommunications and Broadband convened for its inaugural meeting, focusing on the critical issue of broadband access in Texas. The committee aimed to understand the current landscape of broadband provision, identify barriers to connectivity, and discuss how state and federal programs can facilitate access across all demographics, particularly in rural and underserved areas. The chair emphasized that high-speed internet is now a necessity for constituents rather than a luxury, as it supports various sectors including small businesses and healthcare systems. The meeting featured testimonies from twelve witnesses who provided insights on the broadband situation and potential solutions to the challenges faced.
TX
Texas 2025 - 89th Regular
Pensions, Investments & Financial Services Apr 7th, 2025 at 10:00 am
House Pensions, Investments & Financial Services Committee
Transcript Highlights:
- "415" data-time="2484"> The committee on Pensions, Investments
- ...reporting of investment practices and performance of certain
- span marker="514" data-time="3078"> Vice Chair Plesa and esteemed members of the House Pensions, Investments
Keywords:
money services, regulation, financial services, money transmission, currency exchange, financial compliance, electronic payments, motor vehicles, convenience fee, retail installment contract, fee restrictions, eviction, credit report, tenant rights, property law, housing stability, digital assets, consumer protection, regulatory framework, public retirement systems
Summary:
The meeting of the Pensions, Investments and Financial Services Committee involved detailed discussions surrounding several key bills aimed at enhancing regulatory frameworks and consumer protections. Notably, House Bill 4233, presented by Chairman Capriglione, seeks to modernize regulations for digital asset service providers by addressing earlier ambiguities in reporting requirements while enhancing accountability for the businesses involved. The testimonies from industry stakeholders, including representatives from the Texas Blockchain Council, emphasized the need for clarity and streamlined obligations that align with consumer needs. The bill passed favorably without challenges, reflecting strong support from committee members.
Moreover, bills such as House Bill 3014 and House Bill 3474 were discussed, with both successfully moving forward to the full House. HB3014 focuses on fraudulent use of gift cards, while HB3474 deals with public retirement systems' investment reporting practices. The meeting noted several supportive public testimonies and demonstrated the committee's commitment to refining legislation that impacts Texas' financial landscape. Overall, the meeting was productive, indicating a collaborative effort toward regulatory updates in important sectors.
TX
Transcript Highlights:
- with IDD become independent and working individuals within their communities without any state investment
- When we invest in this population like others, we see huge impacts both on an individual level and for
- That's not just a number; it's a testament to what's possible when we believe in inclusion and invest
Keywords:
tuition exemption, paramedics, higher education, public institutions, laboratory fees, education code, financial aid, education, student support, scholarships, higher education, nontraditional education, student enrollment, financial assistance, higher education, Texas students, foreign adversaries, higher education, trade secrets, research integrity
Summary:
The meeting of the Committee on Education K-16 was characterized by a series of discussions on multiple Senate Bills aimed at enhancing educational opportunities across the state. Notably, SB750 was presented by Senator Eckhardt, which seeks to close a loophole that currently excludes standalone EMS employees from receiving tuition exemptions available to firefighters and law enforcement. The testimony from James Monks of the Austin EMS Association highlighted the critical shortage of EMS personnel and the need for incentives to attract workers to this career path. The committee allowed public testimony, which generally supported the bill, leading to positive discussions among members regarding the importance of equal benefits for all first responders.
Additionally, SB2430, introduced by Senator Higginbotham, aims to regulate higher education institutions' interactions with foreign adversaries. The bill received support from witnesses such as Michael Lucci, who emphasized the necessity of securing Texas's higher education from potential threats while facilitating collaborations with trusted entities. These discussions emphasized the need for strategies that not only bolster educational funding and accessibility but also protect academic integrity. Overall, the meeting was well-attended, with robust engagement from both committee members and the public.
TX
Texas 2025 - 89th 1st C.S.
Congressional Redistricting, Select Aug 1st, 2025 at 10:08 am
Transcript Highlights:
- A lot of these historic communities need a little bit of economic investment.
- And to me, that extremism is putting at risk the Texas miracle, whatever you want to call it.
- It's all put at risk by this political extremism that we're engaging in.
- investor cannot make a profit, they'll invest somewhere
- It's been a battle by community organizations and caring representatives to secure any investment in
Keywords:
redistricting, HB4, congressional maps, public testimony, demographics, transparency, representation
Summary:
The meeting focused heavily on congressional redistricting, centering around the discussion of HB4, a bill that aims to revise the congressional map based on population shifts and other demographic factors. Notable was Vice Chair Rosenthal's critique of the process and the lack of transparency regarding the bill's plans which he characterized as a 'rigged matter'. Multiple public hearings were conducted prior to this meeting, allowing citizens to register opinions about the congressional lines, and numerous testimonies were presented both for and against the proposed changes in the districts. The testimony revealed significant concern over how the redistricting could impact various communities and representations moving forward.
Discussions included the implications of changing demographics, and members addressed how the modifications aimed to promote fair representation while considering historical voting patterns. As the committee adjourned, there were hints of continued deliberation on the matter with members expressing intention to finalize the bill in a subsequent session. The meeting demonstrated the committee's commitment to addressing public sentiment and legislative responsibility regarding district boundaries.