Video & Transcript DataContr Research : 'insurable interest'

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TX
Transcript Highlights:
  • We've helped train Texans on how to map out their communities of interest.
  • So it really fits any community of interest that we've had.
  • I think you all know what is interesting about Bryan, Texas, right now is that it is the new home to
  • Many of our families have one insurance, but they still
  • Congress, because I believe that the policies that they will promote will be in the best interest of
Summary: The meeting of the Senate Special Committee on Congressional Redistricting focused primarily on Senate Bill 4, which has sparked considerable public debate due to its implications on redistricting following the recent census. Senator King laid out the intent and details of SB4, which aims to make significant adjustments that critics argue will disenfranchise minority populations in Texas. Throughout the meeting, concerned citizens shared their testimonies, voicing opposition to the bill primarily on grounds that it manipulates district lines for partisan gain rather than community representation. The emotional testimonies of witnesses highlighted the serious concerns of many about representation in the Texas legislature going forward.
TX

Texas 2025 - 89th Regular

Finance Feb 10th, 2025

Senate Finance Committee

Transcript Highlights:
  • With their own interest.
  • So that's also an interesting difficulty, let's put it that way.
  • It's interesting we don't get that information.
  • That is a health insurance program for active members.
  • Insurance and fuel.
Bills: SB1
Summary: The meeting covered a wide range of topics, focusing primarily on pending legislation and various policy issues facing the committee. Discussions were notably animated surrounding several bills, with members expressing both support and concern over their implications. Witness testimonies were heard, shedding light on different perspectives regarding the legislation in question, indicating a robust public interest and engagement in the topics discussed. Members collaborated to address constituents' concerns while seeking solutions that align with the committee's objectives.
TX

Texas 2025 - 89th Regular

Business and Commerce (Part I) Apr 8th, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • Basically, it is to help our insurance carriers, the workers' compensation insurance carriers based in
  • One of the interesting things about advanced reactors...
  • Very interesting. Thank you.

    Thank you.

  • It was an interesting statement that you made on de-risk.
  • I'm totally in support, but I'm very interested in the role...
Summary: In this committee meeting, a wide range of topics were addressed, notably the advancement of nuclear energy in Texas. The committee discussed Senate Bill 2967, aimed at exploring innovative energy technologies and the role of nuclear power in ensuring energy security. Several expert testimonies were heard, including insights from former PUC Commissioner Doug Robinson, who emphasized the potential of modular reactors and necessary state support to navigate the financial challenges commonly faced by nuclear energy projects. The committee's focus was on understanding current nuclear technology stages, determining required state incentives, and assessing the overall energy landscape in Texas.
TX

Texas 2025 - 89th Regular

89th Legislative Session Apr 10th, 2025 at 09:00 am

Texas House Floor Meeting

Transcript Highlights:
  • By having more people with insurance.
  • By having more people with insurance.
  • By having more people with insurance.
  • insurance dramatically increases...
  • of homeowner's insurance and how homeowner's insurance
Summary: The committee meeting opened with a recognition of 'Donna Day', celebrating the contributions of the City of Donna to the state, led by various representatives. Significant discussions then shifted towards the budget matters, including the consideration of HB3794 about licensing and regulations concerning Advanced Practice Registered Nurses. Members expressed their support and acknowledged the importance of addressing healthcare provisions within the community. The discussion brought forth various motions aimed at suspending the rules to facilitate the timely deliberation of proposed bills and recommendations.
TX

Texas 2025 - 89th Regular

Business and Commerce (Part II) Apr 3rd, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • insurance decisions with prior authorizations.
  • Less than 50% of our non-interest...
  • From insurance companies. Mr. Chairman. Yes. All right, go ahead.
  • It’s an interesting dilemma to watch.
  • Interesting. Other than some invited, kind of directed testimony.
Summary: The meeting focused on several important legislative proposals, with significant discussions around AI regulation and copyright protections in light of emerging technologies. Notably, Senate Bill 1964, aimed at promoting ethical AI adoption within government bodies, was presented by Senator Parker. The bill received support from witnesses who emphasized the need for transparency and a regulatory framework that safeguards civil rights while fostering innovation. Conversely, concerns were raised about potential overreach and the implications for accountability in AI implementation. Additionally, Senate Bill 1960 sparked a passionate debate concerning the protection of individuals' digital likenesses from unauthorized use, highlighting the rising stakes as digital content increasingly intersects with personal rights.
TX

Texas 2025 - 89th Regular

Economic Development May 12th, 2025

Senate Economic Development Committee

Transcript Highlights:
  • of funds to be included in the Commission's Retail Operations Fund, which I would say I'm very interested
  • I would say, like at Washington on the Brazos, in the past, it has had some of the most interesting books
  • The Facilities Commission didn't have any interest in taking on this responsibility, so this legislation
  • Health and Human Services, Mission, Department of Family and Protective Services, Texas Department of Insurance
  • It also makes conforming changes to relevant codes for agriculture, human resources, insurance, labor
Summary: The meeting of the Economic Development Committee featured extensive discussions on several bills focused on streamlining processes, improving technology education, and preserving historical sites. House Bill 1240 was presented to unify the definition of the Texas-Mexico border region, which drew no objections during the public testimony segment. Another significant bill discussed was HB2768, aimed at establishing an IT apprenticeship credential to address workforce shortages in state government, indicating a proactive approach to enhancing the state's technical capabilities. The chair emphasized the importance of these initiatives in bolstering both education and economic capacity within Texas.
TX

Texas 2025 - 89th Regular

Local Government (Part I) Apr 7th, 2025

Senate Local Government Committee

Transcript Highlights:
  • No one has more of an interest in protecting the property values or the community or the neighbors than
  • There are insurance companies that will...

  • They don't want it directed to special interests or friends of the public voters.
  • And, you know, Senator West, this is an interesting point
  • rates and insurance costs, developers are forced to construct developments with fewer units.
Summary: The meeting covered several significant bills, primarily focusing on enhancing transparency and accountability within local government and homeowners' associations. Notably, Senator Hinojosa introduced SB1935, aimed to reform the operations of Property Owners Association Boards, addressing concerns over insufficient representation and transparency for homeowners. The bill drew a mix of support and opposition, with testimonies highlighting the need for greater homeowner engagement in decisions affecting their communities. Additionally, SB2046 was discussed, which would enhance penalties for public officials engaging in bid rigging, emphasizing the need for stricter enforcement of competitive bidding processes to curb misconduct within government contracts.
TX

Texas 2025 - 89th Regular

Appropriations Feb 19th, 2025 at 10:30 am

House Appropriations Committee

Transcript Highlights:
  • It just happens to be not in the interests of the teaching profession or students.
  • From Bryan, they provide health insurance for public school teachers.
  • That $1 billion is expected to save about $2.7 billion in interest savings.
  • We're very proud of our ability to manage costs in the health insurance program.
  • This also helps us represent those interests at the federal level.
Summary: During this committee meeting, the focus was on discussing critical infrastructure funding, especially related to water supply and flood mitigation projects. Chairwoman Stepney and the Water Development Board presented extensive details regarding the Texas Water Fund, which included $1 billion appropriated to assist various financial programs and tackle pressing water and wastewater issues. Additionally, funding allocations aimed at compromising the state's flood risk and improving water conservation were hotly debated, emphasizing collaboration among committee members and the necessity of addressing community needs in such projects.
TX
Transcript Highlights:
  • We are an insurance distribution firm. We...
  • ...deliver tailored insurance and risk advisory solutions
  • On the one hand, the insured is our client.
  • On the other hand, the insurance carrier is our trading partner.
  • Chairman, this should also result in the lowering of rates for eligible insureds by allowing them to
Summary: The meeting was characterized by a thorough examination of various bills, with particular focus on House Bill 5247, which dealt with capital cost recovery mechanisms for utilities and featured discussions on its implications for consumers. Senator Campbell presented the bill, emphasizing its balanced approach and necessity for clarity in existing utility provisions. Multiple members expressed support, leading to a unanimous vote for its approval, showcasing a collaborative atmosphere within the committee. Additionally, HCR 102 was highlighted, which sought to call attention to the importance of federal tax credits for sustaining and expanding nuclear energy in Texas. The testimony from industry experts reinforced the bill's significance as Texas seeks to maintain its leadership in energy production amidst rising demands and competitive pressures from international markets.
TX

Texas 2025 - 89th Regular

Public Education Mar 4th, 2025 at 08:00 am

House Public Education Committee

Transcript Highlights:
  • You know, $800 to $900 million, but insurance premiums, there are many.
  • That is interesting.
  • Insurance has tripled, buses have tripled, there are costs.
  • I think it's also an interesting note that when we talk about...
  • That is interesting.

Bills: HB2
Summary: The committee meeting was focused on discussing HB2, a significant piece of legislation aimed at reforming school finance in Texas. During the discussion, members highlighted the ongoing challenges faced by school districts, including the impact of county appraisal districts failing the comptroller's property value study, which has led to budget reductions for many districts. Concerns were raised about ensuring that schools receive their entitlement funding and the need for potential amendments to address unresolved issues permanently. Various members expressed appreciation for the efforts made in HB2 to increase funding for at-risk students and improve overall educational outcomes.
TX

Texas 2025 - 89th Regular

Finance (Part I) Feb 4th, 2025

Senate Finance Committee

Transcript Highlights:
  • You guys are very interested in that.
  • Third, we must improve connections to existing services for people on the interest list.
  • You guys are very interested in that.

  • We are working to improve connections to existing services for people on the interest list.
  • Many on the interest list are eligible for other services.
Bills: SB1
Summary: The meeting focused on public testimony regarding key health and human services issues affecting various groups in Texas. Notable discussions included funding requests for recovery housing, maternal health programs, and behavioral health services. Testimonies addressed the urgent need for additional resources to improve recovery housing availability, with advocates pushing for an increase in the number of accredited recovery homes and mentioning that Texas currently ranks low in recovery housing access. Similar testimonies highlighted the rising maternal mortality rates, particularly among minority populations, and the necessity for robust funding for maternal health initiatives. The session also saw voices advocating for better support for individuals with intellectual and developmental disabilities, emphasizing the critical need for transformed waiver services and improved provider accountability.
TX

Texas 2025 - 89th Regular

Education K-16 Feb 20th, 2025

Senate Education K-16 Committee

Transcript Highlights:
  • Anyone interested in submitting written testimony during

  • You mentioned power and transportation, and we know that insurance costs are rising, and obviously...
  • I'm glad we brought up the insurance portion of it

  • We're going to make sure we have their back with insurance.
  • insurance improvements, and safety improvements that we've talked about, right?
Bills: SB26
Summary: The meeting of the Senate Committee on Education featured an extensive discussion on Senate Bill 26, aimed at reforming teacher compensation in Texas. Notable highlights included testimonies emphasizing the urgent need for meaningful salary increases for teachers across the state. Members discussed the historical nature of the proposed pay raises, which would establish a permanent salary allotment for teachers, allowing for dispatches of nearly $5 billion aimed at boosting educator retention. The importance of addressing teacher safety and equality across various educational roles was also a significant point of focus during this meeting.
TX

Texas 2025 - 89th Regular

Land & Resource Management Apr 24th, 2025 at 10:04 am

House Land & Resource Management Committee

Transcript Highlights:
  • Those carrying costs and accruing interest and other items
  • And, you know, I'm in insurance, and also that's the

  • But you know, trees specifically, cedar trees can increase the cost of insurance in areas.
  • Considering that our increased insurance costs are a concern for so many Texans, I do think this is a
  • We require this so the downstream neighbors and their insurers, if they're appropriately insured, don't
Summary: The meeting focused heavily on discussions surrounding affordable housing, particularly through the lens of House Bill 4398. Representative Garcia-Hernandez presented the bill, which aims to streamline the permitting process for low-income housing projects, thus reducing the timeline municipalities typically take to approve or deny permits by 50%. This bill is viewed as critical given the pressing issues related to low-income housing availability in Texas. Public testimony included supportive evidence from various stakeholders, highlighting the urgent need for expedited permits to align construction timelines with strict tax credit requirements. Experts from the Texas Affiliation of Affordable Housing Providers also underscored that permitting delays create significant financial risks, complicating the completion of necessary housing units.
TX

Texas 2025 - 89th Regular

Agriculture & Livestock Apr 1st, 2025 at 02:00 pm

House Agriculture & Livestock Committee

Transcript Highlights:
  • As far as the Interest Rate Reduction Program, there are
  • More importantly, it would change the maximum interest rate a lender could charge above the $600,000
  • The agribusinesses have to pay those bills, pay those bonds, and pay the insurance day in and day out
  • I've been looking for some relief from an insurance perspective, and we haven't found any.
  • They're quite interesting and quite fun.
Summary: The second bill, House Bill 3469, was introduced to address pest control regulations concerning nuisance birds. Representative Campos explained how the bill proposes non-lethal methods to deter these birds, such as the use of laser lights and sounds, which avoids conflict with both state and federal regulations. The committee heard impassioned testimonies from members of the public who shared firsthand experiences regarding the adverse effects of these birds on property and public health. The meeting concluded with both bills being left pending, reflecting a desire for further deliberation among the committee members.
TX

Texas 2025 - 89th Regular

89th Legislative Session May 26th, 2025 at 10:05 am

Texas House Floor Meeting

Transcript Highlights:
  • It's an interesting point.
  • But in the interest of time, I'll move adoption of the amendment.
  • I'm not an insurance defense lawyer.
  • We see that in both non-insurance and insurance providers.
  • an insurance policy, is that going to be admissible and true?
Bills: SB6, SB30, SB13, SB2878, SB2501, SB66, SB268, SB331, SB618, SB414, SB1394, SB2425, SB898, SB993, SB442, SB735, SB784, SB2538, SB1919, SB1013, SB2215, SB2322, SB626, SB570, SB747, SB2183, SB673, SB1015, SB1447, SB1370, SB1784, SB1897, SB2873, SB2891, SB2933, SB2540, SB2681, SB2695, SB1965, SB2203, SB872, SB875, SB1030, SB1277, SB1730, SB1681, SB1152, SB2969, SB2747, SB2705, SB2541, SB1708, SB2080, SB2721, SB1986, SB2392, SB2539, SB2857, SB2799, SB2785, SB2782, SB1531, SB1927, SB1263, SB1098, SB835, SB3070, SB22, SJR27, SB25, SB7, SB552, SB1612, SJR87, SJR1, SB6, SB30, SB13, SB2878, SB57, SB127, SB293, SB441, SB3059, SB512, SB241, SB1718, SB140, SB2055, SB2075, SB2018, SB1534, SB1567, SB785, SB1233, SB1580, SB1663, SB413, SB447, SB519, SB467, SB1579, SB1191, SB1021, SB1838, SB2807, SB2835, SB546, SB2121, SB2167, SB2035, SB2024, SB1032, SB1049, SB1266, SB1400, SB1302, SB401, SB1596, SB1281, SB1242, SB1343, SB310, SB1346, SB2753, SB2703, SB2221, SB1719, SB2177, SB800, SB790, SB748, SB571, SB1957, SB1923, SB1896, SB1760, SB1335, SB2368, SB2477, SB2587, SB2972, SB2986, SB2965, SB1563, SB1467, SB1164, SB1137, SB614, SB705, SB961, SB918, SB955, SB869, SB850, SB863, SB1610, SB1055, SB2206, SB457, SB2337, SB1362, SB926, SB1494, SB251, SB456, SB500, SB1307, SB2615, SB2995, SB2321, SB973, SB974, SB865, SB506, SB781, SB1522, SB1558, SB510, SB667, SB763, SB2073, SB1858, SB1660, SB505, SB2900, SB1433, SB1540, SB1964, SB1300, SB1644, SB2217, SB2373, SB2431, SB1758, SB2480, SB3039, SB3047, SB3073, SB2920, SB2781, SB826, SB766, SB2460, SB527, SB1946, SB2885, SB1243, SB2610, SB2595, SB857, SB2501, SB66, SB268, SB331, SB618, SB414, SB1394, SB2425, SB898, SB993, SB442, SB735, SB784, SB2538, SB1919, SB1013, SB2215, SB2322, SB626, SB570, SB747, SB2183, SB673, SB1015, SB1447, SB1370, SB1784, SB1897, SB2873, SB2891, SB2933, SB2540, SB2681, SB2695, SB1965, SB2203, SB872, SB875, SB1030, SB1277, SB1730, SB1681, SB1152, SB2969, SB2747, SB2705, SB2541, SB1708, SB2080, SB2721, SB1986, SB2392, SB2539, SB2857, SB2799, SB2785, SB2782, SB1531, SB1927, SB1263, SB1098, SCR9, HB5560, HB762, HB107, HB114, HB138, HB4386, HB2495, HB581, HB3348, HB5323, HB1584, HB4341, HB6, HB171, HB143, HB449, HB3486, HB4263, HB5246, HB2, HB2011, SB17, SB21
Summary: The meeting included discussions on various bills focusing on education regulations, public safety, and funding for events. One notable debate centered around SB1718, which proposed using taxpayer dollars to fund the NRA's convention. Representative Goodwin delivered a passionate speech against the bill, linking the discussion to recent tragedies in Uvalde and raising concerns about the appropriateness of state support for groups perceived as politically motivated. The legislation prompted strong reactions from both sides, highlighting the polarized views on gun laws and public security. Additionally, amendments to bills concerning educational materials were deliberated, with amendments proposed to ensure context is considered before banning books from libraries. The committee also advanced several key public safety measures, particularly addressing judicial security in response to threats faced by judges. The meeting was well-attended, with members actively engaging in discussions and public testimonies reflecting a variety of perspectives on the proposed legislation.
TX

Texas 2025 - 89th Regular

S/C on Workforce Apr 8th, 2025 at 08:00 am

House S/C on Workforce

Transcript Highlights:
  • And yourself testifying in the interest of the bill, is that correct?
  • Importantly, the bill is not designed to replace health insurance; the retired first responder still
  • needs to have health insurance.
  • you differs from the filed bill by exempting departments that provide the retired employee health insurance
  • instructs the Commission of Workers' Compensation to adjust the payment instead of the Commissioner of Insurance
Summary: The meeting of the committee involved critical discussions surrounding several pieces of legislation aimed at supporting first responders, enhancing worker rights, and improving child care access. Notably, House Bill 4144 was presented, which aims to provide supplemental income benefits to firefighters and police officers diagnosed with critical illnesses post-retirement. Testimony from a representative of the Texas State Association of Firefighters emphasized the importance of extending benefits to those affected by job-related diseases, particularly cancers prevalent among firefighters. The bill stirred affirmative discussions, with a consensus on its necessity in providing comprehensive support to first responders.
TX

Texas 2025 - 89th Regular

Health and Human Services (Part I) May 21st, 2025

Senate Health & Human Services Committee

Transcript Highlights:
  • which allows patients to pay an agreed-upon fee directly to a physician without interference from insurance
  • It would allow primary care without involving insurance.
  • Some facilities do, so insurance doesn't pay for it.
  • So it does not cover anything you do because what you do is a personal interest business.
  • Interesting. Okay.
Summary: The committee meeting convened to discuss a variety of bills primarily related to healthcare and early childhood education. Notably, the committee reported favorably on several bills including HB721, HB2035, and HB2038, with all receiving unanimous support of 7-0. Senator Perry played a crucial role in moving the bills forward, advocating for their inclusion on the local and uncontested calendars. Furthermore, there was significant discussion surrounding HB3940, which addresses Medicaid eligibility for newborns, emphasizing the necessity for automatic enrollment to avoid gaps in coverage for infants during critical early stages of development. The meeting was characterized by the committee's cohesive efforts to streamline processes and enhance the efficiency of healthcare services for vulnerable populations.
TX

Texas 2025 - 89th 2nd C.S.

Ways & Means Aug 22nd, 2025 at 10:08 am

House Ways & Means Committee

Transcript Highlights:
  • ...they're more interested in than a tax rate increase.
  • Interesting.

  • We have to go to an election for everything else, not counting health insurance for...
  • risk danger that is so high they can't find insurance providers to cover.
  • There are things like inflation, health insurance costs going up.
Bills: HB17, HB23, SB10
Summary: The committee meeting focused on several significant bills, particularly HB17 and SB10, both of which address property tax regulations in Texas. HB17 aims to enhance transparency and accountability in taxpayer notifications regarding property tax rate changes, requiring taxing entities to provide detailed information in notices. The bill received mixed reactions, with some supporting its intention to empower taxpayers while others criticized it as an unfunded mandate. Meanwhile, SB10 proposes to lower the voter approval tax rate for larger municipalities from 3.5% to 2.5%, sparking debates about its potential impact on public safety funding and local governments' financial flexibility. The discussions delved into the challenges posed by budget constraints and the need for efficient local governance in the face of rising costs and public safety demands. Overall, the meeting was well-attended, featuring robust discussions and a variety of perspectives around key legislative initiatives affecting Texas residents.
TX

Texas 2025 - 89th 2nd C.S.

Senate Session (Part I) Sep 3rd, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • You know, insurance rates in this state already are keeping many businesses from being able to build
  • new because interest rates are so high.
  • What's going to happen to the insurance rates for pharmacies?
  • You're familiar with the All-Payer Insurance Claims Database.
  • When healthcare is provided via insurance, which is.
Bills: SB8, SB1, SB2, SB5, SB10, HB27, HB7, HB17, HB1, SB9, SB7, SB17, SB4, HB20, HB18
Summary: The committee meeting primarily focused on the discussion and passage of several significant bills, including HB20, which aims to prevent and reduce fraudulent charitable solicitations during disasters. Representative Perry highlighted the importance of this bill in ensuring that legitimate organizations receive donations while deterring scams that occur in the aftermath of disasters. The bill was passed unanimously with discussions around its necessity and the impact on victims of fraud. Further, House Bill 18 was discussed concerning penalties for legislators attempting to break quorum, a topic that stirred some debate on legislative integrity and rules enforcement. Members voiced varying opinions on the implications of the bill, leading to its eventual passage amid objections from some members who raised concerns about its enforcement mechanisms and potential for misuse. Overall, the meeting was well-attended, with members actively debating key issues while striving for legislative progress on these critical bills. The audience included public stakeholders who expressed their views, showcasing the engagement between legislators and constituents on pressing matters.
TX

Texas 2025 - 89th Regular

Appropriations Mar 31st, 2025 at 02:03 pm

House Appropriations Committee

Transcript Highlights:
  • includes $1.2 billion to TRS Care for the statutorily required state contribution for retiree health insurance
  • and another $450 million to TRS ActiveCare to ensure insurance premiums remain affordable for our active
  • ...Contribution toward higher education group insurance premiums
  • 19 and then also the Texas Government Code, check it out, section 317.005 F, if any of you are interested
  • I retired from the Texas Department of Insurance in 1999 after 35 years of state service with the same
Bills: SB1, HB500
Summary: The meeting focused on reviewing the committee substitutes for SB1 and HB500, which are pivotal for the upcoming budget session. A significant point of discussion was the historic funding initiated under SB1, which dedicates approximately $4.1 billion to raise wages for personal attendants, improving services for vulnerable populations in Texas. Additionally, $78 million was allocated for crime victim services and infrastructure support within various counties. Representative Orr presented a robust overview of budget highlights, which received considerable backing from committee members emphasizing the importance of support for public safety and education.

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