Video & Transcript DataContr Research : 'academic credit'

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US
Transcript Highlights:
  • and return the OCC to its true purpose: chartering and supervising banks to ensure they serve all credit-worthy
  • banks to ensure they serve all credit-worthy customers, not
  • This blinkered approach to risk management has implications for the cost and availability of credit,
  • From buying a home or starting a business to accessing credit and saving for retirement, a stable and
  • In fact, the SEC just approved an exchange-traded fund containing private credit assets, so there is
Summary: The committee meeting focused on several nominees within key financial institutions, including discussions surrounding the SEC, the Federal Transit Administration, and the Comptroller of the Currency. Notable dialogue included concerns over regulatory balance, with various members emphasizing a need to streamline regulations to foster innovation while ensuring accountability and safety for investors. The importance of the proposed 'Empowering Main Street in America Act' was highlighted as a means to facilitate access to capital for small businesses, underlining the current administration's approach towards financial regulations.
TX

Texas 2025 - 89th Regular

Senate Session (Part II) Mar 19th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • You should be paying for those times you will be connected, so we're crediting...
  • That credit program has never been triggered, although it's been in place, because we have always met
  • This is because it's going to be a credit program, and we really couldn't figure out how to apply the
  • credits under the...
  • So it clarifies that batteries do not have to buy credits.
Bills: SCR5, SCR13, SB3, SB6, SB10, SB12, SB13, SB15, SB17, SB18, SB19, SB24, SB35, SB57, SB65, SB112, SB284, SB290, SB388, SB400, SB402, SB412, SB495, SB499, SB502, SB509, SB621, SB706, SB740, SB815, SB842, SB854, SB875, SB893, SB917, SB974, SB1025, SB1061, SB1073, SB1106, SB1268, SB1281, SB1300, SB1362, SB1379, SB1447, SB1451, SB1555, SB1902, SJR36, SJR12, SCR13, SCR25, SCR5, SCR22, SCR12, SCR24, SB495, SB412, SB10, SB18, SB565, SB372, SB842, SB765, SB62, SB19, SB666, SB707, SB888, SB687, SB706, SB847, SB290, SB13, SB1248, SB740, SB14, SB1006, SB504, SB917, SB925, SB388, SB1902, SB1121, SB995, SB857, SB305, SB296, SB284, SB35, SB6, SB815, SB3, SB1281, SB1379, SB1300, SB1497, SB1499, SB1498, SB1451, SB1061, SB15, SB65, SB241, SB304, SB402, SB499, SB621, SB974, SB1023, SB1024, SB1025, SB1106, SB686, SB112, SB371, SB204, SB400, SB609, SB1447, SB670, SB502, SB427, SB850, SB854, SB413, SB1555, SB1362, SB1346, SB1033, SB1220, SB1073, SB810, SB987, SB1539, SB893, SB447, SB875, SB406, SB509, SB985, SB965, SB17, SB1119, SB1505, SB12, SB24, SB57, SB1194, SB1253, SB1215, SB1532, SB1268, SB1302, SB856, SB650, SB583, SB673, SB840, SJR57, SCR8, SB213, SB681, SB1172, SB1252, SB378, SB610, SB918, SB1343, SB608, SB487, SB955, SB957, SB988, SB990, SB1019, SB1021, SB1120, SB251, SB958, SB535, SB761, SB1, SB541, SB315, SB379, SB1018, SB1737, SB266, SB1415, SB3, SB6, SB15, SB35, SB290, SB706, SB842, SB917, SB1281, SB1451, SB1902, SB12, SB13, SB17, SB19, SB388, SR261, SR265, SR276, SR277, SR281, SR286, SR293, SCR5, SCR13, SB2425, SB2880, SB10, SB12, SB13, SB17, SB18, SB19, SB388, SB412, SB495, SB2425, SB2880
Summary: The committee convened to discuss SB13, which seeks to regulate the presence of sexually explicit materials in school libraries. The session was marked by a strong emphasis on protecting minors from harmful content, drawing significant bipartisan support. Senator Paxton initiated the motion to consider the bill, highlighting prior legislative efforts to guard against exposure to explicit materials, including unanimous passage of measures like age verification for online pornographic sites and the SCOPE Act, designed to shield minors on social media platforms. In-depth discussions unfolded regarding the selection and oversight of library materials, framed around community standards and developmental suitability for children. Concerns were expressed about maintaining access to important educational resources while ensuring content appropriateness in libraries.
TX

Texas 2025 - 89th Regular

89th Legislative Session May 22nd, 2025 at 10:05 am

Texas House Floor Meeting

Transcript Highlights:
  • engagement and public service, Lieutenant Commander Jackson most recently served as Deputy of the Academic
  • It prohibits financial data and credit score information from being acquired and stored in a patient's
  • also our records are protected from disclosing even redacted information such as voting history or credit
  • section 183.04, a covered entity may not collect, store, or share information regarding an individual's credit
Summary: The meeting was characterized by robust discussions surrounding various Senate Bills, with a notable focus on social justice legislation. One significant highlight was the passage of SB1278, which establishes an affirmative defense for victims of trafficking, receiving unanimous support from members. The bill was championed by Dean Thompson, who passionately emphasized the importance of holding traffickers accountable. Also discussed was SB263, which clarifies the tax obligations for FCC-licensed radio broadcasters, showcasing a cooperative attitude among committee members in aligning state laws with federal standards. SB370, enhancing confidentiality protections for employees of the Attorney General's Office, was also passed, reflecting ongoing efforts to improve privacy rights in legal contexts.
TX

Texas 2025 - 89th Regular

S/C on Family & Fiduciary Relationships Mar 31st, 2025 at 02:03 pm

House S/C on Family & Fiduciary Relationships

Transcript Highlights:
  • that this might cause them to take a stronger look at those factors into consideration in the whole credit
  • have to take a stronger look at those who are owing the obligation to see if that will impair their credit
  • So, we take that into consideration now in your ability to repay and your whole credit picture of, you
  • ...income, your credit scores. Yes, sir.
  • mortgage payment, our lenders are saying that gives them a little more concern in looking at the whole credit
Summary: The meeting of the committee involved discussions on several bills aimed at improving the legal framework surrounding child support and guardianship. Notably, Representative Swanson presented HB3311, which seeks to prioritize unpaid child support claims over secured debt obligations during probate proceedings. This bill aims to ensure that children receive the financial support they need promptly, especially after losing a parent. Testimonies from various stakeholders emphasized the importance of addressing child support obligations to prevent financial hardships for grieving families. Additionally, HB3376 was discussed, which mandates ongoing education for guardians regarding Alzheimer’s disease and related disorders, reflecting the need for better support for vulnerable individuals.
TX

Texas 2025 - 89th Regular

State Affairs Feb 24th, 2025

Senate State Affairs Committee

Transcript Highlights:
  • And then now, all of a sudden, I will credit that Mr. Chairman after Senator Huffman.
  • There are rebates and credits.
  • not allow users in the state of Texas to order using a credit card.
  • But we have a law that's very clear in what is to be done: no minors, no credit cards.
  • ACH you back your original credits.
Summary: The meeting was a crucial session for discussing several important bills including SB992, which aims to establish a clear time frame for the Attorney General's approval on outside legal counsel for state agencies. Senator Nichols presented the bill, emphasizing its necessity for timely responses to ensure efficient legal processing. Another notable discussion centered around SB523, which seeks to allow parole and probation officers to use a business address on their driver's licenses for safety and security purposes. This bill passed favorably out of the committee, with public testimony supporting the need for such provisions due to the risks these officers face.
TX
Transcript Highlights:
  • data-time="1656"> incorporates my Senate Bill 55, which makes common sense reforms to our system of credits
  • By aligning community service credit with jail credit and ensuring that individuals receive credit for
  • >

    Senator Alvarado, you don't know this, but I already credited

  • things like small donor public financing, voucher systems which you've seen across the nation, and tax credits
Bills: SB2, SB3, SB10, SB16, SB5, SB9, SB7, SB17, SB4, SB19, SB54, HB23, HB17, HB16
Summary: The committee meeting led by Senator Perry addressed various legislative measures including discussions around House Bill 23, which clarifies tax exemption for charitable organizations serving agricultural youth in populous counties. The bill was successfully passed with unanimous support after being brought up for expedited consideration. Notably, the discussion around Senate Bill 10 became contentious as Senator Bettencourt moved to not concur with House amendments citing potential tax increases, initiating a discussion about the implications and future direction of the bill. Furthermore, the importance of tax rate transparency was highlighted in the presentation of House Bill 17, aimed at improving communication regarding property tax rates to taxpayers, ensuring broader public engagement in tax matters and hearings as feedback and participation in the past had been low.
TX

Texas 2025 - 89th Regular

Finance Apr 2nd, 2025

Senate Finance Committee

Transcript Highlights:
  • OCA will enter into contracts with general academic teaching institutions that provide relevant training
Summary: The meeting of the Senate Committee on Finance included the introduction of SB1337 by Senator Krayton. This bill aims to provide a fair and accurate system for calculating tax obligations, mandating the comptroller to assess penalties only on the net tax due from a taxpayer rather than allowing overpayments to offset underpayments under limited circumstances. Senator Krayton elaborated on how the bill ensures that taxpayers who overpay can use that surplus to cover any underpaid taxes of the same type, ensuring fairness for both the state and taxpayers. Several discussions ensued regarding the administration of the bill, with contributions from various members including representatives from the Comptroller's Office.
TX

Texas 2025 - 89th Regular

Business and Commerce (Part II) Apr 1st, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • It states that recurring credit cards are a payment method
  • which charges union dues to an individual's credit card as a series of recurring transactions.
  • would have been difficult for a public employee to sign up for a membership or may not have had a credit
  • When they join our organization, they do not have to share banking or credit card information with us
  • We don't have to set up credit card transactions or complete bank drafts or deposits.
Summary: The meeting of the committee featured extensive discussions surrounding SB2021 and SB2330, both of which sparked notable debate among members and stakeholders. SB2021, aimed at regulating Distributed Energy Resources (DERs), faced scrutiny for potentially creating barriers to integration and increasing costs for consumers. Advocates highlighted the bill's intention to clarify operational standards and improve accountability, while opponents raised concerns about excessive red tape hindering innovative energy solutions. SB2330 sparked similar contention, particularly regarding its implications for public employee unions and the suggested removal of government involvement in dues collection processes. Testimonies expressed worries that this would limit educators' access to professional resources and advocacy, crucial for their roles in the education sector.
TX

Texas 2025 - 89th Regular

Insurance Mar 5th, 2025 at 08:00 am

House Insurance Committee

Transcript Highlights:
  • What that boils down to is you can often get a credit for
  • data-time="3096">Yes, sir, and that's part of our recommendation on transparency about the use of credit
  • Okay, I'll touch on the credit score thing that, as it was
  • Credit score agnostic.
  • Don't give somebody a credit score now and then 10 years
Summary: The meeting involved extensive discussions on various topics, although specific bills or motions were not highlighted. The members engaged in a dialogue surrounding the financial aspects of policies under review, particularly referencing rate components and reserves. Questions were raised regarding the allocation of premiums and the implications for future budgets, but no concrete resolutions were made. The Chair, after guiding the discussion, indicated the conclusion of the agenda and called for any additional business before moving to adjourn.
TX

Texas 2025 - 89th Regular

State Affairs Apr 14th, 2025 at 02:04 pm

House State Affairs Committee

Transcript Highlights:
  • ...history or voting status and prohibits financial data and credit
  • Increased focus on academic and extracurricular activities
Summary: The committee meeting was characterized by extensive discussions on several bills concerning public libraries, energy utilities, and health care. Notably, HB3225 aimed to protect minors from accessing sexually explicit material in public libraries, which sparked significant public testimony both in favor and against the bill. Proponents argued for the necessity of safeguarding children, while opponents raised concerns about censorship and the implications for freedom of information. Similarly, HB4503 addressed patient privacy and health care information but faced scrutiny regarding its potential impact on medical records access for minors. The session concluded with multiple bills left pending for further review.
TX

Texas 2025 - 89th Regular

Business and Commerce Apr 10th, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • Members, coerced identity theft is the type of identity theft in which an abuser incurs credit-related
  • Missing a debt payment can reduce an individual's credit score by more than 100 points.
  • Such a decline in credit score can significantly impact the ability to obtain employment, secure housing
  • Many learn only of the fraudulent charges when the debts have gone to collections, damaging their credit
  • is a balanced, well-vetted measure that gives survivors a path toward rebuilding their lives and credit
Summary: The meeting of the committee commenced with the establishment of a quorum, where members discussed and voted on five significant bills related to energy efficiency, insurance regulation, and public utility governance. Notably, Senate Bill 2717 was presented, incorporating feedback to foster collaboration among various state agencies for improved energy efficiency performance. This was followed by a detailed discussion on Senate Bill 1642, which proposed changes to the Texas Department of Insurance's executive structure to optimize management and consumer focus. Each bill saw active participation from senators who moved to adopt committee substitutes for clarity and responsiveness to stakeholder concerns, indicating a proactive approach to legislative issues.
TX

Texas 2025 - 89th Regular

Trade, Workforce & Economic Development May 7th, 2025 at 08:05 am

House Trade, Workforce & Economic Development Committee

Transcript Highlights:
  • The financial statement system is vital for the extension of credit to consumers and businesses.
  • working toward their GED or participating in a job training program that doesn't result in college credit
  • These classes are not credit-bearing and don't meet the required hours for a single-parent household.
  • She deserves support now, not only once she has reached a credit-bearing class.
  • is the reality for many survivors, and it means you need to navigate new systems as you move from credit
Summary: The Committee on Trade, Workforce and Economic Development convened to discuss a range of bills addressing workforce policies, business practices, and data privacy issues. A highlight was the presentation of HB5146, aimed at expanding subsidized childcare eligibility to include parents pursuing non-credit workforce training, which drew significant support from both committee members and witnesses. Additionally, SB2121 was introduced to rectify clerical errors within the data broker law, ensuring better consumer protections around the collection and use of personal data. Various other bills saw quick passages with unanimous support, reflecting broad agreement among members regarding workforce development and operational efficiency.
TX

Texas 2025 - 89th Regular

Appropriations - S/C on Articles I, IV, & V Feb 26th, 2025 at 08:00 am

House Appropriations - S/C on Articles I, IV, & V

Transcript Highlights:
  • using a user's credit card, and they were using the same
  • credit card repeatedly to enter the zip code for that credit card.
  • "370" data-time="2214"> And so that's what we're looking for people and a lot of people under the credit
Summary: The meeting primarily focused on the operations and budgetary recommendations for the Texas Department of Public Safety (DPS). Key discussions included addressing the backlog of driver's licenses, recruitment challenges within the department, and strategies to enhance public safety amidst rising crime rates and border security issues. Representatives discussed specific budget requests aimed at improving infrastructure, recruiting more officers, and enhancing technological capabilities to better handle crime data and public safety operations. The urgency of training law enforcement personnel and the need for modernized facilities were also highlighted as critical issues. A significant portion of the meeting was dedicated to reviewing the impacts of the recent data breach involving driver's licenses and the measures installed post-incident to protect personal data. Public comments reflected support and concerns about the ongoing challenges DPS faces in managing resources and expectations related to law enforcement and public service. The meeting concluded with plans to reconvene for further discussions on the proposed initiatives.
TX

Texas 2025 - 89th Regular

89th Legislative Session Feb 19th, 2025 at 10:02 am

Texas House Floor Meeting

Transcript Highlights:
  • predominantly white institutions, Black students were often isolated, denied access to social and academic
Summary: The meeting featured a range of resolutions being discussed, with many representatives emphasizing the importance of various community celebrations across the state. Notable mentions included HR288 recognizing Medical City Dallas Hospital for its contributions to healthcare, and HR273 honoring Delta Xi Chapter of Alpha Kappa Alpha Sorority at the University of Texas for its historic significance and community work. The discussion emphasized praise for local organizations contributing to healthcare, education, and cultural heritage.
TX

Texas 2025 - 89th Regular

Ways & Means May 19th, 2025 at 09:05 am

House Ways & Means Committee

Transcript Highlights:
  • The three methods provided by the Senate are credit card, debit card, and e-check.
  • percent, then it's going to be... if your tax payment was $1,000, then two percent of that is what your credit
  • understanding is it's going to be treated like any other payment to a governmental body right now with a credit
Summary: The meeting primarily focused on a series of Senate Bill presentations, particularly highlighting SB1277 which aims to extend the reauthorization period for the municipal street maintenance (SMR) tax in the city of Coppell from four years to ten years. This extension aims to stabilize funding for vital infrastructure projects, helping the city avoid potential financial disruptions and additional tax burdens on residents. Testimonies included insights from public representatives, including Mayor Pro Tem Don Carroll, who emphasized the bill's importance for ongoing maintenance efforts and taxpayer savings.
TX
Transcript Highlights:
  • I gotta give him credit at some point.
  • We will work through the House version coming over, probably either by credit or by refund, which is
  • Kirschbaum, I always try to give credit where credit is due.
  • No problem, but I just try to acknowledge credit where

Summary: The meeting was convened to discuss several pivotal bills primarily relating to water management, environmental regulations, and labor standards. Amongst key discussions, SB243 aimed to reform migrant housing penalties, transforming the flat fee structure into a more compelling model that could incite improvements in living conditions for migrant workers. Furthermore, the committee deliberated on SB2159 and SB2568, both significant for addressing water resource management in Medina County, with testimonies from local water authority representatives emphasizing the urgent need for updated legislative support amid local growth pressures. Other bills discussed included SB1891 and SB1442, which prompted lively debates regarding utility rate adjustments and environmental compliance procedures for wastewater facilities.
TX

Texas 2025 - 89th Regular

Appropriations May 8th, 2025 at 08:05 am

House Appropriations Committee

Transcript Highlights:
  • they do want to see the state making progress on long-term liabilities, which we've gotten a lot of credit
  • for the Legacy Fund, indicated in an op-ed that the state reserve funds should be at, according to credit
  • The credit rating agencies have been brought up multiple times by multiple members here.
  • But we don't, it's fair to say we don't work for the credit
Bills: SJR4
Summary: The meeting focused on Senate Joint Resolution 4, which proposes to raise the constitutional cap of the Economic Stabilization Fund from 10% to 15%. Members engaged in a comprehensive discussion regarding the potential implications of this increase, especially in relation to Texas's long-term financial liabilities. Concerns were raised about maintaining adequate reserves while simultaneously addressing the need for taxpayer relief, especially considering factors such as property tax compression and future economic downturns. Various members voiced their opinions on the balance between saving for potential future needs and returning money to taxpayers, fostering a vigorous debate on the state's fiscal strategy and priorities.
TX

Texas 2025 - 89th Regular

Appropriations Feb 18th, 2025 at 08:02 am

House Appropriations Committee

Transcript Highlights:
  • But then, if you're never going to use it, you don't get credit for it.
  • We placed academic psychiatry residents with them in the local mental health authorities, and as a result
  • So we gave them access to credit monitoring and that

Summary: The meeting involved a series of discussions around various legislative matters, focusing primarily on proposed bills and amendments. Members of the committee voiced their opinions on the implications of each bill, and several public witnesses offered testimony supporting and opposing different initiatives. Notable conversations revolved around fiscal responsibilities and the impact of these legislations on local communities. Overall, the dialogue was constructive, highlighting the differing perspectives among committee members and witnesses.
TX

Texas 2025 - 89th Regular

89th Legislative Session Apr 1st, 2025 at 10:00 am

Texas House Floor Meeting

Transcript Highlights:
  • We know that when students receive this education, they're more likely to save, manage credit responsibly
  • HB 4319 by Toth relating to the establishment of the service credit
  • Davis of Dallas relating to allowing a dual credit course to be offered through remote instruction under
  • a school district's college credit program for the Committee on Public Education.
  • /span>

    HB 4393 by Geren, relating to the franchise tax credit

Bills: HJR4, HJR6, HB195, HB13, HB143, HB135
Summary: The meeting focused primarily on H.J.R. 4, a proposed constitutional amendment that aims to prohibit taxes on securities transactions and occupation taxes on securities market operators. Representative Meyer introduced the resolution, explaining its intention to prevent the state legislature from imposing such taxes indefinitely. The proposal received unanimous support from the Ways and Means Committee but faced scrutiny from other members concerned about its implications for equity and taxation in Texas. Key discussions highlighted the potential long-term consequences of locking in tax breaks for wealthier entities, particularly amid rising living costs for ordinary Texans.
TX

Texas 2025 - 89th Regular

Public Health Apr 7th, 2025 at 03:30 pm

House Public Health Committee

Transcript Highlights:
  • marker="607" data-time="3636"> I regained stable and productive family relationships, and I resumed academic
  • Most academic and medical research is consensually

  • And they're not all in big academic medical centers.
Summary: The meeting of the public health committee focused on the pressing issue of opioid addiction in Texas, with a particular emphasis on House Bill 3717. Chairman Harris detailed the bill's intent to fund a grant program for Ibogaine clinical trials, framing it as a critical response to the ongoing opioid crisis. He shared poignant testimonies highlighting the struggles of families and veterans battling addiction and mental health issues. The conversation underscored the necessity of innovative treatments, like Ibogaine, which showed promising results in studies for reducing symptoms of withdrawal and PTSD.

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