Video & Transcript DataContr Research : 'insurance costs'

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TX

Texas 2025 - 89th Regular

Senate Session (Part II) May 8th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • This is for Texas-based insurance companies when these activists are trying to push them to deny insurance
  • and insurance holding companies.
  • Meanwhile, Texans face rising housing costs and limited options near job centers.
  • What is that costing the retirees of Texas? That's what this bill is about.
  • add to backup costs.
Bills: HJR98, HJR99, HB29, HB136, HB142, HB166, HB353, HB1399, HB2000, SJR59, SCR19, SB128, SB261, SB317, SB383, SB393, SB397, SB466, SB517, SB571, SB612, SB705, SB715, SB731, SB748, SB801, SB867, SB913, SB945, SB946, SB986, SB1013, SB1071, SB1086, SB1087, SB1117, SB1181, SB1250, SB1263, SB1285, SB1444, SB1483, SB1528, SB1553, SB1556, SB1608, SB1723, SB1858, SB1946, SB1957, SB1986, SB1999, SB2043, SB2056, SB2082, SB2105, SB2133, SB2138, SB2177, SB2203, SB2221, SB2311, SB2334, SB2337, SB2340, SB2373, SB2417, SB2446, SB2452, SB2477, SB2532, SB2565, SB2587, SB2615, SB2622, SB2633, SB2637, SB2681, SB2713, SB2717, SB2781, SB2782, SB2835, SB2841, SB2857, SB2891, SB2943, SB2994, SB2995, SB3016, SB3047, SB3057, SB3059, SJR3, SB5, SB72, SB509, SB616, SB963, SB985, SB1143, SB1172, SB1267, SB1271, SB1273, SB1759, SB1786, SB2361, SB1025, SB1080, SB1245, SB1355, SB1422, SB1, SB260, SB1506, SB1637, HJR98, HJR99, HJR2, HJR1, HB1109, HB1392, HB22, HB3093, HB517, HB1130, HB142, HB1689, HB2018, HB136, HB2884, HB1393, HB2730, HB1399, HB1244, HB467, HB331, HB2559, HB29, HB26, HB166, HB353, HB2000, HB2756, HB3248, HB3513, HB3204, HB3135, HB3012, HB2763, HB2523, HB2457, HB2415, HB2198, HB2143, HB1708, HB1672, HB767, HB1327, HB2723, HB451, HB140, HB109, HB3096, HCR6, HCR12, HCR29, HCR50, HCR55, HCR56, HCR58, HCR70, HCR71, HCR74, HCR78, HCR80, HCR107, HCR116, HCR117, SJR36, SJR50, SJR63, SJR59, SCR12, SCR39, SCR48, SCR19, SB2023, SB1957, SB2615, SB2138, SB3016, SB1999, SB62, SB666, SB847, SB284, SB854, SB1073, SB810, SB1505, SB583, SB507, SB1434, SB1772, SB2016, SB1163, SB1122, SB731, SB397, SB508, SB1436, SB287, SB261, SB1882, SB393, SB1791, SB209, SB2429, SB511, SB2309, SB510, SB1085, SB1975, SB2717, SB1262, SB636, SB2056, SB884, SB517, SB1200, SB1845, SB2681, SB2458, SB801, SB3014, SB3013, SB758, SB1013, SB2797, SB2076, SB2876, SB715, SB1640, SB2538, SB1449, SB1181, SB1359, SB410, SB1234, SB2926, SB2972, SB2841, SB1856, SB1528, SB1373, SB672, SB2891, SB1854, SB317, SB2539, SB2532, SB1250, SB2082, SB2203, SB1285, SB1454, SB2520, SB1237, SB1586, SB2819, SB629, SB2342, SB2903, SB2477, SB3029, SB375, SB777, SB2367, SB2703, SB2608, SB2965, SB2521, SB2165, SB2501, SB2452, SB2835, SB1602, SB1704, SB1723, SB1858, SB1946, SB2009, SB2177, SB2460, SB2785, SB2373, SB867, SB1608, SB640, SB1698, SB383, SB705, SB748, SB1117, SB2340, SB2680, SB2994, SB2747, SB1950, SB913, SB1071, SB1086, SB1087, SB1483, SB1444, SB1553, SB1556, SB1703, SB2133, SB2297, SB2298, SB2622, SB2955, SB3059, SB2782, SB2781, SB2637, SB2633, SB2337, SB2334, SB1861, SB2043, SB1367, SB946, SB945, SB2857, SB128, SB571, SB1263, SB3058, SB612, SB2221, SB2587, SB2044, SB2363, SB2713, SB2311, SB1986, SB2565, SB2943, SB1888, SB2417, SB3048, SB3052, SB3053, SB3036, SB3057, SB3056, SB3043, SB3037, SB3050, SB3063, SB3047, SB3035, SB2446, SB466, SB2611, SB2794, SB2105, SB2017, SB1790, SB1778, SB1730, SB2995, SB2847, SB205, SB2619, SB1903, SB203, SB3061, SB1581, SB2600, SB2799, SB2790, SB2688, SB2515, SB1230, SB876, SB2522, SB2639, SB2137, SB2519, SB2403, SB2459, SB3051, SB2655, SB2251, SB2764, SB2878, SB1884, SB111, SB582, SB2617, SB1835, SB2751, SB2959, HB206, HB1238, HB1089, HB2890, HB9, HB2081, HB4215, HB2970, SB2063, SB1400, SB2058, SB2260, SB2928, SB1310
Summary: The recent committee meeting focused on a number of significant legislative initiatives, including valuable discussions surrounding Senate Bills 2633, 2477, and 2373, along with House Bill 29. Notably, SB2633 passed with substantial support and aims to facilitate local option elections for alcohol sales in Garland, streamlining licensing processes for the city. Meanwhile, SB2477 addressed the alarming issue of office vacancy and housing shortages in Texas cities, promoting the conversion of underutilized office spaces into residential units, which garnered approval from members after addressing concerns about municipal regulations. Additionally, SB2373 took center stage due to its focus on curbing financial fraud related to deepfake videos, a rising concern within the state, and it received unanimous backing from the committee members, highlighting its importance.
TX

Texas 2025 - 89th Regular

Finance Feb 5th, 2025

Senate Finance Committee

Transcript Highlights:
  • It appears as though that in higher education costs, the deferred maintenance costs in higher education
  • Because there's a tremendous amount of administration costs and health insurance benefits.
  • But at the same time, your higher ed employee insurance program has still got admin costs built into
  • So the cost between the two is not any different.
  • So the cost between the two is not any different.
Bills: SB1
Summary: The meeting focused on the funding recommendations for public health-related institutions and the Texas Higher Education Coordinating Board. During the session, significant discussions were held around the $4.2 billion in total funding recommended for the 2026-27 biennium, which reflects a notable decrease compared to the previous biennium. Key highlights included an increase in funding for various educational support programs like the Graduate Medical Education expansion, and the need for modern data systems in colleges to ensure educational programs meet workforce demands. Testimonies from representatives highlighted both concerns about budget cuts and optimism for enhanced funding initiatives.
TX

Texas 2025 - 89th Regular

Human Services Apr 1st, 2025 at 10:30 am

House Human Services Committee

Transcript Highlights:
  • insurance.
  • If you all know, the cost of insurance has gone kind of
  • centers to make up for those costs.
  • When you're looking at the cost of what it's going to cost as in, I mean, sorry for ruined medicines
  • It doesn't cost the state a dime.
Summary: The committee meeting encompassed a comprehensive discussion regarding various legislative matters, including the critical examination of HB741, HB341, HB582, and HB471. Representative Gervin Hawkins presented HB741, aimed at enhancing financial support for relative caregivers, ensuring an alignment in assistance with licensed foster parents to foster kinship placements. This initiative was met with supportive testimonies from several stakeholders, emphasizing the importance of keeping children connected with their families for stability. Furthermore, representatives voiced differing views on the proposed regulations in HB341 and HB582, leading to a vibrant debate where several public members provided insight into practical implications and potential consequences of the bills.
TX

Texas 2025 - 89th Regular

Judiciary & Civil Jurisprudence Mar 19th, 2025 at 10:30 am

House Judiciary & Civil Jurisprudence Committee

Transcript Highlights:
  • When they succeed in invoking insurance policies, that's great, all of our insurance rates shoot up,
  • my insurance doubled.
  • My insurance was already costly and...
  • In some cases, our insurance company.
  • They clog the courts, cost tremendous amounts of time and money, and increase our operating costs as
Summary: The meeting of the committee focused on various legislative proposals, with significant discussions surrounding bills aimed at enhancing legal protections for citizens and jury privacy. Notably, House Bill 1110, presented by Chairman Shaheen, addresses safeguards for citizens reporting suspicious activities, ensuring they are protected from legal repercussions when acting in good faith. There was unanimous support for HB 349, which relates to civil liabilities associated with removing individuals from vehicles, illustrating the committee's commitment to providing social protections amid rising concerns around public safety.
TX

Texas 2025 - 89th Regular

Economic Development Apr 23rd, 2025

Senate Economic Development Committee

Transcript Highlights:
  • Otherwise, we risk losing jobs to low-cost, less innovative, and less skilled markets.
  • It will cost a little bit of money to acquire the mobile unit and design the exhibits.
  • Unemployment insurance is not a victimless crime.
  • It's wasteful to have fraud in unemployment insurance.
  • This is the People's Social Insurance Program.
Summary: The meeting was marked by an extensive discussion of several bills aimed at enhancing Texas' economic landscape and infrastructure. Notably, SB2925 focused on modernizing the state's manufacturing sector by promoting automation and digital technology, which received strong support from industry representatives, emphasizing its potential job growth impact. Public testimonies reflected a consensus on the need for Texas to lead in innovation to remain competitive in the manufacturing arena. Furthermore, SB1520, which seeks to create the Texas Bicentennial Trail, also garnered significant support, particularly for its vision of connecting historical sites across Texas without resorting to private property condemnation. The committee faced a good turnout of stakeholders, which added depth to the discussions.
TX

Texas 2025 - 89th Regular

Trade, Workforce & Economic Development Apr 15th, 2025 at 10:04 am

House Trade, Workforce & Economic Development Committee

Transcript Highlights:
  • It costs very little.
  • Now, you get 30% or whatever the insurance company decides.
  • We're going to do the roof, just like the insurance.
  • Our members generally sell auto and home insurance policies.
  • This will not increase the cost of roofing or insurance premiums.
Summary: The committee meeting covered a wide array of bills focusing primarily on workforce development, manufacturing improvements, and online safety for children. Notably, provisions were discussed under HB4196, aimed at modernizing the manufacturing sector through increased digital integration and automation strategies. Witnesses from various sectors, including manufacturing companies and educational representatives, offered their perspectives on the importance of creating a skilled workforce able to adapt to new technologies. Additional discussion highlighted the pressing need for legislation that protects minors in the digital landscape, with testimonies emphasizing the adverse effects of unfiltered online content on children’s mental health, as encapsulated in HB4901.
TX

Texas 2025 - 89th Regular

Trade, Workforce & Economic Development Apr 15th, 2025 at 10:04 am

House Trade, Workforce & Economic Development Committee

Transcript Highlights:
  • It costs very little.
  • Now you get 30% or whatever the insurance company decides.
  • Our members generally sell auto and home insurance policies.
  • This will not increase the cost of roofing or insurance premiums.
  • Unjustified compliance costs are something that's brought up.
Summary: The meeting held by the Committee on Trade, Workforce, and Economic Development involved a variety of discussions centered around multiple bills aimed at improving workforce development and addressing contemporary challenges in digital spaces, particularly concerning youth and technology. A notable point in the meeting was the presentation of HB 4196, which aims to modernize Texas's manufacturing sector through digital integration and automation, enhancing job creation and addressing barriers to innovation. Committee members engaged in extensive dialogue with witnesses advocating for and against various bills, with many emphasizing the importance of balancing innovation with the protection of consumer rights, particularly in the realm of children's safety online. Committee Chairwoman Button guided the discussions and maintained an efficient pace to cover a considerable number of bills. Several bills passed with bipartisan support, showcasing a collective interest in fostering economic growth through strategic legislative measures. Public testimonies were incorporated into the proceedings, with representatives from various sectors, including education and technology, providing their insights, which enriched the discussions and highlighted community concerns.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 12th, 2025 at 10:00 am

Texas House Floor Meeting

Transcript Highlights:
  • , give these lawmakers the grace to speak hard words to their own constituents, no matter what the cost
  • HB 1597 by Placid relates to the cost of living adjustments
  • The issue was referred to the Committee on Insurance.
  • from self-insurance trusts or health care liability claims, referred to the Committee on Insurance.
  • to select a physician graduate under the insurer's health insurance policy requiring an occupational
Summary: The meeting of the committee addressed a broad range of topics with significant attention paid to HB1554 and HB1569. HB1554, presented by Caprigliano, involved discussions on the authority of political subdivisions to utilize public funds for legal services for unlawfully present individuals, which stirred a debate among committee members regarding state resources and responsibilities. In contrast, HB1569, which concerns prohibitive measures on non-consensual medical procedures for minors with intersex traits, generated compelling testimony from advocacy groups and health professionals, stressing the bill’s implications on patient rights and medical ethics. Overall, the committee dedicated time to hearing from both proponents and opponents of these bills, ensuring a thorough examination of the issues at hand.
TX

Texas 2025 - 89th Regular

Education K-16 (Part I) Mar 11th, 2025

Senate Education K-16 Committee

Transcript Highlights:
  • The proposed language excludes costs such as needed building upkeep, utilities, insurance, and equipment
  • cost.
  • That cost report for facilities is actual cost.
  • So, it's that facility cost on the Medicaid cost report that reflects your actual cost, regardless of
  • But also, administrative costs, wrestling with insurance, all of that also gets passed on to the patient
Bills: SB568, SCR5, SB57, SB1447, SB27, SB24
Summary: The committee meeting centered around special education funding and safety provisions for children with disabilities. Key discussions were led by Senator Bettencourt regarding the transformative potential of SB568, which proposes a transition to an eight-tier service intensity funding model. This model is designed to better accommodate the needs of special education students, ensuring they receive the necessary services tailored to their unique requirements. The bill received strong support from stakeholders and included testimony from educators and advocates highlighting the importance of early intervention and the need for ongoing funding support.
TX

Texas 2025 - 89th Regular

Land & Resource Management Apr 24th, 2025 at 10:04 am

House Land & Resource Management Committee

Transcript Highlights:
  • When permitting takes months or even longer, it adds real costs and uncertainty to our projects.
  • But you know, trees specifically, cedar trees can increase the cost of insurance in areas.
  • Considering that our increased insurance costs are a concern for so many Texans, I do think this is a
  • We require this so the downstream neighbors and their insurers, if they're appropriately insured, don't
  • How much is the average cost of a house?
Summary: The meeting focused heavily on discussions surrounding affordable housing, particularly through the lens of House Bill 4398. Representative Garcia-Hernandez presented the bill, which aims to streamline the permitting process for low-income housing projects, thus reducing the timeline municipalities typically take to approve or deny permits by 50%. This bill is viewed as critical given the pressing issues related to low-income housing availability in Texas. Public testimony included supportive evidence from various stakeholders, highlighting the urgent need for expedited permits to align construction timelines with strict tax credit requirements. Experts from the Texas Affiliation of Affordable Housing Providers also underscored that permitting delays create significant financial risks, complicating the completion of necessary housing units.
TX

Texas 2025 - 89th Regular

Homeland Security, Public Safety & Veterans' Affairs Apr 30th, 2025 at 10:04 am

House Homeland Security, Public Safety & Veterans' Affairs Committee

Transcript Highlights:
  • These security guards may not be covered by liability insurance.
  • And so by that, they are oftentimes not insured because some insurance companies provide the liability
  • Well, I mean, most of your security companies have an insurance policy.
  • So, as Hammond, what are the estimated costs and the cost savings estimates for the program on an annual
  • To absenteeism, medical costs, and also medical costs once
Summary: The meeting focused on several significant bills concerning law enforcement training, mental health crisis management, and resource allocation. Notably, House Bill 2929 aimed at requiring police officers to undergo specialized training related to autism, was discussed with testimonials highlighting the need for improved understanding of individuals with autism in potential law enforcement encounters. Additionally, House Bill 4993 gathered attention as it proposed measures to enhance the health and readiness of military service members, emphasizing the importance of fitness standards and supportive health programs.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 7th, 2025 at 02:00 pm

Texas House Floor Meeting

Transcript Highlights:
  • covered by certain health benefit plans provided by a pharmacist, is referred to the Committee on Insurance
  • and the security costs of those officers, is referred to
  • HB 1041 by Turner, relating to the insurable interests

  • health benefit plan coverage for treatment of chemical dependency, is referred to the Committee on Insurance
  • period for newborns under certain employer health benefit plans, is referred to the Committee on Insurance
Summary: The committee meeting was robust, focusing on a wide array of bills that addressed various issues including education, public safety, and economic development. Members took turns presenting and questioning several proposed laws, with active participation from both committee members and invited witnesses. Notably, HB1193 received critical attention as it aimed to reinforce the confidentiality of certain information on marriage licenses, drawing significant debate about privacy and transparency. Witnesses presented their supports and concerns, leading to a rich dialogue about the balance between public knowledge and personal rights.
TX

Texas 2025 - 89th 1st C.S.

Natural Resources Aug 11th, 2025 at 01:08 pm

House Natural Resources Committee

Transcript Highlights:
  • The total project cost is 221 million dollars.

  • You know, the interesting fact, the cost of doing business for water is going up, as we know.
  • I think that was what the cost was.
  • In those regional plans, the estimated cost of implementing all of those solutions.
  • $54.5 billion is the total cost.
Summary: The meeting of the committee emphasized the urgent need for effective flood mitigation strategies in response to recent severe flooding events in South Texas. Local officials, including Commissioner David Fuentes and General Manager Raul Sassin, presented the devastating impacts of heavy rainfall that inundated homes, destroyed infrastructure, and led to significant loss of life. They discussed the importance of projects like the Delta Region Water Management initiative, which aims to manage stormwater effectively while also addressing future water supply challenges. The legislators reiterated the legislature's ongoing commitment to funding and implementing robust flood management policies, underscoring the significance of community involvement in these efforts. The discussions also highlighted innovative approaches to capturing floodwaters for potable use as part of a broader water management strategy.
TX

Texas 2025 - 89th Regular

Business and Commerce Mar 18th, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • We've been self-insured since 2004 and have been very supportive.
  • Senate Bill 1008 puts some cost controls in place.
  • Reducing them shifts costs onto local taxpayers.
  • Hey, we have medical insurance.
  • cost of goods sold, you know, just on food costs.
Summary: The committee meeting was marked by a series of discussions regarding several bills aimed at improving local regulations, particularly around food service operations. Members discussed the challenges of regulatory inconsistencies affecting restaurants and the food industry, emphasizing how Senate Bill 1008 could alleviate some financial burdens. Various stakeholders, including representatives from the Texas Restaurant Association, testified in support of this bill, highlighting the need for clearer and more predictable regulations. The discussions included provisions that would cap local permit fees, preventing duplicate charges that hinder small businesses' operations. Notably, there was strong bipartisan support demonstrated as numerous bills were reported favorably with unanimous votes.
TX

Texas 2025 - 89th Regular

Human Services Apr 1st, 2025 at 08:00 am

House Human Services Committee

Transcript Highlights:
  • One solution to high prescription costs is.
  • RxPASS is not insurance and is not a substitute for insurance, but as these results demonstrate, it could
  • Yes, and then another question is on the cost.
  • I don't care how much it costs. It's costing me nothing.
  • May cost.
Summary: The meeting convened with Chair Hull overseeing the discussions, and a quorum was confirmed with all members present. The primary focus was on voting several bills that had been discussed in previous hearings. Notable among them was HB1155, which relates to monetary assistance from the DFPS to certain parents. The committee adopted a substitute for the bill without objection and subsequently moved it forward with recommendations for favorable approval to the full House. Another significant topic was HB136, which aimed to include lactation consultation in Medicaid coverage, which also passed out of committee with a substitute.
TX

Texas 2025 - 89th Regular

Natural Resources Apr 9th, 2025 at 10:30 am

House Natural Resources Committee

Transcript Highlights:
  • idea of what it's going to cost.
  • It's going to cost whatever costs a million dollars now,
  • That insurance covers these defense costs.
  • , by any insurance carrier, that will insure you against intentional acts.
  • What is the cost...?
Summary: The Committee on Natural Resources convened to discuss two key pieces of legislation, HB2867 and HB2876, focusing on late fees associated with water and sewer services in Texas. Representative Gates laid out HB2867, highlighting the financial implications of payment deadlines and fees that disproportionately affect low-income households. He emphasized the need for limits on late payment fees to protect these vulnerable consumers from potentially abusive practices. A committee substitute was proposed to clarify some ambiguous language within the bill, aiming to promote fairness and transparency for customers. This led to a robust discussion among members and stakeholders present at the meeting, including testimony from representatives of municipal utilities who raised concerns about local control over fee structures.
TX

Texas 2025 - 89th Regular

89th Legislative Session Apr 2nd, 2025 at 10:00 am

Texas House Floor Meeting

Transcript Highlights:
  • Company for the Committee on Insurance.
  • regardless of the political cost.
  • So, limited cost, but high cost of compliance for businesses
  • Is it just savings and loans and insurance businesses, or is it more than that?
  • Company for the Committee on Insurance.
Summary: The committee meeting highlighted significant discussions surrounding several key bills, including HB908, which aims to establish a required reporting protocol for missing children cases. The bill received robust support, with members emphasizing its potential to enhance child safety and streamline law enforcement responses. Another notable piece of legislation discussed was HB1392, which addresses delays in property tax payment due to unforeseen circumstances like natural disasters and other emergencies, ensuring Texans are not penalized for situations beyond their control. The meeting concluded with enthusiastic participation from both committee members and the public, showcasing the community's engagement in the legislative process.
TX

Texas 2025 - 89th Regular

89th Legislative Session Apr 1st, 2025 at 10:00 am

Texas House Floor Meeting

Transcript Highlights:
  • We're telling Texans, we don't care how much your eggs cost, your milk costs, or if you can take your
  • and consumers in the form of reduced cost.
  • policy referred to the Committee on Insurance.
  • and annuity contracts in the insurance industry, for the Committee on Insurance.
  • on Insurance.
Bills: HJR4, HJR6, HB195, HB13, HB143, HB135
Summary: The meeting focused primarily on H.J.R. 4, a proposed constitutional amendment that aims to prohibit taxes on securities transactions and occupation taxes on securities market operators. Representative Meyer introduced the resolution, explaining its intention to prevent the state legislature from imposing such taxes indefinitely. The proposal received unanimous support from the Ways and Means Committee but faced scrutiny from other members concerned about its implications for equity and taxation in Texas. Key discussions highlighted the potential long-term consequences of locking in tax breaks for wealthier entities, particularly amid rising living costs for ordinary Texans.
TX

Texas 2025 - 89th Regular

Public Health Apr 21st, 2025 at 12:04 pm

House Public Health Committee

Transcript Highlights:
  • Insurers are owning hospitals.
  • It ensures that taxpayers and insurers are not unfairly burdened with the cost and less contractually
  • So it's just pure cost. Okay.
  • Back to the cost: Is it the cost that you would charge the patient, or would you charge the insurance
  • fees or our costs.
Summary: The Committee on Public Health convened to discuss various bills related to mental health, public health initiatives, and animal care. Notably, representatives presented House Bill 2264, which aims to facilitate communication between mental health patients and their families, allowing family members to provide important medical information during emergencies. The bill sparked a substantial discussion, with advocates from the National Alliance on Mental Illness supporting its intention to improve patient outcomes. Other significant bills included HB 1747, introduced to create a council for mental health and substance use, fostering collaboration among affected systems, and HB 2684, which focuses on palliative care options for parents facing life-limiting diagnoses for their unborn children. Public testimonies supported these measures, highlighting their importance in enhancing care and support for vulnerable populations.

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