Video & Transcript DataContr Research : 'sexually oriented businesses'

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TX

Texas 2025 - 89th Regular

State Affairs (Part III) Apr 24th, 2025

Senate State Affairs Committee

Transcript Highlights:
  • specifically addressing activists trying to impose their political agenda for purposes outside of business
  • This information does not serve a business purpose and may
  • It ensures that Texas-based industries stay in the business
  • The author of the Texas Association of Business.
  • We want to do business with you in Texas.
Summary: The meeting conducted by the committee featured an extensive discussion on multiple bills, particularly focusing on the ethics reform via SB2403, aimed at enhancing the structure and enforcement processes of the Texas Ethics Commission. The conversation revolved around establishing a three-tier system categorizing violations and enhancing procedural fairness and accountability in ethics investigations. Senator Mayes introduced a committee substitute, emphasizing the importance of ensuring that enforcement processes are transparent and just, particularly relating to minor infractions. Public testimonies in favor of the bill highlighted the need for reform, while concerns were raised about maintaining integrity in oversight mechanisms.
TX

Texas 2025 - 89th Regular

Ways & Means Apr 7th, 2025 at 10:00 am

House Ways & Means Committee

Transcript Highlights:
  • It's not a huge number on paper, but for a small business...
  • What I'm looking at is, is this the incentive for more private business?
  • Larger business taxpayers incur administrative burdens.
  • Do we have any other business before this committee?
  • Meeting Business. House Bill 103 by Representative Troxclair.
Summary: The Committee on Ways and Means convened to discuss several proposed bills, including HB4044, HB103, and HB3045, focusing on tax reform and support for local development initiatives. Representative Troxler introduced a committee substitute for HB103, which was subsequently adopted without objection, demonstrating consensus on its merits. HB3045 sought to incentivize spaceport operations with franchise tax breaks for contracts related to the Department of Defense, emphasizing Texas's commitment to lead in the aerospace industry. The meeting concluded with discussions around the importance of the Property Value Study (PBS) and its impact on equitable taxation, with members addressing concerns about the effective administration of property appraisals and future legislative actions.
TX

Texas 2025 - 89th Regular

Local Government (Part II) Apr 28th, 2025

Senate Local Government Committee

Transcript Highlights:
  • The chair lays out Senate Bill 777 as a matter of pending business.
  • As it relates to businesses, business is pretty stable in downtown Dallas.
  • Yes, we have had some businesses at Bank of America.
  • That's how we deal with businesses.
  • If there's not any other business that needs to come before the committee, with no other business coming
Summary: The meeting of the committee effectively reviewed and voted on multiple bills pertaining to public safety, affordable housing, and local governance. Notably, Senator Cook introduced SB2262, which grants municipalities authority to regulate automated defibrillators, aiming to enhance public health responses in urban areas. Public testimony was heard on several bills, illustrating community support and concerns, particularly around affordable housing issues raised by Senator Menendez's SB2137, which seeks to improve access to low-income housing by altering existing criteria used by the Texas Department of Housing and Community Affairs. Additionally, the discussions also touched on the impact of various bills on local governance and property rights, highlighting the committee's aim to address essential services within communities effectively.
TX

Texas 2025 - 89th Regular

Health and Human ServicesAudio only. Mar 27th, 2025

Senate Health & Human Services Committee

Transcript Highlights:
  • We will take up pending business in this meeting.
  • The chair lays out, as a matter of pending business, Senate

  • The chair lays out, as a matter of pending business.

  • The chair lays out, as a matter of pending business,

  • The chair lays out, as a matter of pending business,

Summary: The Senate Committee on Health and Human Services met to discuss multiple bills, notably including SB731, SB732, SB1589, SB397, and SB1188. Senator Miles explained amendments to SB732, detailing that the bill now allows existing buildings a five-year compliance period, and emphasized that it is not retroactive. Senator Cook moved the adoption of the community substitute to SB732, which passed without objection. SB1589 was also favorably reported and recommended for a local calendar, while SB397 faced a similar fate with unanimous support from committee members.
TX

Texas 2025 - 89th Regular

State Affairs (Part II)Audio only. May 5th, 2025

Senate State Affairs Committee

Transcript Highlights:
  • As a matter of pending business, the chair lays out Senate

  • As a matter of pending business, full Senate, all right

  • As a matter of pending business, the chair lays out Senate Bill
  • As a matter of pending business, the chair lays out Senate
  • There's no other business. With great thanks to each of you, especially this time of year.
Summary: During the committee meeting, a range of bills were discussed, with several being reported favorably for further consideration by the full Senate. Notably, Senate Bill 2403 was moved by Senator Middleton and adopted without objection. Additionally, Senate Bill 1888, concerning jury selection in certain counties, also gained unanimous approval. The committee expressed clear support for Senator Hagen's Senate Bill 2943 regarding discrimination against occupational license holders, which was substituted and reported favorably. Furthermore, House Bill 1393, proposed by Representative Metcalfe to establish year-round daylight saving time, also received a positive recommendation and was adopted with only a few dissenting votes.
TX
Transcript Highlights:
  • marker="4" data-time="18">The purpose of today's hearing is to lay out bills and to address pending business
  • Pegasus Park obviously is a great business cluster.
  • I'm president and CEO of the Texas Association of Business. We're the Texas State Chamber.
  • The chair lays out as a matter of pending business House Bill 112.
  • The chair lays out as a matter of pending business

Summary: The Senate Economic Development Committee convened to discuss several proposed bills, primarily focusing on enhancing economic growth, infrastructure, and public safety. Key discussions included HB112, which aims to establish Texas Science Park Districts to foster innovation and secure the state's economic future. Senator Parker presented this bill, emphasizing its potential to support local entrepreneurs and technology leaders while safeguarding Texas jobs. There were no witnesses registered for public testimony for this bill, highlighting the requirement for robust stakeholder engagement moving forward. Additionally, HB3686 was addressed, which involves the recognition of retired peace officers' ranks on their credentials, a measure intended to uphold their dignity and address past oversights in the credentialing process.
TX

Texas 2025 - 89th Regular

89th Legislative Session Feb 26th, 2025 at 09:00 am

Texas House Floor Meeting

Transcript Highlights:
  • Please excuse Representative Richardson today and the remainder of the week because of important business
  • We're attracting people and businesses from all over the
  • But I don't want to just complain about how other courts do business.
  • Think about the power your local judges have over the families and businesses.
  • And that's not to mention the enormous impact of the litigation climate on the business climate.
Summary: The meeting featured a address by Chief Justice Jimmy Blacklock, who emphasized the importance of maintaining the integrity of the legal system and ensuring fair access to justice for all Texans. He addressed the challenges facing the judiciary, notably the need for increased funding for district judges, which has not seen a raise since 2013. The Chief Justice highlighted how inadequate compensation has affected the ability to attract and retain qualified judges. He urged the legislature to consider a substantial increase in judicial salaries as a matter of public interest and necessary for the state's judicial system.
TX
Transcript Highlights:
  • Members, our first order of business is adopting the committee rules.
  • Each year, TCEQ contacts over 100,000 small businesses and local governments to offer assistance.
  • As the population continues to grow, we see an increase in those coming to do business in Texas.
  • ...can continue to do good business in Texas.
  • And then we just, because we've been in the oil and gas business for so long...
Summary: The meeting of the Senate Committee focused on several key legislative initiatives, including the implementation of new regulations concerning geothermal injection wells as per SB786, and the jurisdiction over brine mining clarified by SB119 and SB1186. Commissioner Christy spoke about the achievements of the Railroad Commission of Texas in regulatory standards and emphasized the importance of updating environmental practices that safeguard groundwater and surface water while facilitating economic growth. Senators expressed their concerns regarding operational impacts on various sectors, highlighting the need for continued collaboration between agencies to address challenges related to water management and environmental compliance.
TX

Texas 2025 - 89th Regular

Business and Commerce Apr 10th, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • I'm meeting on business conference, come to order.
  • Chair lays out as a matter of pending business, Senate Bill 1468.
  • As a matter of pending business, Senate Bill 1789.
  • King, honorable members of the Business and Commerce Committee.
  • on business and commerce unanimously last session.
Summary: The meeting of the committee commenced with the establishment of a quorum, where members discussed and voted on five significant bills related to energy efficiency, insurance regulation, and public utility governance. Notably, Senate Bill 2717 was presented, incorporating feedback to foster collaboration among various state agencies for improved energy efficiency performance. This was followed by a detailed discussion on Senate Bill 1642, which proposed changes to the Texas Department of Insurance's executive structure to optimize management and consumer focus. Each bill saw active participation from senators who moved to adopt committee substitutes for clarity and responsiveness to stakeholder concerns, indicating a proactive approach to legislative issues.
TX

Texas 2025 - 89th Regular

Business and Commerce (Part II) May 1st, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • Senate Committee on Business Commerce will come to order.

  • Currently, there are bad AI actors that benefit from doing business in Texas, who can scapegoat their
  • However, it does exempt businesses from a lot of accountability.
  • I'm the president and CEO of the Texas Association of Business.
  • Business and Commerce Committee at this time.
Summary: The committee meeting focused heavily on the discussion surrounding HB149, an act aimed at establishing a comprehensive framework for the regulation of artificial intelligence (AI) in Texas. The bill seeks to ensure that AI technologies are developed and deployed in a manner that is both innovative and responsible, addressing potential harms while protecting individual rights and privacy. Chairman Schwartner led the conversations, emphasizing the importance of balancing regulatory measures with the need for technological advancement. Several stakeholders, including legal experts and industry representatives, provided testimony in support of the bill, praising its potential to position Texas as a leader in AI governance. Public testimony reflected a mixture of support and caution, with some witnesses advocating for greater accountability and regulatory oversight to mitigate risks associated with AI systems.
TX

Texas 2025 - 89th Regular

Senate Session (Part I) May 8th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • President, members, I move to suspend the Senate's regular order of business in order to take up and
  • To suspend the regular order of business on Committee

  • President, I move that we suspend the regular order of business for Committee Substitute for Senate Bill
  • President, I move to suspend the regular order of business on Committee Substitute for Senate Bill 517
  • Members, I move to suspend the regular order of business to take up and consider a committee substitute
Bills: HJR98, HJR99, HB29, HB136, HB142, HB166, HB353, HB1399, HB2000, SJR59, SCR19, SB128, SB261, SB317, SB383, SB393, SB397, SB466, SB517, SB571, SB612, SB705, SB715, SB731, SB748, SB801, SB867, SB913, SB945, SB946, SB986, SB1013, SB1071, SB1086, SB1087, SB1117, SB1181, SB1250, SB1263, SB1285, SB1444, SB1483, SB1528, SB1553, SB1556, SB1608, SB1723, SB1858, SB1946, SB1957, SB1986, SB1999, SB2043, SB2056, SB2082, SB2105, SB2133, SB2138, SB2177, SB2203, SB2221, SB2311, SB2334, SB2337, SB2340, SB2373, SB2417, SB2446, SB2452, SB2477, SB2532, SB2565, SB2587, SB2615, SB2622, SB2633, SB2637, SB2681, SB2713, SB2717, SB2781, SB2782, SB2835, SB2841, SB2857, SB2891, SB2943, SB2994, SB2995, SB3016, SB3047, SB3057, SB3059, SJR3, SB5, SB72, SB509, SB616, SB963, SB985, SB1143, SB1172, SB1267, SB1271, SB1273, SB1759, SB1786, SB2361, SB1025, SB1080, SB1245, SB1355, SB1422, SB1, SB260, SB1506, SB1637, HJR98, HJR99, HJR2, HJR1, HB1109, HB1392, HB22, HB3093, HB517, HB1130, HB142, HB1689, HB2018, HB136, HB2884, HB1393, HB2730, HB1399, HB1244, HB467, HB331, HB2559, HB29, HB26, HB166, HB353, HB2000, HB2756, HB3248, HB3513, HB3204, HB3135, HB3012, HB2763, HB2523, HB2457, HB2415, HB2198, HB2143, HB1708, HB1672, HB767, HB1327, HB2723, HB451, HB140, HB109, HB3096, HCR6, HCR12, HCR29, HCR50, HCR55, HCR56, HCR58, HCR70, HCR71, HCR74, HCR78, HCR80, HCR107, HCR116, HCR117, SJR36, SJR50, SJR63, SJR59, SCR12, SCR39, SCR48, SCR19, SB2023, SB1957, SB2615, SB2138, SB3016, SB1999, SB62, SB666, SB847, SB284, SB854, SB1073, SB810, SB1505, SB583, SB507, SB1434, SB1772, SB2016, SB1163, SB1122, SB731, SB397, SB508, SB1436, SB287, SB261, SB1882, SB393, SB1791, SB209, SB2429, SB511, SB2309, SB510, SB1085, SB1975, SB2717, SB1262, SB636, SB2056, SB884, SB517, SB1200, SB1845, SB2681, SB2458, SB801, SB3014, SB3013, SB758, SB1013, SB2797, SB2076, SB2876, SB715, SB1640, SB2538, SB1449, SB1181, SB1359, SB410, SB1234, SB2926, SB2972, SB2841, SB1856, SB1528, SB1373, SB672, SB2891, SB1854, SB317, SB2539, SB2532, SB1250, SB2082, SB2203, SB1285, SB1454, SB2520, SB1237, SB1586, SB2819, SB629, SB2342, SB2903, SB2477, SB3029, SB375, SB777, SB2367, SB2703, SB2608, SB2965, SB2521, SB2165, SB2501, SB2452, SB2835, SB1602, SB1704, SB1723, SB1858, SB1946, SB2009, SB2177, SB2460, SB2785, SB2373, SB867, SB1608, SB640, SB1698, SB383, SB705, SB748, SB1117, SB2340, SB2680, SB2994, SB2747, SB1950, SB913, SB1071, SB1086, SB1087, SB1483, SB1444, SB1553, SB1556, SB1703, SB2133, SB2297, SB2298, SB2622, SB2955, SB3059, SB2782, SB2781, SB2637, SB2633, SB2337, SB2334, SB1861, SB2043, SB1367, SB946, SB945, SB2857, SB128, SB571, SB1263, SB3058, SB612, SB2221, SB2587, SB2044, SB2363, SB2713, SB2311, SB1986, SB2565, SB2943, SB1888, SB2417, SB3048, SB3052, SB3053, SB3036, SB3057, SB3056, SB3043, SB3037, SB3050, SB3063, SB3047, SB3035, SB2446, SB466, SB2611, SB2794, SB2105, SB2017, SB1790, SB1778, SB1730, SB2995, SB2847, SB205, SB2619, SB1903, SB203, SB3061, SB1581, SB2600, SB2799, SB2790, SB2688, SB2515, SB1230, SB876, SB2522, SB2639, SB2137, SB2519, SB2403, SB2459, SB3051, SB2655, SB2251, SB2764, SB2878, SB1884, SB111, SB582, SB2617, SB1835, SB2751, SB2959, HB206, HB1238, HB1089, HB2890, HB9, HB2081, HB4215, HB2970, SB2063, SB1400, SB2058, SB2260, SB2928, SB1310
Summary: The committee meeting covered several significant bills, notably SB612, SB517, and SB2587. SB612 saw discussions around extending cost-based protections to developers, and it was moved to engrossment and eventually passed unanimously. The bill emphasizes limiting the fees imposed by water districts on developers, ensuring that they are reasonable and reflective of actual costs. Meanwhile, SB517 focused on gambling regulations, particularly addressing issues surrounding illegal electronic gambling devices, and passed with strong support. Additionally, SB2587 aimed at clarifying eligibility for national background checks in state employment, which was also passed after minimal objections.
US

Us Congress 2025-2026 Regular Session

Hearings to examine the President's 2025 trade policy agenda. Apr 8th, 2025 at 09:00 am

Senate Finance Committee

Transcript Highlights:
  • Businesses want certainty from good policies that will continue, so they can invest confidently in prospects
  • one of the primary reasons that I'm working hard to make the Trump tax cuts permanent, to provide businesses
  • marker="33" data-time="384">We can restore faith in free markets by making it easier than ever to do business
  • Businesses want certainty from good policies that will continue so that they can invest confidently in
  • To provide businesses with the certainty they need to make long-term investments to drive growth and
Summary: The meeting focused on various significant topics concerning the recent tariff policies and their wide-ranging implications on the American economy. Members expressed their concerns regarding the negative impact of increased tariffs as proposed by the Trump administration, with specific emphasis on how families might suffer from higher costs and market access issues. The discussion was lively, with members questioning the clarity of the tariff plan and raising concerns about its potential effects on small businesses and American exports.
TX

Texas 2025 - 89th Regular

Culture, Recreation & Tourism May 1st, 2025 at 10:05 am

House Culture, Recreation & Tourism Committee

Transcript Highlights:
  • Okay, members, we will now vote on pending and referred bills in the Committee of Business.
  • Senator Blanco has referred business.
  • Chair lays out HB4811 by Representative Cole as pending business.
  • They have no choice but to cross busy roads to find a mate or to find food.
  • They can get wherever they need to go without having to cross busy roads.
Summary: The meeting of the Culture, Recreation, and Tourism Committee centered on several important bills primarily aimed at enhancing Texas's wildlife management and cultural initiatives. One of the standout discussions was around HB5259, which advocates for the development of a wildlife corridor action plan by the Texas Parks and Wildlife Department. The bill aims to address the high number of animal-vehicle collisions in Texas, proposing to set up designated areas to connect wildlife populations and habitats. Witnesses, including wildlife conservationists, testified in support of this bill, stressing its potential to significantly reduce accidents and protect endangered species like ocelots. The committee also deliberated on multiple Senate Bills aimed at streamlining hunting licenses and supporting state historical initiatives.
TX

Texas 2025 - 89th Regular

Business and Commerce (Part I) Apr 1st, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • So we're going to attend to pending business.
  • The chair lays out, as a matter of pending business, Senate Bill 1644.
  • The chair lays out as a matter of pending business Senate Bill 1810.
  • contracting business.
  • Many businesses, including...
Summary: The Business Commerce Committee meeting was marked by the successful reporting of several bills, notably Senate Bill 783, SB1238, and SB1706, all of which received unanimous support from committee members. The chair facilitated discussions around the potential implications of these bills, with committee members highlighting the necessity for timely updates to current legislation. Public testimonies were heard regarding Senate Bill 1968, emphasizing its efforts to clarify the agent-buyer relationship in real estate transactions through the introduction of written representation agreements. Additionally, concerns were raised about regulations regarding backup generation for energy loads in the Senate Bill 2321 discussion, reflecting ongoing discussions about balancing energy needs with environmental regulations.
TX

Texas 2025 - 89th Regular

Senate Session (Part I) Apr 14th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • She subsequently earned a bachelor's degree in business from
  • President, I move to suspend the normal order of business to take up and consider SB1596.
  • Higginbooth moves suspension of the regular order of business on Senate Bill 1596.
  • Senator King moves suspension of the regular order of business.
  • Members, at this time I move to suspend the regular order of business.
Summary: The meeting was centered around a series of bills, with notable discussions on SB1810, which mandates transparency in title insurance premium rates and SB1320, which establishes an Organized Oilfield Theft Prevention Unit. Senators engaged in thorough debates over the implications of these bills, including the collection and publication of industry data to enhance accountability. The committee also addressed concerns about charter school expansions and their oversight, notably through SB605, aimed at regulating charter schools more stringently based on their academic and financial performance. Ultimately, most bills were passed with a majority consensus among committee members, showcasing a collaborative effort to improve legislative processes in Texas.
TX

Texas 2025 - 89th Regular

Environmental Regulation May 19th, 2025 at 10:05 am

House Environmental Regulation Committee

Transcript Highlights:
  • I mean, we are a pro-business state, so we want to ensure...
  • How long have you owned the property that this business is on?
  • Black Mountain, did you change your business purpose at some point?
  • Yeah, but I mean, your business is not negative.
  • I mean, I want all your business, right?
Summary: The Committee on Environmental Regulation convened to discuss several bills relating to environmental issues and industry regulations. Notable discussions revolved around SB2203, which focuses on the certification of discovery issues related to the Texas Commission on Environmental Quality, and SB1898, which addresses the regulation of PFAS or 'forever chemicals.' The committee heard testimony from various stakeholders, including representatives from the semiconductor industry and environmental advocates, particularly regarding concerns over the impact of aggregate production on local ecosystems and industries. The meeting highlighted the need for careful consideration of regulations that balance industrial growth with environmental protection.
TX

Texas 2025 - 89th Regular

Trade, Workforce & Economic Development Mar 26th, 2025 at 08:00 am

House Trade, Workforce & Economic Development Committee

Transcript Highlights:
  • Chair lays out HB517 as pending business.
  • The chair lays out HB1395 as pending business.
  • HB1268 is pending business.

  • Additionally, it amends the Business Organizations Code.
  • the way we've been doing business.
Summary: The meeting addressed several key pieces of legislation, with significant focus on bills related to property owners' associations and the Texas Workforce Commission's training programs. Representative Harris-Navila presented HB517, which aims to allow property owners' associations to impose fines for discolored vegetation during watering restrictions. The committee adopted a community substitute for this bill before moving it forward with a recommendation for passage. Meanwhile, HB2791, highlighted by Chairwoman Button, focusses on vocational rehabilitation programs for individuals with disabilities, with provisions that require efficient operation to avoid lapses in service.
TX

Texas 2025 - 89th Regular

State Affairs Apr 7th, 2025 at 08:00 am

House State Affairs Committee

Transcript Highlights:
  • Business people, hemp business people, moms who hated everything
  • It kills my business. Hold on, hold on.
  • Frazier's business? Absolutely, I do.
  • I'm one of the original businesses here in Texas and started and curated to support Texas-branded businesses
  • We are busy saving our children's lives.
Bills: HB28, SB3
Summary: The meeting primarily focused on discussions surrounding HB28, which aims to regulate the hemp market in Texas following the 2018 Farm Bill. The committee heard testimonies from stakeholders including industry advocates and law enforcement representatives. Notably, there were opposing views on the efficacy and safety of the proposed regulations, particularly concerning the potential impact on children and the risks associated with unregulated THC products. Many witnesses emphasized the need for a balanced approach to ensure consumer safety while allowing responsible adult access to THC products.
TX
Transcript Highlights:
  • We have business today on the agenda; we have 14 wonderful

  • lays out the committee substitute for House Bill 4, sponsored by Senator Bettencourt, as pending business
  • As a matter of pending business, the chair lays out House Bill 1105.
  • As a matter of pending business, the chair lays out

  • by Senator Creighton as pending business.
Summary: In this meeting of the Senate Committee on Education K-16, significant discussions were held regarding a variety of educational bills. Notable among these was the discussion on HB4, which focuses on public school accountability and the implementation of an instructional assessment program. The committee substitute proposed for HB4 was passed with a majority vote, reflecting a commitment to enhancing educational standards. Additionally, HB4687 was favorably reported, aiming to address immunity and liability laws pertaining to charter schools. Members actively debated the merits of each bill, reflecting diverse viewpoints and concerns, particularly around educational policies and their impacts on school governance and accountability. Further deliberation led to the reporting of several other bills, including HB2598, which pertains to licensing requirements for school psychologists, and HB3629, which aims to prohibit sex offenders from serving on school boards. Each of these bills was discussed thoroughly, with motions made to certify them for conditional calendars, moving them forward in the legislative process. The meeting showcased robust participation from committee members, indicating a proactive approach to shaping the future of education policy in the state.
TX

Texas 2025 - 89th Regular

Insurance Apr 2nd, 2025 at 08:00 am

House Insurance Committee

Transcript Highlights:
  • This isn't just a small business issue; it affects the people living and working in our community.
  • Business owners are forced to pass on this expense to customers.
  • That's just the cost of doing business, and they have that to a certain extent.
  • The task force was formed to educate residents and business...
  • You're going to be a busy guy. Enough of that.
Summary: The meeting of the House Committee on Insurance revolved around discussions primarily focused on the intricacies of multiple proposed bills aimed at reforming insurance regulations, particularly in the context of windstorm insurance. Chairman Hunter introduced HB3689, which seeks to create a more equitable funding system for the Texas Windstorm Insurance Association by eliminating costly debt financing options. Multiple testimonies from representatives of the insurance industry highlighted collaboration efforts that have resulted in more affordable coverage options for residents in coastal regions. Key stakeholders, including insurance experts and affected constituents, expressed overwhelming support for the proposed changes, emphasizing the urgent need for reform to combat the rising costs that have burdened homeowners over the years. Additionally, discussions around HB1576 focused on incentivizing homeowners to improve the resilience of their properties against weather-related damage through a proposed grant program administered by the Department of Insurance. This proposal was deemed a significant step toward stabilizing insurance costs and encouraging safer construction practices.

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