Video & Transcript DataContr Research : 'flood insurance'

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TX

Texas 2025 - 89th Regular

Transportation May 1st, 2025 at 10:05 am

House Transportation Committee

Transcript Highlights:
  • It's floods, you name it, over the...
  • Equipment, better fuel consumption, and less emissions should greatly reflect in a reduction in insurance
Summary: The committee meeting focused on discussing multiple bills primarily related to transportation and road safety. Notable discussions included House Bill 5332, proposed by Representative Kerwin, which aimed to limit truck weights to 80,000 pounds on both county roads and interstates, addressing concerns over crumbling infrastructure and accident rates in Johnson County. The bill received support from committee members as they acknowledged the pressing issue of road safety and the need for uniform weight regulations to protect county infrastructure. Additionally, House Bill 4924 and House Bill 4916 were discussed, both of which aimed at improving vehicle titling processes and documentation requirements.
TX

Texas 2025 - 89th Regular

Transportation May 1st, 2025 at 08:05 am

House Transportation Committee

Summary: The committee meeting centered on several key pieces of legislation, including discussions around safety at railroad crossings, vehicle operation regulations, and the confidentiality of collected information. House Bill 1772 and Senate Bill 2129 were particularly notable, both aimed at increasing penalties related to vehicle operations at grade crossings. Representative Canales made a significant move for these bills to be forwarded to the House with recommendations for approval, highlighting the collective support from committee members. Public testimony reflected concerns and endorsements regarding transportation safety and legislative impacts on local communities.
TX

Texas 2025 - 89th Regular

89th Legislative Session Apr 9th, 2025 at 10:00 am

Texas House Floor Meeting

Transcript Highlights:
  • certain environmental, social, and governance models, ratings, or standards for the Committee on Insurance
  • certain environmental, social, and governance models, ratings, or standards for the Committee on Insurance
  • , audio recordings, or manipulations concerning public health benefit plans for the Committee on Insurance
  • certain environmental, social, and governance models, ratings, or standards for the Committee on Insurance
  • policies for the Committee on Insurance.
Summary: In this meeting, significant discussions took place surrounding various bills aimed at improving state operations and addressing public concerns. Notably, HB204 was passed, which deals with the annual salary of certain state prosecutors and was presented by Mr. Tepper. The committee also engaged heavily with HB748, titled Trey's Law, which seeks to end the use of non-disclosure agreements in cases of sexual abuse against minors. The bill received a strong response from the members, reflecting a growing concern for child's rights within the legislature. Furthermore, the committee deliberated on HB912, focused on compensation for renewable generation owners, and moved forward with discussions about infrastructure funding reforms, illustrated by SB14's passage.
TX

Texas 2025 - 89th Regular

89th Legislative Session May 26th, 2025 at 10:05 am

Texas House Floor Meeting

Transcript Highlights:
  • I'm not an insurance defense lawyer.
  • for a lot of individuals who either have Medicare or Medicaid or no insurance.
  • We see that in both non-insurance and insurance providers.
  • an insurance policy, is that going to be admissible and true?
  • This is what insurance companies and providers are used to arguing over to come up to a resolution.
Bills: SB6, SB30, SB13, SB2878, SB2501, SB66, SB268, SB331, SB618, SB414, SB1394, SB2425, SB898, SB993, SB442, SB735, SB784, SB2538, SB1919, SB1013, SB2215, SB2322, SB626, SB570, SB747, SB2183, SB673, SB1015, SB1447, SB1370, SB1784, SB1897, SB2873, SB2891, SB2933, SB2540, SB2681, SB2695, SB1965, SB2203, SB872, SB875, SB1030, SB1277, SB1730, SB1681, SB1152, SB2969, SB2747, SB2705, SB2541, SB1708, SB2080, SB2721, SB1986, SB2392, SB2539, SB2857, SB2799, SB2785, SB2782, SB1531, SB1927, SB1263, SB1098, SB835, SB3070, SB22, SJR27, SB25, SB7, SB552, SB1612, SJR87, SJR1, SB6, SB30, SB13, SB2878, SB57, SB127, SB293, SB441, SB3059, SB512, SB241, SB1718, SB140, SB2055, SB2075, SB2018, SB1534, SB1567, SB785, SB1233, SB1580, SB1663, SB413, SB447, SB519, SB467, SB1579, SB1191, SB1021, SB1838, SB2807, SB2835, SB546, SB2121, SB2167, SB2035, SB2024, SB1032, SB1049, SB1266, SB1400, SB1302, SB401, SB1596, SB1281, SB1242, SB1343, SB310, SB1346, SB2753, SB2703, SB2221, SB1719, SB2177, SB800, SB790, SB748, SB571, SB1957, SB1923, SB1896, SB1760, SB1335, SB2368, SB2477, SB2587, SB2972, SB2986, SB2965, SB1563, SB1467, SB1164, SB1137, SB614, SB705, SB961, SB918, SB955, SB869, SB850, SB863, SB1610, SB1055, SB2206, SB457, SB2337, SB1362, SB926, SB1494, SB251, SB456, SB500, SB1307, SB2615, SB2995, SB2321, SB973, SB974, SB865, SB506, SB781, SB1522, SB1558, SB510, SB667, SB763, SB2073, SB1858, SB1660, SB505, SB2900, SB1433, SB1540, SB1964, SB1300, SB1644, SB2217, SB2373, SB2431, SB1758, SB2480, SB3039, SB3047, SB3073, SB2920, SB2781, SB826, SB766, SB2460, SB527, SB1946, SB2885, SB1243, SB2610, SB2595, SB857, SB2501, SB66, SB268, SB331, SB618, SB414, SB1394, SB2425, SB898, SB993, SB442, SB735, SB784, SB2538, SB1919, SB1013, SB2215, SB2322, SB626, SB570, SB747, SB2183, SB673, SB1015, SB1447, SB1370, SB1784, SB1897, SB2873, SB2891, SB2933, SB2540, SB2681, SB2695, SB1965, SB2203, SB872, SB875, SB1030, SB1277, SB1730, SB1681, SB1152, SB2969, SB2747, SB2705, SB2541, SB1708, SB2080, SB2721, SB1986, SB2392, SB2539, SB2857, SB2799, SB2785, SB2782, SB1531, SB1927, SB1263, SB1098, SCR9, HB5560, HB762, HB107, HB114, HB138, HB4386, HB2495, HB581, HB3348, HB5323, HB1584, HB4341, HB6, HB171, HB143, HB449, HB3486, HB4263, HB5246, HB2, HB2011, SB17, SB21
Summary: The meeting included discussions on various bills focusing on education regulations, public safety, and funding for events. One notable debate centered around SB1718, which proposed using taxpayer dollars to fund the NRA's convention. Representative Goodwin delivered a passionate speech against the bill, linking the discussion to recent tragedies in Uvalde and raising concerns about the appropriateness of state support for groups perceived as politically motivated. The legislation prompted strong reactions from both sides, highlighting the polarized views on gun laws and public security. Additionally, amendments to bills concerning educational materials were deliberated, with amendments proposed to ensure context is considered before banning books from libraries. The committee also advanced several key public safety measures, particularly addressing judicial security in response to threats faced by judges. The meeting was well-attended, with members actively engaging in discussions and public testimonies reflecting a variety of perspectives on the proposed legislation.
TX

Texas 2025 - 89th 1st C.S.

Culture, Recreation & Tourism Aug 6th, 2025 at 10:08 am

House Culture, Recreation & Tourism Committee

Transcript Highlights:
  • Following the Blanco floods, we saw the need to act.
  • Are they in the flash flood plain?
  • in a county that had a flash flood watch.
  • Localities differ in terms of flooding; lakes flood differently
  • than rivers, and rivers flood differently than creeks.
Summary: The meeting held by the Cultural, Recreation, and Tourism Committee focused primarily on emergency preparedness and responses to natural disasters, notably in the context of the recent floods that occurred in Texas on July 4th. The committee expressed deep sympathy for the affected communities and acknowledged the impressive efforts of first responders during the calamity. Testimonies were provided by representatives from the Texas Parks and Wildlife Department, the Texas Historical Commission, and various youth camps, focusing on the challenges faced during these emergencies and the steps taken to ensure visitor safety and habitat preservation.
TX
Transcript Highlights:
  • can allocate flood relief funds at any moment.
  • Texans are suffering from floods and the policy failures.
  • You may think redistricting isn't about floods, land use, or...
  • ...the flooding situation and to the long-term health insurance
  • and talking about long-term health insurance.
Summary: The meeting of the Senate Special Committee on Congressional Redistricting focused primarily on Senate Bill 4, which has sparked considerable public debate due to its implications on redistricting following the recent census. Senator King laid out the intent and details of SB4, which aims to make significant adjustments that critics argue will disenfranchise minority populations in Texas. Throughout the meeting, concerned citizens shared their testimonies, voicing opposition to the bill primarily on grounds that it manipulates district lines for partisan gain rather than community representation. The emotional testimonies of witnesses highlighted the serious concerns of many about representation in the Texas legislature going forward.
TX

Texas 2025 - 89th Regular

Land & Resource Management May 1st, 2025 at 08:05 am

House Land & Resource Management Committee

Transcript Highlights:
  • These updated codes would also likely lead to reduced insurance premiums.
  • In the insurance committee, we talked about lowering insurance rates.
  • have to go to the 2018 code to get that wind insurance.
  • us with wind insurance to raise this.
  • They introduce long-term cost savings and reduced insurance risks.
Summary: The meeting of the committee involved in-depth discussions on various bills aimed at addressing community needs and rights pertaining to land use and environmental management. Notably, House Bill 2011 proposed a framework for original property owners to repurchase their land under specific conditions when property taxes are not paid by the acquiring entity. Representative Bell articulated concerns regarding the rights of owners affected by eminent domain, engaging with public testimony on the bill's implications. House Bill 5380, presented by Representative Wally, focused on improving access to parkland and green spaces in unincorporated areas, allowing counties to set criteria for parkland dedication, which sparked debates about urban versus rural development considerations and community planning.
TX

Texas 2025 - 89th Regular

Senate Session (Part II) Mar 26th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • Additionally, the bill requires insurers to report information to the Texas Department of Insurance regarding
  • insurance, and you want to make sure that all such insurance carriers canceling insurance have similar
  • for reasons other than insurance.
  • It's not about granting insurance.
  • and insurance principles.
Bills: SJR57, SCR8, SB8, SB14, SB24, SB108, SB112, SB125, SB213, SB251, SB315, SB318, SB371, SB378, SB379, SB472, SB487, SB502, SB513, SB565, SB621, SB650, SB689, SB707, SB710, SB761, SB763, SB815, SB854, SB875, SB896, SB916, SB925, SB958, SB961, SB965, SB973, SB987, SB990, SB995, SB1006, SB1018, SB1019, SB1024, SB1026, SB1146, SB1194, SB1198, SB1253, SB1330, SB1343, SB1362, SB1379, SB1497, SB1498, SB1527, SB1532, SB1547, SB1596, SJR36, SJR12, SJR57, SCR22, SCR12, SCR8, SB565, SB765, SB62, SB666, SB707, SB888, SB687, SB847, SB1248, SB14, SB1006, SB504, SB925, SB995, SB857, SB305, SB296, SB284, SB815, SB1379, SB1497, SB1499, SB1498, SB241, SB304, SB621, SB1023, SB1024, SB686, SB112, SB371, SB204, SB609, SB670, SB502, SB850, SB854, SB413, SB1362, SB1346, SB1033, SB1220, SB1073, SB810, SB987, SB1539, SB447, SB875, SB406, SB985, SB965, SB1119, SB1505, SB24, SB1194, SB1253, SB1215, SB1532, SB1302, SB856, SB650, SB583, SB673, SB213, SB681, SB1172, SB1252, SB378, SB1343, SB608, SB487, SB955, SB957, SB988, SB990, SB1019, SB1021, SB1120, SB251, SB958, SB761, SB541, SB315, SB379, SB1018, SB1737, SB266, SB1415, SB1527, SB125, SB599, SB1330, SB53, SB916, SB896, SB1352, SB973, SB785, SB710, SB472, SB1450, SB1502, SB1566, SB414, SB1062, SB1547, SB961, SB1038, SB513, SB578, SB711, SB746, SB942, SB1404, SB1448, SB1738, SB108, SB8, SB318, SB507, SB533, SB689, SB1026, SB1349, SB1355, SB1433, SB1434, SB1596, SB1403, SB1198, SB1146, SB763, SB667, SB1059, SB617, SB1567, SB503, SJR37, SB16, SB310, SB311, SB396, SB505, SB1209, SB1210, SB1470, SB264, SB924, SB1029, SB1185, SB1202, SB1358, SB1364, SB1569, SB1697, SB1376, SB1228, SB519, SB878, SB1350, SB462, SB1535, SB827, SB1585, SB207, SB1207, SB1619, SB1396, SB920, SB1484, SB1273, SB1741
Summary: The meeting focused on key legislation aimed at supporting various community issues, including the rights of human trafficking survivors, data privacy, and the transparency of the insurance market. Notably, SB958 was discussed, which allows trafficking survivors the opportunity to shield their criminal records from potential employers and landlords, empowering them to reintegrate into society. Members expressed a strong commitment to supporting this legislation, underlining its importance for the survivors' recovery and societal acceptance. Additionally, SB1343 proposed critical amendments to enhance data privacy laws, ensuring that individuals can exercise their rights against data brokers more effectively.
TX
Transcript Highlights:
  • You should be discussing flood mitigation and flood warning systems, so Texas shouldn't have to again
  • "H-Town, I drowned" is our saying when Harvey flooded us.
  • of helping flood victims.
  • We could really use an updated flood map and strong rules to stop developing in flood zones or a map
  • Housing costs and insurance costs are crushing us, and insurers are leaving the state entirely, leaving
Summary: The Senate special committee convened to address issues related to congressional redistricting, particularly focusing on the implications of a recent DOJ letter concerning majority-minority districts. Various senators expressed strong concerns about the motivations behind the proposed redistricting efforts, asserting that they may infringe on the rights of black and brown communities across Texas. Numerous members of the public provided passionate testimony, voicing their fears over potential voter suppression and gerrymandering, while others pushed for greater representation of underrepresented communities in the redistricting process. The committee aims to gather this public input as part of its overall redistricting considerations during the special session.
TX
Transcript Highlights:
  • program, which is our National Flood Insurance Program
  • We house the state's National Flood Insurance Program.
  • One on the National Flood Insurance Program.
  • If communities reach compliance, then they have access to the NFIP, the National Flood Insurance Program
  • , which offers low-cost flood insurance for homeowners.
Summary: The meeting primarily focused on discussions around the recent floods in Texas, specifically addressing emergency preparedness, response coordination, and recovery efforts. Officials from various agencies provided testimonies on the challenges faced during the emergency, including issues with communication systems among first responders. Notably, the need for improved inter-agency communication and technology integration was emphasized, with recommendations for establishing regional communications units for better coordination during disasters. The audience included local government representatives and emergency management partners, who shared insights and experiences from the recent flooding events.
TX

Texas 2025 - 89th Regular

Ways & Means May 5th, 2025 at 09:05 am

House Ways & Means Committee

Summary: The meeting covered several key legislative proposals aimed at enhancing property tax relief and supporting community development initiatives. House Bill 2032, which addresses tax exemptions for disabled veterans, was discussed; the bill proposes a proportional property tax deduction based on disability ratings, helping veterans secure housing stability amidst rising property costs. House Bill 4270 was also introduced to revitalize declining neighborhoods by offering property tax exemptions for young families moving into these areas—an initiative prompted by demographic shifts in urban areas such as El Paso. The discussions emphasized the critical need for fostering sustainable communities and supporting vulnerable populations.
TX

Texas 2025 - 89th Regular

89th Legislative Session May 22nd, 2025 at 10:05 am

Texas House Floor Meeting

Transcript Highlights:
  • marker="775" data-time="4644">SB 264 by Perry, ruling to discontinue and dissolve the Texas Self Insurance
  • through the Comptroller's office, goes through the AG's office, and then to the Texas Department of Insurance
  • increase in assessment on certain insurers that fund the
  • history that was keeping you from paying double your rates, is now going to be released to your insurance
  • It says if you can't afford a doctor or health insurance, your only option is to become a criminal.
Summary: The meeting was characterized by robust discussions surrounding various Senate Bills, with a notable focus on social justice legislation. One significant highlight was the passage of SB1278, which establishes an affirmative defense for victims of trafficking, receiving unanimous support from members. The bill was championed by Dean Thompson, who passionately emphasized the importance of holding traffickers accountable. Also discussed was SB263, which clarifies the tax obligations for FCC-licensed radio broadcasters, showcasing a cooperative attitude among committee members in aligning state laws with federal standards. SB370, enhancing confidentiality protections for employees of the Attorney General's Office, was also passed, reflecting ongoing efforts to improve privacy rights in legal contexts.
TX

Texas 2025 - 89th Regular

Human Services Apr 1st, 2025 at 10:30 am

House Human Services Committee

Transcript Highlights:
  • insurance.
  • Flood water.
  • that flooded.
  • The damage that we get is not flood-related damage.
  • Medicaid or charity programs cannot cover care because an individual has private insurance, and insurance
Summary: The committee meeting encompassed a comprehensive discussion regarding various legislative matters, including the critical examination of HB741, HB341, HB582, and HB471. Representative Gervin Hawkins presented HB741, aimed at enhancing financial support for relative caregivers, ensuring an alignment in assistance with licensed foster parents to foster kinship placements. This initiative was met with supportive testimonies from several stakeholders, emphasizing the importance of keeping children connected with their families for stability. Furthermore, representatives voiced differing views on the proposed regulations in HB341 and HB582, leading to a vibrant debate where several public members provided insight into practical implications and potential consequences of the bills.
TX

Texas 2025 - 89th Regular

Insurance Mar 5th, 2025 at 08:00 am

House Insurance Committee

Transcript Highlights:
  • insurance, plus about 20% of the health insurance market.
  • insurance regulation.
  • insurance.
  • By law, all insurance companies that sell property casualty insurance...
  • A reminder, reinsurance is simply insurance for insurance companies.
Summary: The meeting involved extensive discussions on various topics, although specific bills or motions were not highlighted. The members engaged in a dialogue surrounding the financial aspects of policies under review, particularly referencing rate components and reserves. Questions were raised regarding the allocation of premiums and the implications for future budgets, but no concrete resolutions were made. The Chair, after guiding the discussion, indicated the conclusion of the agenda and called for any additional business before moving to adjourn.
TX
Transcript Highlights:
  • sympathies for the thousands of families who are grieving the losses brought by the Independence Day floods
  • span marker="16" data-time="90"> survivors have had the chance to address the lawmakers about the floods
  • When those who need health insurance—working Texans—in

  • three months go to sign up for the Affordable Care Act health insurance policies, they will pay 75%
  • ="205" data-time="1224"> whether they're going to do the business of Texas and work on things like flood
Summary: The meeting highlighted significant concerns regarding the proposed redistricting in Texas, primarily driven by perceived political motivations from the Republican leadership. Speaker after speaker emphasized the urgency of stopping what they described as an attempt to gerrymander districts and suppress the votes of marginalized communities. Key figures such as House Democratic leader Hakeem Jeffries underscored that the current plans threaten not just democratic principles but directly impact the well-being of Texas constituents, particularly minority populations. The meeting stirred passionate debate about ensuring equitable representation and addressing systemic injustices within the electoral process. The persistence of local leaders and their collective stand against these actions was a focal point throughout discussions, showcasing a unified front against manipulation of electoral boundaries.
TX

Texas 2025 - 89th Regular

Land & Resource Management Apr 24th, 2025 at 10:04 am

House Land & Resource Management Committee

Transcript Highlights:
  • And, you know, I'm in insurance, and also that's the

  • Have actually caused rates to go up and insurance policies
  • But you know, trees specifically, cedar trees can increase the cost of insurance in areas.
  • Considering that our increased insurance costs are a concern for so many Texans, I do think this is a
  • We require this so the downstream neighbors and their insurers, if they're appropriately insured, don't
Summary: The meeting focused heavily on discussions surrounding affordable housing, particularly through the lens of House Bill 4398. Representative Garcia-Hernandez presented the bill, which aims to streamline the permitting process for low-income housing projects, thus reducing the timeline municipalities typically take to approve or deny permits by 50%. This bill is viewed as critical given the pressing issues related to low-income housing availability in Texas. Public testimony included supportive evidence from various stakeholders, highlighting the urgent need for expedited permits to align construction timelines with strict tax credit requirements. Experts from the Texas Affiliation of Affordable Housing Providers also underscored that permitting delays create significant financial risks, complicating the completion of necessary housing units.
TX

Texas 2025 - 89th 2nd C.S.

Public Health Aug 22nd, 2025 at 09:08 am

House Public Health Committee

Transcript Highlights:
  • span>

    We passed out House Bill 1 and the other disaster and flood

  • I also have to sit on the select committee that has evaluated the flood disaster.
  • I would imagine there could be a flood after two days in the two-day camp and kids die.
  • God knows about that flood. He wasn't off doing something else. God sent that flood.
  • Chandler, take the chance of flooding, and you do something about flooding.
Bills: HB265, HB25
Summary: In this meeting of the Public Health Committee, the primary focus was on youth camp safety and legislation designed to address serious regulatory gaps. Representative Hull presented HB265, which aims to reform the oversight of youth camps to ensure better safety protocols and stricter regulations. The emotional testimony from families affected by past incidents highlighted the urgent need for change and accountability in camp operations. Representatives discussed necessary amendments to the bill, emphasizing the inclusion of child safety experts on the advisory committee and proposing measures to improve the enforcement of safety standards.
TX

Texas 2025 - 89th Regular

State Affairs (Part I) Mar 31st, 2025

Senate State Affairs Committee

Transcript Highlights:
  • Insurance costs are increasing.
  • Insurance availability is shrinking in almost every sector of the economy.
  • In the last four years, insurance costs have increased for us by 71%.
  • Do not whip out your insurance card, period.
  • , your health insurance policy.
Summary: The meeting of the Senate Committee on State Affairs featured intense discussions centered around the regulation of tobacco and e-cigarette products, with a particular focus on protecting minors from harmful marketing practices. Senators presented various bills addressing the marketing of these products, which included SB1313, SB1314, and SB1316. Senator Cook laid out SB1313, aimed at prohibiting deceptive marketing techniques that entice minors, alongside testimony from concerned parents advocating for stronger regulations against smoke shops near schools. The committee also examined the App Store Accountability Act, led by Senator Paxson, which aims to ensure age verification for app downloads and hold app stores accountable for protecting minors online. Public testimony played a crucial role in the discussion, with parents and experts weighing in on the necessity of stringent regulations to safeguard youth from exploitation by marketers of addictive products.
TX
Transcript Highlights:
  • This month, we have seen some of the deadliest floods

  • North Carolina, New Mexico, and New Jersey have recently experienced unprecedented 1,000-year floods,
  • needed flood relief and implementing common-sense measures
  • When our state is still looking at the devastating outcome of flooding in mid-Texas...
  • We will see if they have hearings on flooding first.
Summary: The meeting showcased intense discussions centered on not only legislative proposals but also the response to recently experienced devastating floods in Texas. House Democratic Caucus leader Gene Woo highlighted concerns about the political motives driving the current special session, arguing that Governor Abbott is prioritizing partisan redistricting over necessary flood relief efforts. Multiple speakers condemned the use of a natural disaster as a vehicle for advancing a political agenda and emphasized the urgency of addressing disaster preparedness and public safety. Throughout the meeting, representatives stressed the need to hold leadership accountable and to ensure that the voices of affected Texans are heard.

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