Video & Transcript DataContr Research : 'loans'

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TX

Texas 2025 - 89th Regular

Senate Session (Part III)Local and uncontested calendar Apr 24th, 2025

Texas Senate Floor Meeting

Bills: SCR4, SCR18, SCR43, SB227, SB269, SB330, SB434, SB437, SB438, SB463, SB528, SB584, SB604, SB663, SB668, SB682, SB747, SB841, SB912, SB968, SB1013, SB1020, SB1044, SB1137, SB1138, SB1143, SB1164, SB1169, SB1200, SB1236, SB1244, SB1299, SB1325, SB1335, SB1369, SB1410, SB1418, SB1422, SB1455, SB1468, SB1495, SB1534, SB1579, SB1580, SB1612, SB1624, SB1667, SB1734, SB1745, SB1746, SB1760, SB1784, SB1860, SB1862, SB1864, SB1896, SB1898, SB1920, SB1940, SB1952, SB1998, SB1999, SB2004, SB2032, SB2052, SB2068, SB2073, SB2121, SB2127, SB2141, SB2145, SB2161, SB2167, SB2196, SB2207, SB2216, SB2246, SB2323, SB2332, SB2395, SB2429, SB2431, SB2439, SB2443, SB2581, SB2601, SB2629, SB2702, SB2705, SB2717, SB2798, SB2873, SB2881, SB2964, SB3034, SCR4, SCR38, SB39, SB227, SB240, SB330, SB401, SB407, SB467, SB506, SB512, SB527, SB584, SB618, SB619, SB636, SB648, SB663, SB715, SB732, SB758, SB801, SB843, SB847, SB870, SB957, SB1013, SB1020, SB1065, SB1152, SB1164, SB1181, SB1183, SB1257, SB1283, SB1299, SB1325, SB1349, SB1395, SB1433, SB1455, SB1490, SB1558, SB1574, SB1624, SB1626, SB1640, SB1717, SB1718, SB1727, SB1734, SB1756, SB1757, SB1789, SB1832, SB1845, SB1868, SB1920, SB1924, SB1964, SB2004, SB2018, SB2031, SB2037, SB2052, SB2073, SB2075, SB2080, SB2111, SB2117, SB2154, SB2161, SB2196, SB2206, SB2253, SB2268, SB2322, SB2323, SB2349, SB2533, SB2540, SB2570, SB2623, SB2626, SB2658, SB2660, SB2692, SB2705, SB2717, SB2722, SB2742, SB2743, SB2753, SB2788, SB2877, SB2900, SB2920, SB3031, SB5, SB260, SB1786, SB1, HJR4, HB135, HB1109, SJR36, SJR50, SJR63, SJR84, SJR59, SCR12, SCR39, SCR38, SCR4, SCR18, SCR43, SCR46, SCR48, SCR19, SB2023, SB1257, SB240, SB1727, SB870, SB618, SB62, SB666, SB847, SB284, SB854, SB1073, SB810, SB1505, SB583, SB1502, SB507, SB1026, SB1349, SB1433, SB1434, SB1376, SB1585, SB1772, SB2016, SB1163, SB619, SB1122, SB732, SB731, SB397, SB508, SB1436, SB287, SB261, SB1882, SB393, SB1791, SB529, SB209, SB2429, SB1999, SB511, SB2309, SB510, SB1860, SB2037, SB1924, SB2253, SB2018, SB2206, SB1299, SB841, SB668, SB584, SB1085, SB2431, SB1490, SB1868, SB2314, SB434, SB2046, SB1667, SB2127, SB1975, SB1760, SB1734, SB1335, SB2246, SB2439, SB1624, SB1244, SB1468, SB2717, SB1612, SB1262, SB604, SB2395, SB1832, SB1745, SB1746, SB2207, SB1784, SB1524, SB528, SB437, SB269, SB1137, SB968, SB636, SB747, SB1325, SB1455, SB2056, SB1940, SB2052, SB1579, SB2068, SB3034, SB1920, SB1558, SB1236, SB1044, SB884, SB463, SB227, SB517, SB1200, SB1410, SB1626, SB1845, SB1863, SB2216, SB2681, SB1717, SB2141, SB2323, SB2200, SB2332, SB2199, SB1757, SB2050, SB1138, SB2458, SB1864, SB2201, SB1862, SB1055, SB2660, SB1898, SB2662, SB2161, SB2964, SB2881, SB1065, SB801, SB2743, SB2533, SB2073, SB3014, SB3013, SB2702, SB2629, SB2443, SB2349, SB2167, SB2145, SB2121, SB758, SB648, SB647, SB512, SB438, SB1721, SB2268, SB1495, SB2705, SB2366, SB1422, SB1369, SB1013, SB682, SB2692, SB2570, SB2797, SB2111, SB1896, SB1164, SB1020, SB663, SB2371, SB1152, SB2196, SB2383, SB2581, SB2798, SB330, SB646, SB843, SB1998, SB1418, SB2788, SB1169, SB2873, SB1754, SB1534, SB1718, SB2779, SB2004, SB1143, SB1756, SB912, SB2119, SB2032, SB527, SB1580, SB1952, SB2601, SB2322, SB2448, SB1777, SB1283, SB407, SB2392, SB2076, SB2786, SB3031, SB2877, SB2876, SB2284, SB2225, SB1540, SB2920, SB2929, SB1395, SB1972, SB2540, SB1183, SB2742, SB2595, SB2217, SB2117, SB715, SB2330, SB1964, SB1383, SB500, SB1640, SB39, SB2001, SB2080, SB2722, SB506, SB2514, SB2623, SB2658, SB1574, SB2900, SB2753, SB2398, SB401, SB1241, SB2927, SB2173, SB2538, SB898, SB467, SB1449, SB2529, SB1531, SB2846, SB2476, SB2031, SB986, SB1181, SB2075, SB2154, SB2864, SB31, SB2880, SB1359, SB2386, SB771, SB2844, SB2550, SB1351, SB1423, SB1931, SB2245, SB2589, SB2707, SB2807, SB2351, SB410, SB659, SB816, SB2776, SB2693, SB2580, SB1980, SB1886, SB1234, SB739, SB482, SB456, SB127, SB1666, SB2843, SB2801, SB800, SB2055, SB784, SB2986, SB735, SB1012, SB324, SB2926, SB2938, SB2007, SB2138, SB1242, SB843, SB1152, SB1164, SB1299, SB1349, SB1868, SB2037, SB2349, SB2788, SB39, SB1183, SB1717, SB1832, SB2743, SR429, SR432, SCR38, SB39, SB240, SB618, SB870, SB1183, SB1257, SB1717, SB1727, SB1832, SB2743, SB2, SB3058, SB3059, HB6, HB14, HB43, HB100, HB136, HB149, HB204, HB206, HB307, HB467, HB685, HB1130, HB1393, HB1644, HB2027, HB2118, HB2176, HB2468, HB2488, HB2525, HB2596, HB2890, HB2894, HB3077, HB3114, HB3204, SCR4, SCR18, SCR43, SB269, SB330, SB434, SB437, SB438, SB463, SB528, SB604, SB663, SB668, SB682, SB747, SB841, SB912, SB968, SB1020, SB1044, SB1138, SB1143, SB1236, SB1244, SB1325, SB1335, SB1369, SB1418, SB1422, SB1455, SB1468, SB1495, SB1534, SB1579, SB1580, SB1612, SB1624, SB1667, SB1734, SB1745, SB1746, SB1760, SB1784, SB1860, SB1862, SB1864, SB1896, SB1898, SB1920, SB1940, SB1952, SB1998, SB2032, SB2052, SB2068, SB2073, SB2121, SB2127, SB2141, SB2145, SB2161, SB2167, SB2196, SB2207, SB2216, SB2246, SB2323, SB2332, SB2395, SB2431, SB2439, SB2443, SB2581, SB2601, SB2629, SB2702, SB2705, SB2798, SB2873, SB2881, SB2964, SB3034, SB227, SB584, SB1013, SB1137, SB1169, SB1200, SB1299, SB1410, SB1999, SB2004, SB2429, SB2717, SB3058, SB3059, HB6, HB14, HB43, HB100, HB136, HB149, HB204, HB206, HB307, HB467, HB685, HB1130, HB1393, HB1644, HB2027, HB2118, HB2176, HB2468, HB2488, HB2525, HB2596, HB2890, HB2894, HB3077, HB3114, HB3204
Summary: During this meeting of the committee, various bills were actively discussed and passed overwhelmingly, showing strong legislative support. Notably, the meeting saw the passage of several key bills including SB1236 and SB1244, which were both moved expediently through the legislative process with significant votes in favor. The senators emphasized the importance of these bills in addressing state needs, and there was little opposition raised during the discussions. The committee displayed efficiency in prioritizing legislative action, successfully suspending the three-day rule multiple times to expedite bill passage. Numerous senators participated actively, showcasing a collaborative effort towards addressing crucial issues facing the state.
TX

Texas 2025 - 89th Regular

Senate Session (Part I) Apr 24th, 2025

Texas Senate Floor Meeting

Bills: SCR4, SCR18, SCR43, SB227, SB269, SB330, SB434, SB437, SB438, SB463, SB528, SB584, SB604, SB663, SB668, SB682, SB747, SB841, SB912, SB968, SB1013, SB1020, SB1044, SB1137, SB1138, SB1143, SB1164, SB1169, SB1200, SB1236, SB1244, SB1299, SB1325, SB1335, SB1369, SB1410, SB1418, SB1422, SB1455, SB1468, SB1495, SB1534, SB1579, SB1580, SB1612, SB1624, SB1667, SB1734, SB1745, SB1746, SB1760, SB1784, SB1860, SB1862, SB1864, SB1896, SB1898, SB1920, SB1940, SB1952, SB1998, SB1999, SB2004, SB2032, SB2052, SB2068, SB2073, SB2121, SB2127, SB2141, SB2145, SB2161, SB2167, SB2196, SB2207, SB2216, SB2246, SB2323, SB2332, SB2395, SB2429, SB2431, SB2439, SB2443, SB2581, SB2601, SB2629, SB2702, SB2705, SB2717, SB2798, SB2873, SB2881, SB2964, SB3034, SCR4, SCR38, SB39, SB227, SB240, SB330, SB401, SB407, SB467, SB506, SB512, SB527, SB584, SB618, SB619, SB636, SB648, SB663, SB715, SB732, SB758, SB801, SB843, SB847, SB870, SB957, SB1013, SB1020, SB1065, SB1152, SB1164, SB1181, SB1183, SB1257, SB1283, SB1299, SB1325, SB1349, SB1395, SB1433, SB1455, SB1490, SB1558, SB1574, SB1624, SB1626, SB1640, SB1717, SB1718, SB1727, SB1734, SB1756, SB1757, SB1789, SB1832, SB1845, SB1868, SB1920, SB1924, SB1964, SB2004, SB2018, SB2031, SB2037, SB2052, SB2073, SB2075, SB2080, SB2111, SB2117, SB2154, SB2161, SB2196, SB2206, SB2253, SB2268, SB2322, SB2323, SB2349, SB2533, SB2540, SB2570, SB2623, SB2626, SB2658, SB2660, SB2692, SB2705, SB2717, SB2722, SB2742, SB2743, SB2753, SB2788, SB2877, SB2900, SB2920, SB3031, SB5, SB260, SB1786, SB1, HJR4, HB135, HB1109, SJR36, SJR50, SJR63, SJR84, SJR59, SCR12, SCR39, SCR38, SCR4, SCR18, SCR43, SCR46, SCR48, SCR19, SB2023, SB1257, SB240, SB1727, SB870, SB618, SB62, SB666, SB847, SB284, SB854, SB1073, SB810, SB1505, SB583, SB1502, SB507, SB1026, SB1349, SB1433, SB1434, SB1376, SB1585, SB1772, SB2016, SB1163, SB619, SB1122, SB732, SB731, SB397, SB508, SB1436, SB287, SB261, SB1882, SB393, SB1791, SB529, SB209, SB2429, SB1999, SB511, SB2309, SB510, SB1860, SB2037, SB1924, SB2253, SB2018, SB2206, SB1299, SB841, SB668, SB584, SB1085, SB2431, SB1490, SB1868, SB2314, SB434, SB2046, SB1667, SB2127, SB1975, SB1760, SB1734, SB1335, SB2246, SB2439, SB1624, SB1244, SB1468, SB2717, SB1612, SB1262, SB604, SB2395, SB1832, SB1745, SB1746, SB2207, SB1784, SB1524, SB528, SB437, SB269, SB1137, SB968, SB636, SB747, SB1325, SB1455, SB2056, SB1940, SB2052, SB1579, SB2068, SB3034, SB1920, SB1558, SB1236, SB1044, SB884, SB463, SB227, SB517, SB1200, SB1410, SB1626, SB1845, SB1863, SB2216, SB2681, SB1717, SB2141, SB2323, SB2200, SB2332, SB2199, SB1757, SB2050, SB1138, SB2458, SB1864, SB2201, SB1862, SB1055, SB2660, SB1898, SB2662, SB2161, SB2964, SB2881, SB1065, SB801, SB2743, SB2533, SB2073, SB3014, SB3013, SB2702, SB2629, SB2443, SB2349, SB2167, SB2145, SB2121, SB758, SB648, SB647, SB512, SB438, SB1721, SB2268, SB1495, SB2705, SB2366, SB1422, SB1369, SB1013, SB682, SB2692, SB2570, SB2797, SB2111, SB1896, SB1164, SB1020, SB663, SB2371, SB1152, SB2196, SB2383, SB2581, SB2798, SB330, SB646, SB843, SB1998, SB1418, SB2788, SB1169, SB2873, SB1754, SB1534, SB1718, SB2779, SB2004, SB1143, SB1756, SB912, SB2119, SB2032, SB527, SB1580, SB1952, SB2601, SB2322, SB2448, SB1777, SB1283, SB407, SB2392, SB2076, SB2786, SB3031, SB2877, SB2876, SB2284, SB2225, SB1540, SB2920, SB2929, SB1395, SB1972, SB2540, SB1183, SB2742, SB2595, SB2217, SB2117, SB715, SB2330, SB1964, SB1383, SB500, SB1640, SB39, SB2001, SB2080, SB2722, SB506, SB2514, SB2623, SB2658, SB1574, SB2900, SB2753, SB2398, SB401, SB1241, SB2927, SB2173, SB2538, SB898, SB467, SB1449, SB2529, SB1531, SB2846, SB2476, SB2031, SB986, SB1181, SB2075, SB2154, SB2864, SB31, SB2880, SB1359, SB2386, SB771, SB2844, SB2550, SB1351, SB1423, SB1931, SB2245, SB2589, SB2707, SB2807, SB2351, SB410, SB659, SB816, SB2776, SB2693, SB2580, SB1980, SB1886, SB1234, SB739, SB482, SB456, SB127, SB1666, SB2843, SB2801, SB800, SB2055, SB784, SB2986, SB735, SB1012, SB324, SB2926, SB2938, SB2007, SB2138, SB1242, SB843, SB1152, SB1164, SB1299, SB1349, SB1868, SB2037, SB2349, SB2788, SB39, SB1183, SB1717, SB1832, SB2743, SR429, SR432, SCR38, SB39, SB240, SB618, SB870, SB1183, SB1257, SB1717, SB1727, SB1832, SB2743, SB2, SB3058, SB3059, HB6, HB14, HB43, HB100, HB136, HB149, HB204, HB206, HB307, HB467, HB685, HB1130, HB1393, HB1644, HB2027, HB2118, HB2176, HB2468, HB2488, HB2525, HB2596, HB2890, HB2894, HB3077, HB3114, HB3204, SCR4, SCR18, SCR43, SB269, SB330, SB434, SB437, SB438, SB463, SB528, SB604, SB663, SB668, SB682, SB747, SB841, SB912, SB968, SB1020, SB1044, SB1138, SB1143, SB1236, SB1244, SB1325, SB1335, SB1369, SB1418, SB1422, SB1455, SB1468, SB1495, SB1534, SB1579, SB1580, SB1612, SB1624, SB1667, SB1734, SB1745, SB1746, SB1760, SB1784, SB1860, SB1862, SB1864, SB1896, SB1898, SB1920, SB1940, SB1952, SB1998, SB2032, SB2052, SB2068, SB2073, SB2121, SB2127, SB2141, SB2145, SB2161, SB2167, SB2196, SB2207, SB2216, SB2246, SB2323, SB2332, SB2395, SB2431, SB2439, SB2443, SB2581, SB2601, SB2629, SB2702, SB2705, SB2798, SB2873, SB2881, SB2964, SB3034, SB227, SB584, SB1013, SB1137, SB1169, SB1200, SB1299, SB1410, SB1999, SB2004, SB2429, SB2717, SB3058, SB3059, HB6, HB14, HB43, HB100, HB136, HB149, HB204, HB206, HB307, HB467, HB685, HB1130, HB1393, HB1644, HB2027, HB2118, HB2176, HB2468, HB2488, HB2525, HB2596, HB2890, HB2894, HB3077, HB3114, HB3204
Summary: The meeting featured extensive discussions centered around various bills, notably Senate bills addressing education funding transparency, mental health emergency procedures, and controlled substances regulation. Senator Zaffirini played a key role in advocating for SB1164, which aims to improve emergency detention protocols for individuals with mental illness, receiving recognition for collaborating with local organizations to strengthen community mental health services. Additionally, Senator Corkhorst introduced SB843, designed to create a public database regarding school district bonds to enhance taxpayer awareness of educational funding. Both bills were passed with significant support, reflecting a unified effort to address pressing societal issues.
US
Transcript Highlights:
  • Second, the FSA Loan Guarantee Program allows lenders to make loans to farmers who may not qualify for
  • program by aligning the current cost of operating a farm with the loan limits.
  • Pilot programs for pre-approved direct farm ownership loans and also pilot loan programs to help with
  • It also helps them gain access to USDA loans.
  • Can you discuss the importance of raising guaranteed ownership loans to $3.5 million?
Summary: The meeting of the agricultural committee focused on significant concerns regarding the current state of America's rural economy, highlighting the need for a strong five-year farm bill to address the challenges faced by farmers, particularly young and beginning farmers. Key testimony was given by multiple stakeholders including agricultural leaders and young farmers, emphasizing issues related to crop insurance, access to credit, and the adverse impact of recent USDA funding freezes. Various members discussed the necessity of risk management tools that farmers rely on to secure financing, which is crucial for sustaining agricultural operations and supporting rural communities. The importance of timely legislative action was underscored, as many farmers reported struggles in the current economic climate, raising urgency for reforms within the Farm Bill framework.
TX

Texas 2025 - 89th Regular

Pensions, Investments & Financial Services Apr 14th, 2025 at 09:04 am

House Pensions, Investments & Financial Services Committee

Transcript Highlights:
  • If they had contracted for a loan, they'd be set with that loan payment at $1,000 a month.
  • , SBA loans, sometimes that.
  • We take into account, we give out loans, and those loans are the investment in the communities.
  • small business loans?
  • into a loan agreement with the lender, and to provide fully compliant loan disclosures.
Summary: The meeting involved extensive discussions around several house bills, with notable emphasis on HB700, which aims to increase transparency in the merchant cash advance (MCA) sector. Representative McQueen provided a detailed explanation of the issues small business owners face due to aggressive tactics and lack of regulation in this area. The committee also examined HB4609, which focuses on updating the Texas Municipal Retirement System (TMRS) benefits to provide clearer options for cities regarding cost-of-living adjustments (COLA), allowing cities to offer retirement benefits in a more flexible and informed manner. Additionally, the meeting featured a strong public testimony segment, where witnesses voiced their support and concerns, especially regarding the implications of digital currencies framed in HB703.
TX

Texas 2025 - 89th Regular

Senate Session Apr 2nd, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • Maynard doesn't have the money to loan.
  • They don't have the tax base or the money to loan, and they don't have a TURS.
  • The purpose is to provide flexible low-interest loans to deepen or widen congressional-approved ship
  • In terms of the funding, is it a grant, a loan, or how
  • They have a history of never losing a loan. They make good conversations, good on financing.
Bills: SJR12, SCR39, SB7, SB8, SB27, SB29, SB125, SB241, SB371, SB396, SB406, SB464, SB568, SB578, SB608, SB617, SB660, SB689, SB693, SB707, SB731, SB732, SB763, SB779, SB836, SB854, SB857, SB875, SB878, SB879, SB906, SB920, SB921, SB922, SB942, SB965, SB985, SB996, SB1029, SB1035, SB1036, SB1059, SB1084, SB1098, SB1101, SB1185, SB1188, SB1321, SB1332, SB1366, SB1388, SB1396, SB1453, SB1484, SB1494, SB1536, SB1563, SB1596, SB1610, SB1619, SB1737, SB1738, SB1741, SB1816, SB1822, SB1841, SB1939, SB2155, SB2188, SB2230, SJR36, SJR12, SJR81, SJR50, SCR22, SCR12, SCR39, SB765, SB62, SB666, SB888, SB687, SB847, SB1248, SB504, SB857, SB305, SB296, SB284, SB241, SB304, SB1023, SB204, SB609, SB670, SB850, SB854, SB413, SB1346, SB1033, SB1220, SB1073, SB810, SB1539, SB447, SB406, SB985, SB1119, SB1505, SB1215, SB1302, SB583, SB673, SB681, SB1172, SB608, SB955, SB957, SB1120, SB541, SB1737, SB266, SB1415, SB125, SB53, SB1352, SB785, SB1450, SB1502, SB1566, SB414, SB1062, SB578, SB711, SB746, SB942, SB1404, SB1448, SB1738, SB507, SB689, SB1026, SB1349, SB1355, SB1433, SB1434, SB1596, SB1403, SB763, SB667, SB1059, SB617, SB1567, SB310, SB311, SB505, SB1209, SB1210, SB1470, SB264, SB1029, SB1358, SB1364, SB1569, SB1376, SB1228, SB519, SB878, SB1350, SB462, SB827, SB1585, SB1396, SB920, SB1484, SB1273, SB1741, SB7, SB927, SB1227, SB1229, SB1353, SB1366, SB1464, SB1709, SB1729, SB1733, SB1744, SB1772, SB1816, SB1841, SB2188, SB1147, SB879, SB1008, SB1536, SB2016, SB1453, SB1173, SB1163, SB996, SB27, SB568, SB1370, SB1321, SB1101, SB906, SB860, SB1563, SB993, SB693, SB1610, SB1537, SB836, SB1332, SB1307, SB963, SB493, SB922, SB984, SB1084, SB619, SB1098, SB1122, SB455, SB522, SB1057, SB1239, SB1254, SB1255, SB1259, SB1341, SB1664, SB1877, SB464, SB1277, SB32, SB732, SB660, SB731, SB921, SB268, SB1822, SB1188, SB1939, SB1589, SB397, SB1388, SB2230, SB1058, SB1036, SB1267, SB2112, SB1930, SB532, SB1035, SB2155, SB508, SB29, SB292, SB291, SB901, SB1333, SB1436, SB1494, SB964, SB779, SB1378, SB2312, SB1719, SB1386, SB287, SB2143, SB1245, SB261, SB1247, SB1948, SB2406, SB2407, SB1882, SB1197, SB1814, SB618, SB38, SB393, SB2065, SB1371, SB1394, SB1365, SB2243, SB2226, SB2039, SB1919, SB1895, SB1598, SB1493, SB1810, SB1791, SB1706, SB1644, SB1238, SB783, SB458, SB22, SB651, SB897, SB7, SB125, SB578, SB608, SB617, SB763, SB836, SB878, SB906, SB920, SB942, SB985, SB1084, SB1366, SB1388, SB1563, SB1737, SB1738, SB1816, SB1939, SB406, SB689, SR327, SR346, SR351, SR352
Summary: The meeting was marked by significant discussions around key legislative bills, primarily focusing on the implications of HB22, which was introduced by Senator Flinstone. The bill received both support and opposition from various committee members and witnesses. Notably, concerns raised involved the potential impacts of the legislation on local communities and resources. Members engaged in a spirited debate, with several stakeholders providing testimonials highlighting their perspectives on the bill's repercussions. Additionally, the committee took the opportunity to address other minor bills, although they did not receive as much attention.
TX

Texas 2025 - 89th Regular

Senate Session Apr 15th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • So our students are getting out with debt and with student loans that raise big concerns about those
  • student loans and that debt.
  • Student loans and student debt.
  • I maxed out as much student loans as I could, debt as I possibly could, and then continued to borrow
  • In Texas, the average student loan debt...
Bills: SJR39, SB22, SB30, SB33, SB34, SB37, SB75, SB209, SB310, SB505, SB552, SB618, SB626, SB636, SB732, SB747, SB762, SB769, SB819, SB825, SB870, SB926, SB964, SB1030, SB1080, SB1099, SB1124, SB1177, SB1208, SB1233, SB1314, SB1325, SB1333, SB1405, SB1455, SB1506, SB1524, SB1541, SB1577, SB1579, SB1596, SB1646, SB1667, SB1727, SB1750, SB1758, SB1760, SB1791, SB1804, SB1806, SB1869, SB1923, SB1927, SB1951, SB1960, SB1962, SB2023, SB2024, SB2056, SB2078, SB2122, SB2129, SB2180, SB2183, SB2185, SB2207, SB2252, SB2361, SB2365, SB2368, SB2405, SB2411, SB2420, SB2425, SB2569, SB2717, SJR36, SJR50, SJR39, SJR63, SJR68, SCR12, SCR39, SCR38, SCR37, SCR42, SCR29, SB762, SB1596, SB62, SB666, SB847, SB284, SB854, SB1073, SB810, SB1539, SB1505, SB583, SB957, SB1502, SB507, SB1026, SB1349, SB1433, SB1434, SB310, SB505, SB264, SB1364, SB1376, SB1585, SB1772, SB2016, SB1163, SB619, SB1122, SB1877, SB732, SB731, SB397, SB508, SB1333, SB1436, SB964, SB287, SB2143, SB261, SB1247, SB1882, SB618, SB393, SB2243, SB2226, SB1919, SB1791, SB22, SB651, SB1080, SB826, SB1079, SB1243, SB1504, SB1851, SB1879, SB2237, SB1257, SB2034, SB1522, SB1151, SB596, SB1191, SB226, SB570, SB870, SB991, SB60, SB1401, SB1728, SB586, SB529, SB217, SB209, SB1923, SB1839, SB387, SB1874, SB1872, SB1873, SB1921, SB1883, SB1620, SB1838, SB2024, SB2429, SB1999, SB511, SB2309, SB2166, SB510, SB33, SB2420, SB1860, SB1541, SB1314, SB1398, SB1869, SB1750, SB855, SB1233, SB2425, SB2037, SB1758, SB1759, SB2365, SB1924, SB1818, SB1405, SB1762, SB1968, SB1977, SB2077, SB2321, SB1662, SB1663, SB2124, SB2204, SB1855, SB863, SB37, SB819, SB2078, SB2252, SB1962, SB2253, SB825, SB1577, SB1184, SB2018, SB2206, SB1901, SB1030, SB2368, SB1963, SB1960, SB1643, SB1625, SB1299, SB841, SB668, SB584, SB231, SB2411, SB1085, SB2431, SB2231, SB1490, SB530, SB34, SB1261, SB552, SB1099, SB1646, SB2180, SB1804, SB1937, SB1936, SB2569, SB1372, SB1208, SB1124, SB1506, SB1806, SB1868, SB2361, SB2314, SB769, SB1409, SB2122, SB434, SB1214, SB1951, SB2183, SB2046, SB1667, SB1870, SB1727, SB2405, SB2127, SB1975, SB1760, SB1734, SB1335, SB2066, SB2129, SB2246, SB2439, SB1624, SB1244, SB1468, SB2717, SB1612, SB1262, SB604, SB2395, SB2185, SB1832, SB1745, SB1746, SB2207, SB2023, SB1784, SB1524, SB626, SB528, SB437, SB269, SB1137, SB968, SB636, SB747, SB1325, SB1789, SB1455, SB2056, SB75, SB1940, SB2052, SB1927, SB2010, SB1579, SB2068, SB3034, SB844, SB1920, SB1177, SB1558, SB1236, SB1044, SB926, SB884, SB463, SB331, SB227, SB240, SB517, SB1200, SB1410, SB1626, SB1845, SB1863, SB2216, SB2681, SB1717, SB2053, SB546, SB2141, SB2949, SB2323, SB2200, SB2332, SB2199, SB1642, SB1150, SB1757, SB2050, SB1138, SB2051, SB2626, SB2458, SB1864, SB30, SB2201, SB1862, SB1583, SB1583, SB1055, SB2660, SB1898, SB2662, SB2662, SB2161, SB2161, SB2964, SB2881, SB1065, SB1065, SB801, SB2743, SB2533, SB2533, SB1413, SB1413
Summary: The meeting focused on various bills centered around election processes, renewable energy, and public health support. Notably, Senator Bettencourt's SB505, aimed at addressing electoral irregularities, sparked significant discussion emphasizing transparency between the elections office and concerned parties. The bill passed amid mixed reactions, showcasing the committee's commitment to electoral integrity. Additionally, SB819 introduced by Senator Kochor aimed at regulating renewable energy projects, highlighted landowner rights while addressing public concerns. Testimonies reflected a community divided on the impacts of renewable energy installations, laying the groundwork for future legislation aimed at balancing growth and preservation.
TX

Texas 2025 - 89th Regular

Pensions, Investments & Financial Services Mar 24th, 2025 at 10:03 am

House Pensions, Investments & Financial Services Committee

Transcript Highlights:
  • to payday loans.
  • They are not being loaned funds based on projected wages.
  • They include a pawn loan where fees average $150, a high-cost installment loan, or the average fee in
  • Fees for payday and auto title loans are uncapped.
  • in the loan category, not in the earned-wage access category.
Summary: The meeting of the committee involved discussions surrounding multiple bills focusing on financial legislation, including crucial developments related to certificates of obligation (COs). Representative Tepper presented HB1453, which aimed to increase voter input regarding local government debt issuance and address growing concerns about financial accountability. The discussions highlighted the recent trends in CO debt, particularly in areas like El Paso, which has seen a dramatic rise in local government debt without direct voter approval. Several members voiced their support and concerns regarding the bill's implications for taxpayer rights and community involvement in financial decision-making.
TX

Texas 2025 - 89th Regular

Pensions, Investments & Financial Services Apr 14th, 2025 at 02:04 pm

House Pensions, Investments & Financial Services Committee

Transcript Highlights:
  • He got a loan from a community bank to purchase the trike.
  • I should say we got a loan to purchase the trike.
  • Where loan losses was the largest portion of your income?
  • As I understand it, they're loaning it out, technically speaking.
  • They're not loaning the money; we're loaning the money.
Summary: The meeting exhibited a heated discussion on the implications of House Bills 4124, 4061, and 40. Chairman Darby emphasized the importance of reducing credit card swipe fees that adversely affect small businesses in Texas, presenting HB 4124, which aims to exempt sales tax and gratuities from being subject to these fees. Various witnesses, including representatives from the Texas Retailers Association and the National Restaurant Association, supported HB 4124, arguing that it would alleviate financial burdens on local businesses and promote economic fairness. However, several opposing voices raised concerns regarding potential complications and regulatory hurdles that could complicate the business landscape further.
TX

Texas 2025 - 89th Regular

Business and Commerce May 25th, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • They are not loans.
  • Senator Menéndez: Revolving loans?

  • Senator Schwertner: No, they were not all loans.

  • of the $10 billion for low-cost loans, and of course the
  • But the majority of that money was structured as low-interest loans, 3% loans for entities qualified
Summary: The meeting of the Business and Commerce Committee was characterized by extensive discussions on several vital bills aiming to advance various economic and energy initiatives within the state. Notably, Senator King played a pivotal role in steering discussions as multiple bills were presented for voting. The committee favorably reported on a number of bills, including HB7, HB1094, and HB2037, with unanimous or overwhelming support. The focus on streamlined legislation indicated a collaborative effort among committee members to address pressing issues efficiently. Furthermore, Senator Menendez raised questions regarding the validation process of reimbursable grants linked to nuclear developments, underlining the committee's emphasis on ensuring fiscal responsibility alongside innovative energy solutions.
TX

Texas 2025 - 89th Regular

Education K-16 (Part I) Apr 10th, 2025

Senate Education K-16 Committee

Transcript Highlights:
  • bill, it mentions the metrics are student retention, graduation rates, employment outcomes, student loan
  • I realize part of this is to advertise in order to be able to utilize the loan.
  • I like that incentive; I'm just really not in favor of loan forgiveness at this point when we've got
  • Sure, so if I can start with this, loan repayment requires
  • This includes factors like student loan repayment, time to completion, and debt-to-earning ratios.
Summary: During this meeting of the Senate Committee on Education, members engaged in detailed discussions surrounding three bills, mainly focusing on enhancing the accreditation processes for higher educational institutions. Senator Haynes and Senator Middleton contributed significantly by reintroducing SB1322 and SB2355, which aim to tackle the monopolistic nature prevalent in the current accreditation system, particularly concerning the Southern Association of Colleges and Schools (SACS). The senators highlighted the need for a more competitive marketplace that can better serve the interests of students and educational institutions alike, as well as align educational outcomes with workforce demands in Texas.
TX

Texas 2025 - 89th Regular

Higher Education Apr 1st, 2025 at 08:00 am

House Higher Education Committee

Transcript Highlights:
  • And that's usually under federal Stafford loan programs, typically, where their repayment is...
  • We all have student loans, and we have nothing else to offer these young attorneys.
  • we both pay our student loans.
  • loans. We both still owe student loans.
  • The public loan forgiveness program is still there, but we don't know.
Summary: The committee meeting largely centered around three significant bills: HB3204, HB173, and HB1507. HB3204 aims to address the workforce skills gap in Texas by modernizing vocational training and establishing what is now referred to as the Polytechnic College. Representative Metcalfe emphasized the need for relevant workforce training programs aligned with today's job market, which led to discussions about the new certificate programs that will be introduced. Additionally, public institutions will benefit from enhanced support for those who may not meet traditional entrance requirements.
TX

Texas 2025 - 89th Regular

Higher Education Apr 8th, 2025 at 08:00 am

House Higher Education Committee

Transcript Highlights:
  • 26, Public Service Loan Forgiveness.
  • Those who work in public service can attain loan forgiveness.
  • From now on, I'll be calling the Public Service Loan Forgiveness program "PSLF."
  • service loan forgiveness plan.
  • There are loan forgiveness programs and so forth.
Summary: The committee meeting focused on several significant bills including HB271, HB3326, HB4066, and HB2853. Notably, Representative Tenderholt raised concerns about the substantial increase in student fees proposed in HB2853, emphasizing that the increase could impact low-income students disproportionately. Discussions also revolved around the administrative corrections needed for HB271, where it was confirmed that the committee substitute was adopted before reporting favorably. The atmosphere of the meeting was engaged, with various representatives expressing their views and offering insights into the implications of the proposed legislation.
TX

Texas 2025 - 89th Regular

Business and Commerce (Part I) May 1st, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • That's where you actually have a collateral position when you loan the money.
  • or not a loan.
  • In fact, do you treat it as a loan or an equity position?
  • We understood that they did have an MCA loan in place.
  • Hard-working folks who often cannot get access to traditional loans.
Summary: In the recent meeting of the Senate Committee on Business and Commerce, multiple significant bills were discussed, with House Bill 912 and Senate Bill 1003 receiving favorable recommendations for further consideration. Senator Zaffirini played a pivotal role in moving several bills through the committee process, including Senate Bill 748, which also received support with a unanimous vote. Public testimonies were taken for various bills, notably SB 2113, which focuses on improving legislative access to information, fostering a more transparent government. The committee's discussions were marked by an emphasis on good governance and the importance of legislative oversight.
TX

Texas 2025 - 89th Regular

Natural Resources Mar 5th, 2025 at 08:00 am

House Natural Resources Committee

Transcript Highlights:
  • What’s unique about this program is that one loan can cover
  • The state takes ownership until the community can build out to a place where they can afford the loan
  • The Rural Water Assistance Fund, or RWAF, can provide loans and grants to communities up to 10,000.
  • We wanted to take into consideration their constraints on the ability to repay loans.
  • We balance that with a 10% loan and a 90% grant.
Summary: During this meeting of the Texas House Natural Resources Committee, critical discussions centered on various legislative proposals impacting water management and conservation in the state. Chairman Harris emphasized the importance of balancing economic growth with conservation efforts, noting the urgency of addressing Texas's finite water resources. Several members raised concerns about the administrative processes governing water laws, and a variety of bills were presented, including a definition cleanup bill and modifications to reporting requirements. The committee heard testimony from multiple stakeholders who provided insights on existing issues and proposed solutions to enhance water management in Texas.
TX

Texas 2025 - 89th Regular

Local Government Mar 13th, 2025

Senate Local Government Committee

Transcript Highlights:
  • Governmental entities receive loans and grants from the state
  • So what this bill does is require them to be in compliance before they can receive a loan or a grant
  • So what the substitute does is allow the state agency to make the loan or grant to the water district
  • 166" data-time="990">So what it does is require them to be in compliance before they can receive a loan
  • >It requires them to be in compliance before they can receive a loan
Summary: The meeting of the Senate Committee on Local Government focused on the examination and recommendation of various bills, most notably Senate Bills 15, 65, 241, 304, 402, and 850. Senator Bettencourt, the committee chair, guided discussions through a series of motions for the recommendation of these bills, with many passing without objection. Key topics included financial compliance for local governments in relation to state-funded loans and the implementation of uniform timelines for property tax refunds. Senators Middleton and Nicholls each made contributions regarding changes to various bills, illustrating collaborative efforts to refine the legislative proposals.
TX

Texas 2025 - 89th Regular

Business and Commerce (Part II) May 1st, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • pay the advertised cash sale price offered at the time of the sale with their own money or with a loan
  • pay, provided that the buyer fails to complete the sale transaction or does not timely finance the loan
  • "> A retail seller of motor vehicles would be required to accept unlimited amounts of cash and any loan
  • At the time, I worked for a company that sold a hybrid loan with a lower payment option through credit
  • Our bank can loan it to you, and we can get you a real good interest rate."
Summary: The committee meeting focused heavily on the discussion surrounding HB149, an act aimed at establishing a comprehensive framework for the regulation of artificial intelligence (AI) in Texas. The bill seeks to ensure that AI technologies are developed and deployed in a manner that is both innovative and responsible, addressing potential harms while protecting individual rights and privacy. Chairman Schwartner led the conversations, emphasizing the importance of balancing regulatory measures with the need for technological advancement. Several stakeholders, including legal experts and industry representatives, provided testimony in support of the bill, praising its potential to position Texas as a leader in AI governance. Public testimony reflected a mixture of support and caution, with some witnesses advocating for greater accountability and regulatory oversight to mitigate risks associated with AI systems.
TX

Texas 2025 - 89th Regular

Higher Education Apr 22nd, 2025 at 08:04 am

House Higher Education Committee

Transcript Highlights:
  • Your child would be required to pay this 15%, and they would be taking out loans.
  • It's wrong to force them to redistribute their money when they're taking out loans.
  • There are other avenues—loans.
  • So there are other options, and they would potentially have to take out a loan later.
  • to pay that full tuition, we do have data on how many students are taking out loans.
Summary: In this meeting of the Committee on Higher Education, various bills were laid out and discussed, with particular emphasis on education and research funding, alongside measures to support Texas's agricultural sector. Notable discussions included House Bill 5339, which aims to establish a program for regenerative agriculture, facilitating long-term research on agricultural practices and aiming to improve soil health and food quality. The committee members engaged in discussions about the implications of such research on local farming communities, stressing the importance of evidence-based practices in addressing modern agricultural challenges. The meeting also included concerns related to the nursing shortage, with House Bill 3032 presented as a measure to identify more clinical training sites for nursing students. Additionally, members touched on issues such as retaining Texas students in state universities, given the rising trends of students leaving for opportunities in other states.
TX
Transcript Highlights:
  • better reflect the agricultural community, improving budgeting and accountability and updating the loan
  • decreases the maximum loan amount and decreases the maximum
  • effectiveness, contingent upon appropriations, and reorganizes timelines by extending the grant and loan
  • /p>

    And it's not giving that money away, it's a low-interest loan

  • ="364" data-time="2178">So a lot of the money is coming back to the industry itself in addition to loan
Summary: The meeting of the Senate Committee on Water, Agriculture, and Rural Affairs was marked by critical discussions surrounding several agricultural bills aimed at addressing the challenges faced by the farming community in Texas. Notably, House Bill 43 was presented, which seeks to update the Texas Agricultural Finance Authority to improve financial support for farmers experiencing crisis due to extensive agricultural losses, exacerbated by drought and supply chain issues. The committee heard testimonies from stakeholders emphasizing the urgent need for these reforms to help secure the agricultural industry’s future and ensure support for farmers during these trying times. Another significant topic was House Bill 4163, which aims to relieve agricultural operations from excessive municipal regulations concerning land management along public roadways, highlighting the burdens placed on farmers by local governments.
TX

Texas 2025 - 89th Regular

Intergovernmental Affairs Apr 8th, 2025 at 08:00 am

House Intergovernmental Affairs Committee

Transcript Highlights:
  • Okay, like, I just was wondering about the need for the loan

  • And then the kind of loan assistance that they would be getting, you said that it is private donations
  • What are the benefits of partaking in that loan assistance?
  • And that's the main key thing for that loan assistance: they help you with your down payment.
  • This program offers low-interest home mortgage loans and down payment assistance.
Summary: The meeting of the Intergovernmental Affairs Committee featured significant discussions surrounding three key bills: HB158, HB1630, and HB3509. Representative Raymond presented HB158, a proposal to reutilize surplus government properties for veteran and low-income family housing, emphasizing the need for permanent housing solutions in Texas. The discussion also touched on the fiscal implications of the bill and potential housing resources. In another session, HB1630 was put forward to make social workers eligible for the Homes for Texas Heroes Home Loan Program, addressing the ongoing housing affordability crisis faced by many Americans, particularly younger generations. This bill garnered bipartisan support, showcasing the committee's collective awareness of the housing challenges impacting essential workers in the community. Lastly, Representative Enchia introduced HB3509, focused on Tourism Public Improvement Districts (TPIDs), which help collect revenue through hotel self-assessments to promote local tourism. This bill aims to enhance competitiveness for conventions in Texas and made clarifications for ease of creating and managing these districts. The committee received various public testimonies expressing support and concerns about the proposed bills. The meeting highlighted the committee's dedication to addressing housing and economic development challenges within Texas, closing with an invitation for further committee discussions and public input.
TX

Texas 2025 - 89th Regular

Education K-16 (Part II) Apr 10th, 2025

Senate Education K-16 Committee

Transcript Highlights:
  • The professional loan repayment program began in 2022 after
  • I realize part of this is to advertise, to be able to use the loan.
  • I'm just really not so much for loan forgiveness at this point when we've got money in there.
  • Sure, so if I can start with this is loan repayment

  • which include student loan repayment, time to completion,
Summary: During the meeting, the committee engaged in extensive discussions surrounding several key pieces of legislation, including SB1961, which focuses on improving the data reporting on post-secondary outcomes for graduates. The bill was supported by various stakeholders, including workforce development representatives from Samsung, highlighting the importance of aligning educational outcomes with job market needs. Multiple testimonies were provided that underscored the need for robust data to aid both students and institutions in making informed decisions regarding career paths and education. Additionally, the committee addressed SB1325, which was subject to amendments and subsequently passed, with motivations surrounding the effective distribution of respiratory distress medication in schools. The meeting concluded with the passage of several bills to favorable reports for further consideration in the Senate, reflecting a collaborative effort to enhance educational compliance and workforce development initiatives throughout Texas. Members actively participated in both providing essential context for these bills and facilitating public input, emphasizing the shared commitment to benefiting the state's educational infrastructure and workforce readiness.

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