Video & Transcript DataContr Research : 'loan defaults'

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TX

Texas 2025 - 89th Regular

Senate Session (Part II) May 25th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • The Interest Rate Reduction Program helps Texas farmers and ag businesses get lower interest loans by
  • participating with bank loans, reducing their borrowing costs.
  • It increases the Farmer Interest Rate Reduction Program maximum loan amount from $750,000 to $1.5 million
  • In addition, the amendment removes language that extended the grant loan statute.
  • And finally, it allows for recipients of loans or grants to apply for additional financial aid and to
Bills: SB393, SB731, SB801, SB867, SB1232, SB1798, SB2082, SB2717, SB2919, SB3074, HJR133, HB2, HB18, HB24, HB26, HB35, HB43, HB49, HB75, HB103, HB120, HB126, HB143, HB163, HB180, HB216, HB413, HB647, HB700, HB748, HB851, HB1422, HB1445, HB1481, HB1545, HB1562, HB1586, HB1732, HB1828, HB1851, HB1916, HB1991, HB2014, HB2026, HB2038, HB2067, HB2193, HB2282, HB2293, HB2310, HB2464, HB2508, HB2516, HB2518, HB2524, HB2530, HB2674, HB2713, HB2715, HB2974, HB3016, HB3057, HB3062, HB3071, HB3120, HB3161, HB3180, HB3214, HB3234, HB3250, HB3463, HB3512, HB3556, HB3627, HB3680, HB3732, HB3801, HB3824, HB3833, HB3966, HB4044, HB4129, HB4226, HB4230, HB4263, HB4377, HB4384, HB4395, HB4396, HB4535, HB4668, HB4690, HB4751, HB4903, HB5033, HB5149, HB5154, HB5247, HB5331, HB5436, HB5667, HB5688, HB5693, HCR9, HCR40, HCR59, HCR127, SJR5, SB3, SB4, SB9, SB20, SB21, SB23, SB27, SB33, SB34, SB36, SB38, SB40, SB75, SB213, SB269, SB379, SB458, SB528, SB647, SB648, SB650, SB681, SB740, SB777, SB840, SB843, SB924, SB1061, SB1120, SB1121, SB1150, SB1188, SB1198, SB1202, SB1253, SB1318, SB1333, SB1398, SB1405, SB1423, SB1448, SB1535, SB1566, SB1574, SB1621, SB1709, SB1723, SB1789, SB1862, SB2037, SB2078, SB2268, SB2405, SB2406, SB2407, SB2544, SB2570, SB2601, SB2778, SB1, SB17, SB260, SB509, SB1506, SB1637, SB1833, SB2155, SB2308, HB2525, SB1538, SB1749, SB2603, SB3038, SB3062, SB3065, HB24, HB128, HB216, HB388, HB519, HB609, HB685, HB766, HB1237, HB1314, HB1445, HB1458, HB1522, HB1592, HB1606, HB1612, HB1633, HB2011, HB2025, HB2061, HB2259, HB2273, HB2358, HB2421, HB2434, HB2464, HB2518, HB2563, HB2637, HB2697, HB2713, HB2791, HB2856, HB3114, HB3126, HB3161, HB3233, HB3395, HB3424, HB3487, HB3505, HB3510, HB3597, HB3745, HB3803, HB3804, HB3806, HB4224, HB4310, HB4396, HB4738, HB4945, HB5084, HB5155, HB5180, HB5667, HB5686, HCR9, HCR10, HCR135, HCR142, SJR36, SJR50, SJR63, SCR12, SCR39, SB2023, SB62, SB666, SB847, SB284, SB854, SB810, SB1505, SB583, SB507, SB1434, SB1772, SB2016, SB1122, SB731, SB397, SB508, SB1436, SB287, SB1882, SB393, SB1791, SB209, SB2429, SB1085, SB1975, SB2717, SB1262, SB636, SB2056, SB884, SB1200, SB1845, SB2458, SB801, SB3014, SB3013, SB758, SB2797, SB2076, SB2876, SB1640, SB1449, SB1181, SB1234, SB2926, SB2841, SB1528, SB1854, SB317, SB1250, SB2082, SB1237, SB2819, SB629, SB2608, SB1602, SB2009, SB867, SB640, SB1698, SB2680, SB913, SB1071, SB1086, SB1087, SB1483, SB1444, SB1553, SB1556, SB1703, SB2133, SB2297, SB2298, SB2622, SB2955, SB2334, SB1367, SB2044, SB2363, SB2565, SB1888, SB3036, SB3057, SB3043, SB3063, SB3035, SB203, SB2688, SB2522, SB2459, SB2655, SB2251, SB1884, SB2928, SB2566, SB1749, SB2549, SB2553, SB2919, SB1944, SB1232, SB1798, SB2603, SB2607, SB2683, SB1319, SB3038, SB3045, SB1538, SB3071, SB3065, SB3062, HJR133, HB2715, HB3627, HB5033, HB2282, HB26, HB388, HB1633, HB685, HB1606, HB1458, HB2791, HB2061, HB647, HB4738, HB2563, HB128, HB766, HB2259, HB2358, HB4384, HB748, HB5180, HB3806, HB3804, HB3803, HB1522, HB3597, HB1612, HB4224, HB1314, HB1237, HB3126, HB2856, HB3114, HB3505, HB5652, HB2025, HB3395, HB18, HB2516, HB2713, HB24, HB519, HB609, HB1592, HB120, HB2421, HB2273, HB2464, HB5084, HB4396, HB43, HB5686, HB2518, HB4310, HB180, HB3745, HB4044, HB5155, HB5667, HB1445, HB1306, HB2637, HB5436, HB3966, HB2026, HB3487, HB4226, HB216, HB49, HB4112, HB3233, HB2310, HB2674, HB322, HB1481, HB126, HB3062, HB3180, HB2530, HB2524, HB1916, HB5650, HB4894, HB3120, HB1629, HB103, HB3234, HB3680, HB5698, HB3171, HB5693, HB2694, HB5664, HB3732, HB2508, HB2293, HB1991, HB2014, HB5331, HB5247, HB4751, HB4690, HB4668, HB4464, HB4395, HB4063, HB3833, HB3623, HB3214, HB3512, HB3250, HB3016, HB2520, HB2221, HB2213, HB3824, HB2067, HB1732, HB1562, HB700, HB1545, HB252, HB146, HB5596, HB1851, HB3619, HB3071, HB3556, HB851, HB4230, HB5320, HB5651, HB5670, HB5665, HB5437, HB5679, HB5699, HB5661, HB5662, HB5654, HB5672, HB5656, HB5149, HB4903, HB4743, HB4666, HB4377, HB4535, HB4129, HB3812, HB3801, HB3595, HB3057, HB2035, HB721, HB35, HB346, HB2974, HB2512, HB5695, HB5694, HB5671, HB5674, HB5688, HB1586, HB5154, HB2038, HB163, HB413, HB3463, HB3185, HB2761, HB2593, HB2348, HB2073, HB1828, HB1422, HB75, HB1871, HB108, HB2306, HB2017, HB1135, HB144, HB3689, HB5308, HB101, HB2193, HB5666, HB5677, HB5682, HB5680, HB5658, HB5696, HB4144, HB3159, HB3254, HB3866, HB3010, HB4520, HB3642, HB3928, HB3815, HB2686, HB2012, HB1960, HB227, HB654, HB1690, HB2128, HB4158, HB4530, HB4630, HB5659, HB1523, HB2078, HB2427, HB145, HB1973, HB3333, HB3697, HB3546, HB3225, HB3181, HB3133, HB3053, HB2885, HB2820, HB2294, HB2253, HB1661, HB1506, HB1234, HB640, HB621, HB551, HB521, HB493, HB272, HB229, HB223, HB201, HB186, HB119, HB2080, HB2818, HB5394, HB4795, HB4466, HB4454, HB3940, HB3749, HB3151, HB3284, HB1403, HB1106, HB2844, HB2851, HB1500, HB4488, HB4264, HB4, HB4170, HB3909, HB4081, HB4145, HB4157, HB4281, HB4285, HB4463, HB4749, HB4995, HB5081, HB5115, HB5138, HB5624, HB1449, HB3711, HB2598, HB3629, HB4361, HB824, HB1868, HB4848, HB2243, HB40, HB117, HB2313, HB3686, HB500, HB3793, HB112, HB104, HB1056, HB42, HB4486, HB3000, HB100, HB2240, HB718, HB27, HB4904, HB4202, HB2853, HB5129, HB5093, HB4765, HB4748, HB4559, HB4350, HB4214, HB3388, HB3112, HB5196, HB4211, HB3516, HB3092, HB4233, HB4687, HB705, HB1094, HB2037, HB3005, HB3848, HCR141, HCR118, HCR127, HCR40, HCR59, HCR10, HCR135, HCR142, HCR9, HCR76, HCR108, HJR133, HB18, HB35, HB43, HB49, HB75, HB103, HB120, HB163, HB216, HB413, HB647, HB851, HB1422, HB1481, HB1545, HB1562, HB1586, HB1732, HB1828, HB1851, HB1916, HB1991, HB2014, HB2026, HB2067, HB2193, HB2293, HB2310, HB2464, HB2508, HB2524, HB2530, HB2974, HB3062, HB3071, HB3120, HB3180, HB3214, HB3234, HB3250, HB3463, HB3512, HB3680, HB3732, HB3801, HB3824, HB3833, HB4044, HB4129, HB4226, HB4230, HB4377, HB4395, HB4396, HB4535, HB4668, HB4903, HB5149, HB5154, HB5247, HB5331, HB5436, HB5688, HB5693, HB2282, HB2715, HB3627, HB5033, HB2674, HB3556, HCR127, SB3, SB21, SB379, SB1405, SB1538, SB1749, SB3038, SB3062, SB3065, HB24, HB128, HB388, HB519, HB609, HB685, HB766, HB1237, HB1314, HB1445, HB1458, HB1522, HB1592, HB1606, HB1612, HB1633, HB2025, HB2061, HB2259, HB2273, HB2358, HB2421, HB2518, HB2563, HB2637, HB2713, HB2791, HB2856, HB3114, HB3126, HB3233, HB3487, HB3505, HB3597, HB3745, HB3803, HB3804, HB3806, HB4224, HB4310, HB4738, HB5084, HB5155, HB5180, HB5667, HB5686, HCR9, HCR10, HCR135, HCR142, SB2603, HB3395, HB636, HB5655, HB5689, HB5690, HB636, HB5655, HB5689, HB5690
Summary: The meeting included significant discussions surrounding the passage of various bills, particularly focusing on legislation that impacts key sectors like education, agriculture, and veterans' services. An important bill, HB120, aimed at expanding career training programs, was emphasized as critical for addressing workforce development deficiencies in Texas. Another notable discussion involved HB1828, which pertains to legislative leave for correctional officers. The committee demonstrated a strong consensus on supporting legislation aimed at improving services for veterans, exemplified by HB2193, which seeks to conduct a study on veterans' eligibility for benefits across counties. Several bills passed without objection, highlighting an effective collaborative atmosphere among the members present. The meeting concluded with a sense of urgency in tackling pressing legislative challenges that affect various communities in Texas.
TX

Texas 2025 - 89th Regular

Criminal Jurisprudence Apr 15th, 2025 at 10:04 am

House Criminal Jurisprudence Committee

Transcript Highlights:
  • presumption that the community that is supposed to be served by law enforcement is somehow going to be default
  • You kind of got it as the default being you can throw the whole kitchen sink in instead of just...
  • by fulfilling his sentence or by the Board of Pardon and Parole letting that person out, then by default
Summary: The meeting was primarily focused on discussions surrounding several bills aimed at reforming aspects of criminal justice in Texas. Representative Little laid out HB413, detailing its provisions which aim to prevent pretrial detention from exceeding the maximum time a person could be sentenced if convicted. The bill generated significant discussion, emphasizing the importance of due process and the financial burden of detaining individuals unnecessarily. Public testimonies were presented, with varied opinions on the efficacy and implementation of this bill. Additionally, discussions on HB2507 and HB1418 highlighted the ongoing efforts to improve transparency and reliability in the judicial process, specifically addressing issues related to grand jury proceedings and in-custody informants, respectively. Witnesses from both supporting and opposing sides provided comprehensive insights, showcasing the depth of concern regarding wrongful convictions and the need for reform in testimony verification practices. The committee concluded the meeting with plans for a follow-up session to continue these crucial discussions and potentially advance the bills further.
TX

Texas 2025 - 89th Regular

S/C on International Relations Mar 24th, 2025 at 10:03 am

House S/C on International Relations

Transcript Highlights:
  • Technical assistance grant funding tied to loan-supported

  • What is the typical amount of debt on these loans, or is that a question for the board?
Bills: HB1240, HB1353, HCR76, HCR90
Summary: The Subcommittee on Internet convened addressing significant legislative matters, including House Bill 1240, which aims to update definitions surrounding the Texas-Mexico border region to promote consistency across various state statutes. Chairman Guillen led the discussion, highlighting the importance of providing clarity for stakeholders involved in policy and implementation. Additionally, House Concurrent Resolution 90 was discussed, advocating for the establishment of a Texas Economic Trade Office in Israel. Several witnesses testified, emphasizing the benefits this office would offer in terms of economic partnerships and innovation transfer, particularly in technology sectors such as cybersecurity and medical technology. The meeting was characterized by active participation, and the members acknowledged the importance of reinforcing Texas's role on the global stage.
TX

Texas 2025 - 89th Regular

Licensing & Administrative Procedures May 6th, 2025 at 10:05 am

House Licensing & Administrative Procedures Committee

Transcript Highlights:
  • data-time="3618">Lottery couriers offer responsible gambling protections such as self-exclusion, maximum default
Summary: The meeting of the committee primarily focused on discussing various bills, including HB1800, which aims to establish safety standards for swim schools. The bill was introduced by Ms. Garcia, who shared a heart-wrenching personal story about her son, Mitchell, who drowned during a swim program due to inadequate safety protocols. This led to strong public testimony both supporting and opposing the bill, with many witnesses emphasizing the need for stringent regulations to protect children in swim schools. In contrast, some representatives voiced concerns about over-regulating well-established programs that already have safety measures in place.
TX

Texas 2025 - 89th Regular

State Affairs (Part I) May 25th, 2025

Senate State Affairs Committee

Transcript Highlights:
  • Unanimous bills are just a sort of a default unless there's
Summary: The committee meeting included significant discussions surrounding several bills, notably HB220, HB3336, and HB4904. HB220, which addresses access to emergency contraception for survivors of sexual assault, sparked intense debate among committee members and witnesses. Various stakeholders testified for and against the bill, emphasizing the importance of immediate access to such services while also raising ethical concerns regarding contraception. Public testimony was robust, showcasing strong opinions on both sides of the legislation, with many advocating for the rights and protections of survivors.
TX

Texas 2025 - 89th Regular

Nominations May 19th, 2025

Senate Nominations Committee

Transcript Highlights:
  • Commissioner Yaltman said, we went from an energy crisis after URI to a financial crisis with all of the defaults
Summary: The committee meeting, focused primarily on the ongoing regulatory reforms following the recent weather-related crises, commenced with the introduction of Thomas Gleason as the new Chairman of the Public Utility Commission of Texas. The Chairman emphasized the need for resilience and proactive measures to improve infrastructure and communications among utility companies, especially in light of recent disasters that impacted service delivery. High-level discussions revolved around HB1500, which mandates stronger oversight and accountability mechanisms for ERCOT, pushing the commission to enhance its monitoring capacity. Several topics of concern, including vegetation management and cost distribution among consumers, were highlighted as priorities moving forward.
TX

Texas 2025 - 89th 2nd C.S.

89th Legislative Session - Second Called Session Aug 21st, 2025 at 10:08 am

Texas House Floor Meeting

Transcript Highlights:
  • It would authorize grants, low interest rate loans, so it's
  • And there's, well, grants, there's also low interest loans, low interest loans, so they have some other
  • So when we're prioritizing requests for grants or loans or whatever it may be, we want to make sure that
Bills: HB1, HB2, HB3, HB5, HB20, HB22
Summary: The committee meeting conducted a thorough review of multiple bills aimed at enhancing disaster preparedness and response in Texas. Key discussions focused on HB1, the Resident Youth Camp Emergency Plans, presented by Mr. Darby, which emphasizes creating emergency plans for youth camps following tragic incidents. The bill received broad support and passed mostly unanimously, highlighting a collective commitment to improving safety for vulnerable populations. Another significant piece of legislation, SB2 by Mr. King, aimed at disaster recovery and preparedness, also saw robust discussions, resulting in a passing vote that underscored the necessity of establishing clear emergency management protocols at local levels.
TX

Texas 2025 - 89th Regular

Judiciary & Civil Jurisprudence May 12th, 2025 at 09:05 am

House Judiciary & Civil Jurisprudence Committee

Transcript Highlights:
  • There were unapproved loans to relatives documented by the state of Texas, totaling $1.3 million in loans
Summary: This meeting of the Judiciary and Civil Jurisprudence Committee addressed multiple bills, focusing notably on mental health provisions and judicial accountability. SB1164 was a significant topic, discussing amendments to emergency detainer processes for individuals with severe mental illness. Witnesses provided compelling testimonies highlighting issues within the current mental health system, stressing the need for a compassionate approach to assist those refusing treatment. The discussion revealed tensions surrounding the legislative changes, with concerns from various stakeholders about potential overreach and effectiveness of proposed measures.
TX

Texas 2025 - 89th Regular

89th Legislative Session Mar 31st, 2025 at 04:03 pm

Texas House Floor Meeting

Transcript Highlights:
  • to the exemption for certain property owners from regulatory requirements for residential mortgage loan
  • HB 4186 by McLaughlin relating to student loan repayment

Summary: The committee meeting primarily addressed various proposed bills concerning public safety, education, and taxation. Notably, HB4250 was discussed, relating to emergency power sources for nursing facilities. During the session, several amendments were proposed, leading to an in-depth discussion on the adequacy of the current infrastructure to support emergency generators, especially in light of recent events. The committee members also engaged in conversations regarding H.J.R. 172, a proposed constitutional amendment aimed at tax exemptions for residential properties, which sparked considerable debate about its fiscal implications.
TX

Texas 2025 - 89th Regular

Ways & Means May 12th, 2025 at 09:05 am

House Ways & Means Committee

Transcript Highlights:
  • This argument is akin to owning two cars with a $500 monthly loan payment attached to each.
  • ...and $1,000 a month for the remaining loan.
Summary: The meeting of the committee involved extensive discussions on various important pieces of legislation. Notable among them was SB2206, which aims to extend and improve the state's research and development tax credits, ensuring Texas remains competitive in innovation-driven industries. This bill received strong support from the Texas Association of Manufacturers and other stakeholders, emphasizing the need for continued investment in R&D to bolster economic growth and job creation. Additionally, SB2779 was discussed, which focuses on proper allocation and use of hotel occupancy taxes (HOT) for beach maintenance in coastal communities, specifically addressing concerns about the oversight and management of these funds by local park boards.
TX

Texas 2025 - 89th Regular

Appropriations - S/C on Articles VI, VII, & VIII Feb 24th, 2025 at 10:00 am

House Appropriations - S/C on Articles VI, VII, & VIII

Transcript Highlights:
  • customizing the management and compliance modules, as well as solidifying and further customizing loan
  • servicing, loan closing, and legal functions as they relate to multifamily.
  • , which are loans from the Federal Treasury to allow us to pay benefits.
  • I have to go take out an emergency loan, sometimes with one day's notice.
  • I have to go take out a loan, an emergency loan, with one day's notice.
Summary: The meeting of the Texas Lottery Commission centered around vital discussions regarding the regulatory framework and operational issues related to the lottery and charitable bingo systems in Texas. The committee reviewed financial appropriations, focusing on the need for infrastructure improvements to the Charitable Bingo Operations Division and highlighted the ongoing work with the Sunset Advisory Commission to enhance operational efficiency and compliance. Significant attention was given to the unregulated activities of lottery ticket couriers, which have raised concerns about integrity and fairness in lottery games, prompting the commission to consider appropriate measures to stop such activities.
TX

Texas 2025 - 89th Regular

Natural Resources Apr 9th, 2025 at 10:30 am

House Natural Resources Committee

Transcript Highlights:
  • data-time="5634"> Wandy, who hugged me in tears when I visited her home, is still paying off her SBA loan
  • and apply for $17.7 million in loans and grants from FIF
  • 1264" data-time="7578"> 3483 would give special utility districts the ability to access nationwide loan
  • programs, programs that provide low-interest loans and favorable terms to rural water districts across
  • Loan had 18.4% growth last year.
Summary: The Committee on Natural Resources convened to discuss two key pieces of legislation, HB2867 and HB2876, focusing on late fees associated with water and sewer services in Texas. Representative Gates laid out HB2867, highlighting the financial implications of payment deadlines and fees that disproportionately affect low-income households. He emphasized the need for limits on late payment fees to protect these vulnerable consumers from potentially abusive practices. A committee substitute was proposed to clarify some ambiguous language within the bill, aiming to promote fairness and transparency for customers. This led to a robust discussion among members and stakeholders present at the meeting, including testimony from representatives of municipal utilities who raised concerns about local control over fee structures.
TX

Texas 2025 - 89th Regular

Business and Commerce Mar 18th, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • Additionally, it holds consumers faultless for any loans associated with a fraudulent sales transaction
  • We had a situation where a lady in her 70s was put into a 30-year loan on her home, and I believe the
  • loan was about half the value of the home.
  • Even if people are reimbursed for the funds that they pay, the way these loans work is that all of the
  • company, so the consumers never receive control over that money, and yet they're liable for these loans
Summary: The committee meeting was marked by a series of discussions regarding several bills aimed at improving local regulations, particularly around food service operations. Members discussed the challenges of regulatory inconsistencies affecting restaurants and the food industry, emphasizing how Senate Bill 1008 could alleviate some financial burdens. Various stakeholders, including representatives from the Texas Restaurant Association, testified in support of this bill, highlighting the need for clearer and more predictable regulations. The discussions included provisions that would cap local permit fees, preventing duplicate charges that hinder small businesses' operations. Notably, there was strong bipartisan support demonstrated as numerous bills were reported favorably with unanimous votes.
TX

Texas 2025 - 89th Regular

Natural Resources Apr 16th, 2025

Senate Natural Resources Committee

Transcript Highlights:
  • Texas Recycling Fund, which may be used by the agency to administer the program and to award grants or loans
  • 646" data-time="3870"> The bill establishes a recycling fund, which may be used to award grants or loans
  • So this is where grants and loans come in; it de-risks

  • Through grants, through loans, and infrastructure, it's
Summary: The committee meeting focused primarily on several significant legislative proposals, particularly detailing the plans for the Gulf Coast Protection District and various recycling initiatives. Notable discussions were led by Senator Alvarado regarding SB795, which is aimed at establishing a dedicated Gulf Coast Protection Account to secure funding for coastal infrastructure projects critical for flood protection. Stakeholders expressed gratitude for ongoing legislative support, emphasizing the potential for this project to become the largest civil works project in U.S. history. Additionally, testimony was heard on recycling bills including SB2689, which seeks to improve Texas's recycling infrastructure without imposing fees, and SB410 which manages the Gulf Coast Protection District’s operations to ensure safety and navigability within Houston's waterways. Public and expert witnesses contributed insights that highlighted the economic implications and community benefits of these initiatives, demonstrating the state's commitment to sustainable development.
TX

Texas 2025 - 89th Regular

Health and Human Services May 14th, 2025

Senate Health & Human Services Committee

Transcript Highlights:
  • The bill also addresses the risks of payday loans, unsecured

  • loans, and motor vehicle title loans, along with an explanation of what your jury's interest is, identifying
  • They offered her a very high-interest loan with very little requirements.
Summary: The meeting of the committee featured a series of discussions primarily focusing on various bills aimed at enhancing accountability and safety in the healthcare sector. Notable highlights included the passage of HB694, which aims to promote transparency in the operations of the Department of Family and Protective Services (DFPS) by shortening the notification timeline for significant events from ten days to 48 hours. This bill received unanimous support from all members present, underscoring a strong consensus on improving communication with parents and stakeholders involved in the child welfare system. Another significant topic was the introduction of HB2187, which seeks to amend and update the existing nursing staffing laws to address emerging challenges faced by healthcare professionals, particularly stemming from the COVID-19 pandemic. The bill was presented as a response to the increased burnout rates among nurses and aims to provide a more stable working environment to retain talent in the healthcare sector. The committee took testimony from several experts and stakeholders, highlighting the urgency and importance of these legislative changes.
TX

Texas 2025 - 89th Regular

Senate Session Apr 15th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • So our students are getting out with debt and with student loans that raise big concerns about those
  • student loans and that debt.
  • Student loans and student debt.
  • I maxed out as much student loans as I could, debt as I possibly could, and then continued to borrow
  • In Texas, the average student loan debt...
Bills: SJR39, SB22, SB30, SB33, SB34, SB37, SB75, SB209, SB310, SB505, SB552, SB618, SB626, SB636, SB732, SB747, SB762, SB769, SB819, SB825, SB870, SB926, SB964, SB1030, SB1080, SB1099, SB1124, SB1177, SB1208, SB1233, SB1314, SB1325, SB1333, SB1405, SB1455, SB1506, SB1524, SB1541, SB1577, SB1579, SB1596, SB1646, SB1667, SB1727, SB1750, SB1758, SB1760, SB1791, SB1804, SB1806, SB1869, SB1923, SB1927, SB1951, SB1960, SB1962, SB2023, SB2024, SB2056, SB2078, SB2122, SB2129, SB2180, SB2183, SB2185, SB2207, SB2252, SB2361, SB2365, SB2368, SB2405, SB2411, SB2420, SB2425, SB2569, SB2717, SJR36, SJR50, SJR39, SJR63, SJR68, SCR12, SCR39, SCR38, SCR37, SCR42, SCR29, SB762, SB1596, SB62, SB666, SB847, SB284, SB854, SB1073, SB810, SB1539, SB1505, SB583, SB957, SB1502, SB507, SB1026, SB1349, SB1433, SB1434, SB310, SB505, SB264, SB1364, SB1376, SB1585, SB1772, SB2016, SB1163, SB619, SB1122, SB1877, SB732, SB731, SB397, SB508, SB1333, SB1436, SB964, SB287, SB2143, SB261, SB1247, SB1882, SB618, SB393, SB2243, SB2226, SB1919, SB1791, SB22, SB651, SB1080, SB826, SB1079, SB1243, SB1504, SB1851, SB1879, SB2237, SB1257, SB2034, SB1522, SB1151, SB596, SB1191, SB226, SB570, SB870, SB991, SB60, SB1401, SB1728, SB586, SB529, SB217, SB209, SB1923, SB1839, SB387, SB1874, SB1872, SB1873, SB1921, SB1883, SB1620, SB1838, SB2024, SB2429, SB1999, SB511, SB2309, SB2166, SB510, SB33, SB2420, SB1860, SB1541, SB1314, SB1398, SB1869, SB1750, SB855, SB1233, SB2425, SB2037, SB1758, SB1759, SB2365, SB1924, SB1818, SB1405, SB1762, SB1968, SB1977, SB2077, SB2321, SB1662, SB1663, SB2124, SB2204, SB1855, SB863, SB37, SB819, SB2078, SB2252, SB1962, SB2253, SB825, SB1577, SB1184, SB2018, SB2206, SB1901, SB1030, SB2368, SB1963, SB1960, SB1643, SB1625, SB1299, SB841, SB668, SB584, SB231, SB2411, SB1085, SB2431, SB2231, SB1490, SB530, SB34, SB1261, SB552, SB1099, SB1646, SB2180, SB1804, SB1937, SB1936, SB2569, SB1372, SB1208, SB1124, SB1506, SB1806, SB1868, SB2361, SB2314, SB769, SB1409, SB2122, SB434, SB1214, SB1951, SB2183, SB2046, SB1667, SB1870, SB1727, SB2405, SB2127, SB1975, SB1760, SB1734, SB1335, SB2066, SB2129, SB2246, SB2439, SB1624, SB1244, SB1468, SB2717, SB1612, SB1262, SB604, SB2395, SB2185, SB1832, SB1745, SB1746, SB2207, SB2023, SB1784, SB1524, SB626, SB528, SB437, SB269, SB1137, SB968, SB636, SB747, SB1325, SB1789, SB1455, SB2056, SB75, SB1940, SB2052, SB1927, SB2010, SB1579, SB2068, SB3034, SB844, SB1920, SB1177, SB1558, SB1236, SB1044, SB926, SB884, SB463, SB331, SB227, SB240, SB517, SB1200, SB1410, SB1626, SB1845, SB1863, SB2216, SB2681, SB1717, SB2053, SB546, SB2141, SB2949, SB2323, SB2200, SB2332, SB2199, SB1642, SB1150, SB1757, SB2050, SB1138, SB2051, SB2626, SB2458, SB1864, SB30, SB2201, SB1862, SB1583, SB1583, SB1055, SB2660, SB1898, SB2662, SB2662, SB2161, SB2161, SB2964, SB2881, SB1065, SB1065, SB801, SB2743, SB2533, SB2533, SB1413, SB1413
Summary: The meeting focused on various bills centered around election processes, renewable energy, and public health support. Notably, Senator Bettencourt's SB505, aimed at addressing electoral irregularities, sparked significant discussion emphasizing transparency between the elections office and concerned parties. The bill passed amid mixed reactions, showcasing the committee's commitment to electoral integrity. Additionally, SB819 introduced by Senator Kochor aimed at regulating renewable energy projects, highlighted landowner rights while addressing public concerns. Testimonies reflected a community divided on the impacts of renewable energy installations, laying the groundwork for future legislation aimed at balancing growth and preservation.
TX

Texas 2025 - 89th Regular

Energy Resources Apr 14th, 2025 at 02:04 pm

House Energy Resources Committee

Transcript Highlights:
  • you're somebody that receives payments on a regular basis for anything, you know, like an annuity, a loan
  • Only at a rate two points higher than the New York Federal Reserve Bank's rate on loans to depository
  • I think under the bill, as I read it, as far as this bill stands, depending on the loan, it's the failure
Summary: The committee meeting centered around the discussion of several bills, primarily focusing on environmental and transparency issues related to oil and gas operations. Notably, a bill introduced by Representative Rosenthal (HB5105) aimed to enhance transparency for royalty owners concerning suspension of payments, requiring operators to notify them of any reasons for such suspensions. During the meeting, multiple witnesses testified, emphasizing the necessity of protecting landowners' rights and ensuring responsible management of hazardous waste from oil operations. Additionally, the committee heard about HB4572, which aimed to require landowner consent before the burial of waste on their properties, highlighting the importance of land and groundwater protection amidst growing concerns of contamination from reserve pits used in the oil and gas industry.
TX

Texas 2025 - 89th 2nd C.S.

89th Legislative Session - Second Called Session Aug 21st, 2025 at 10:08 am

Texas House Floor Meeting

Transcript Highlights:
  • span> In a disaster zone, Senate Bill 2 widens the Texas disaster loan
  • Texas Water Development Board that would have provided a $50,000 grant and a $150,000 zero interest loan
  • marker="1375" data-time="8244"> ...communications, and it would authorize grants, low interest rate loans
Bills: HB1, HB2, HB3, HB5, HB20, HB22
Summary: The committee meeting primarily focused on the discussion and passage of several key bills, including SB5, which pertains to supplemental appropriations for disaster relief. This bill was passed unanimously, highlighting the committee's commitment to addressing disaster preparedness. HB20, aimed at reducing fraudulent charitable solicitations during disasters, also saw significant debate, with positive sentiments expressed by its sponsor, Mr. Darby. Additionally, HB22, which expands the authority of the comptroller to fund emergency communication systems, was passed with overwhelming support, indicating a consensus on improving emergency response capabilities within the state. The session concluded with discussions about future legislative measures aimed at strengthening infrastructure against disasters.
TX

Texas 2025 - 89th Regular

State Affairs Apr 23rd, 2025 at 08:04 am

House State Affairs Committee

Transcript Highlights:
  • When she didn't arrive, they hit her with a default judgment.
Summary: The committee meeting featured extensive discussions on various bills, with a notable emphasis on public testimony regarding energy efficiency and electoral ethics. HB5323 was presented, aiming to establish the Texas Energy Waste Advisory Committee, which seeks to tackle energy waste and improve power system reliability across Texas. Supporters highlighted the importance of coordination among state agencies to enhance existing programs and reduce energy consumption especially during high-risk periods. The bill progressed amidst a supportive public sentiment and promises of accountability through regular reporting to the legislature.
US

Us Congress 2025-2026 Regular Session

Hearings to examine reforming SBIR-STTR for the 21st century. Mar 5th, 2025 at 01:30 pm

Senate Small Business and Entrepreneurship Committee

Transcript Highlights:
  • span>

    Two, the use of firm-fixed price contracts as SBIR's default

Summary: The meeting focused on the Small Business Innovation Research and Small Business Technology Transfer Programs (SBIR-STTR), emphasizing the critical reforms necessary to enhance their effectiveness. Chair Ernst introduced the Innovate Act to streamline processes, ensuring funding is awarded based on merit and addressing existing abuses within the system. The discussion was robust, with numerous members expressing concerns about phase transitions and the need for targeted funding to support impactful technological innovations. The conversation also highlighted the program's importance in fostering economic growth, particularly for small businesses in rural areas, and the urgency for legislative changes as the program's authorization approaches expiration.

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