Video & Transcript DataContr Research : 'insurance discounts'

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TX

Texas 2025 - 89th Regular

Insurance Apr 2nd, 2025 at 10:30 am

House Insurance Committee

Transcript Highlights:
  • discount.
  • If they want to give a lesser discount, they have to come before the Department of Insurance and make
  • But that's all based on a benchmark discount that the Department of Insurance sets in Alabama.
  • If the insurance company wants to give a more aggressive discount, a better discount they can, and my
  • eliminate insurance.
Summary: The committee meeting addressed several key bills, with significant discussions surrounding HB778, which focuses on insurance coverage for individuals undergoing gender transition and those wishing to detransition. During the presentations, the bill's author, Chairman Leach, emphasized the importance of ensuring coverage for potential adverse effects from gender transition procedures. However, concerns were raised by various witnesses regarding the potential implications of limiting coverage for transgender care, leading to heated debates and a range of testimonies from both supporters and opponents of the bill. HB2517 and HB2213 also received attention, with discussions centered on insurance premiums and board eligibility for the Texas Windstorm Insurance Association, respectively.
TX

Texas 2025 - 89th Regular

Insurance Apr 2nd, 2025 at 08:00 am

House Insurance Committee

Transcript Highlights:
  • When I do polling on windstorm insurance...
  • Any insurer may provide personalized property and casualty insurance that creates economies of scale
  • The insured is our client, and the insurance carrier is our trading partner.
  • discounts on premiums.
  • ...the discount and then the variety of discounts offered
Summary: The meeting of the House Committee on Insurance revolved around discussions primarily focused on the intricacies of multiple proposed bills aimed at reforming insurance regulations, particularly in the context of windstorm insurance. Chairman Hunter introduced HB3689, which seeks to create a more equitable funding system for the Texas Windstorm Insurance Association by eliminating costly debt financing options. Multiple testimonies from representatives of the insurance industry highlighted collaboration efforts that have resulted in more affordable coverage options for residents in coastal regions. Key stakeholders, including insurance experts and affected constituents, expressed overwhelming support for the proposed changes, emphasizing the urgent need for reform to combat the rising costs that have burdened homeowners over the years. Additionally, discussions around HB1576 focused on incentivizing homeowners to improve the resilience of their properties against weather-related damage through a proposed grant program administered by the Department of Insurance. This proposal was deemed a significant step toward stabilizing insurance costs and encouraging safer construction practices.
TX

Texas 2025 - 89th Regular

S/C on Transportation Funding Apr 14th, 2025 at 10:04 am

House S/C on Transportation Funding

Transcript Highlights:
  • This would be similar to the veteran discount program provided on toll roads all across Texas.
Summary: The committee meeting centered on several key legislative bills focused primarily on transportation and toll road policies. Notable discussions included HB1589, which aims to require voter approval before any new toll road can be constructed. Representative Dirty emphasized that Texans should have a voice regarding tolling roads they didn't vote for, while opponents argued that this could impede necessary road funding. HB2725, which proposed toll exemptions for first responders, also received significant attention as it seeks to alleviate financial burdens on those who serve the community during emergencies. Witnesses testified on behalf of these bills, providing personal stories and statistics to support their positions.
TX

Texas 2025 - 89th Regular

State Affairs (Part II) May 25th, 2025

Senate State Affairs Committee

Summary: The meeting held by the Committee on State Affairs focused on two significant bills, HB3441 and HB3385. HB3441, aimed at holding vaccine manufacturers liable for harm caused by their advertised products, generated considerable discussion among committee members and witnesses. Senator Hall presented the bill, emphasizing the need for accountability and drawing attention to the lack of liability for vaccine manufacturers under current federal law. The committee heard testimonies from various stakeholders, expressing both support and concern regarding the implications of this bill on public trust and medical practices. Following extended dialogue, HB3441 was reported favorably to the full Senate with a recommendation to pass, gathering a vote of nine ayes to one nay.
TX

Texas 2025 - 89th Regular

State Affairs (Part I) May 25th, 2025

Senate State Affairs Committee

Summary: The committee meeting included significant discussions surrounding several bills, notably HB220, HB3336, and HB4904. HB220, which addresses access to emergency contraception for survivors of sexual assault, sparked intense debate among committee members and witnesses. Various stakeholders testified for and against the bill, emphasizing the importance of immediate access to such services while also raising ethical concerns regarding contraception. Public testimony was robust, showcasing strong opinions on both sides of the legislation, with many advocating for the rights and protections of survivors.
TX

Texas 2025 - 89th Regular

S/C on Transportation Funding Apr 28th, 2025 at 10:04 am

House S/C on Transportation Funding

Summary: The meeting focused primarily on discussions surrounding several notable bills, particularly concerning toll roads in Texas. Chairman Metcalf introduced HB5346, which aims to establish clear mandates for the cessation of tolling once a project's financial obligations have been satisfied. This bill sparked considerable debate, with proponents arguing for taxpayer fairness and control, while opponents raised concerns about potential perpetual tolls disguised as public votes every five years. Witnesses voiced strong opinions both for and against the measures, highlighting the ongoing tensions over infrastructure funding and user fees.
TX

Texas 2025 - 89th Regular

S/C on Transportation Funding Apr 28th, 2025 at 11:04 am

House S/C on Transportation Funding

Transcript Highlights:
  • TxDOT currently provides discounted tolls for disabled

  • to fund a veterans discount program for those utilizing SH
Summary: The meeting focused on the consideration of three main bills: HB3643, HB3821, and HB3849. Representative Troxler presented HB3643, which aims to allow municipalities like Lago Vista to withdraw from a transit authority with more reasonable exit fees. The bill faced strong support from local officials who argued that the current financial obligations are burdensome for smaller cities, and as a result, they cannot negotiate better service conditions with the transit authority. Public testimony was provided, with several community leaders advocating for the bill, highlighting the frustrations of Lago Vista residents who have been underserved by the transit agency. Conversely, there was opposition from CapMetro, who raised concerns about the potential destabilization of the transit system due to increased risks of municipalities opting out.
TX

Texas 2025 - 89th Regular

Pensions, Investments & Financial Services Apr 14th, 2025 at 09:04 am

House Pensions, Investments & Financial Services Committee

Transcript Highlights:
  • Do you get your insurance done first?
  • And since FDIC insurance...
  • of FDIC-insured banks.
  • Insurance do not.
  • How much of this merchant discount do they actually get to keep?
Summary: The meeting involved extensive discussions around several house bills, with notable emphasis on HB700, which aims to increase transparency in the merchant cash advance (MCA) sector. Representative McQueen provided a detailed explanation of the issues small business owners face due to aggressive tactics and lack of regulation in this area. The committee also examined HB4609, which focuses on updating the Texas Municipal Retirement System (TMRS) benefits to provide clearer options for cities regarding cost-of-living adjustments (COLA), allowing cities to offer retirement benefits in a more flexible and informed manner. Additionally, the meeting featured a strong public testimony segment, where witnesses voiced their support and concerns, especially regarding the implications of digital currencies framed in HB703.
TX

Texas 2025 - 89th Regular

Pensions, Investments & Financial Services Apr 14th, 2025 at 02:04 pm

House Pensions, Investments & Financial Services Committee

Transcript Highlights:
  • Fourth, it prohibits retaliation against merchants that offer cash, debit, or gift card discounts.
  • I've watched the credit card discount fees go up 10-15% a
  • session, the governor needed $100 million to close his budget hole, so he capped the retail merchant discount
Summary: The meeting exhibited a heated discussion on the implications of House Bills 4124, 4061, and 40. Chairman Darby emphasized the importance of reducing credit card swipe fees that adversely affect small businesses in Texas, presenting HB 4124, which aims to exempt sales tax and gratuities from being subject to these fees. Various witnesses, including representatives from the Texas Retailers Association and the National Restaurant Association, supported HB 4124, arguing that it would alleviate financial burdens on local businesses and promote economic fairness. However, several opposing voices raised concerns regarding potential complications and regulatory hurdles that could complicate the business landscape further.
TX

Texas 2025 - 89th Regular

Licensing & Administrative Procedures Apr 15th, 2025 at 10:04 am

House Licensing & Administrative Procedures Committee

Transcript Highlights:
  • Current law prohibits certain excessive discounts to on-premise or off-premise permittees.
  • The excessive discount is not defined and is arbitrary and
  • This could be considered by some to be excessive discounts
  • HB4284 seeks to address this issue by removing the successive discount prohibitions.
Summary: The committee meeting was held to discuss a variety of bills concerning state regulations and community needs. Key discussions revolved around HB2885, which aims to allow local political subdivisions to call for option elections regarding alcoholic beverage sales. The bill was well received, passing favorably without amendments. Another notable bill discussed was HB2996, relating to gambling offenses, which also passed favorably, indicating a broader support for regulatory improvements in these sectors. Public testimony was provided on several bills, emphasizing community engagement and the importance of local governance in decision-making processes.
TX

Texas 2025 - 89th Regular

89th Legislative Session May 6th, 2025 at 10:05 am

Texas House Floor Meeting

Transcript Highlights:
  • to select certain license holders under the insured.
  • and annuity contracts from an insurance.
  • The term excessive discount is not defined.
  • Discount prohibitions. I move passage.

  • ...Insurance Guarantee Association.
Bills: HB1535, HB123, HB111, HB180, HB342, HB1027, HB1178, HB610, HB1277, HB1615, HB1620, HB5342, HB4885, HB4751, HB4689, HB4530, HB4488, HB2149, HB2041, HB2071, HB1813, HB2282, HB2248, HB2243, HB2522, HB2310, HB2513, HB2300, HB1902, HB3719, HB4284, HB4327, HB3743, HB3778, HB3801, HB5153, HB5147, HB4877, HB4850, HB3158, HB3261, HB3005, HB3033, HB3138, HB3099, HB2849, HB2967, HB3488, HB3477, HB3466, HB3396, HB3469, HB2594, HB2776, HB2564, HB2298, HB5331, HB5646, HB5247, HB5323, HB2015, HB4384, HB3896, HB4014, HB3627, HB3594, HB2524, HB510, HB561, HB5111, HB5446, HB1181, HB3963, HB2785, HB1661, HB2460, HB24, HJR138, HB3800, HB42, HB129, HB677, HB668, HB2128, HB2038, HB2316, HB3686, HB2563, HB1160, HB3883, HB2788, HB2663, HB3305, HB3474, HB1105, HB3490, HB3597, HB1295, HB3512, HB3783, HB2017, HB3010, HB3112, HB4215, HB3223, HB3464, HB3120, HB4214, HB4081, HB4783, HB4063, HB2783, HB5085, HB2510, HB3426, HB4361, HB1169, HB2516, HB4700, HB3560, HB3860, HB3146, HB184, HB198, HB247, HB367, HB449, HB1778, HB514, HB632, HB2582, HB766, HB2715, HB2712, HB3069, HB3505, HB1269, HB4224, HB5032, HB2240, HB5180, HB3348, HB4668, HB4665, HB3395, HB3157, HB4395, HB4325, HB4386, HB4273, HB2760, HB2820, HB1828, HB1579, SB2349, SB1268, SB610, SB1577, SB1369, SB2032, SB2034, SB1057, SB1044, SB922, SB1759, SB1143, SB1506, SB1403, SB2361, SB870, SB372, SB72, SB1583, SB2314, SB1267, SB1273, SB765, SB552, HB2145, HJR112, HB1804, HJR110, HB1194, HB1531, HB5008, HB3421, SCR27, HB5398, HB1407, HB426, HB1535, HB123, HB1773, HB1871, HB2035, HB2448, HB2492, HB1411, HB4753, HB4666, HB4529, HB1499, HB1610, HB2028, HB1506, HB886, HB3546, HB796, HB223, HB1475, HB3556, HB4638, HB111, HB180, HB342, HB1027, HB1178, HB610, HB1277, HB1615, HB1620, HB5342, HB4885, HB4751, HB4689, HB4530, HB4488, HB2149, HB2041, HB2071, HB1813, HB2282, HB2248, HB2243, HB2522, HB2310, HB2513, HB2300, HB1902, HB3719, HB4284, HB4327, HB3743, HB3778, HB3801, HB5153, HB5147, HB4877, HB4850, HB3158, HB3261, HB3005, HB3033, HB3138, HB3099, HB2849, HB2967, HB3488, HB3477, HB3466, HB3396, HB3469, HB2594, HB2776, HB2564, HB2298, HB5331, HB5646, HB5247, HB5323, HB2015, HB4384, HB3896, HB4014, HB3627, HB3594, HB2524, HB510, HB561, HB5111, HB5446, HB1181, HB3963, HB2785, HB1661, HB2460, HCR98, HCR92, HCR126
Summary: The meeting involved significant discussions on a variety of bills, notably including the passage of HB3305, which relates to the continuation of health care provider participation programs in certain counties, and received overwhelming support with 106 ayes. Another critical bill discussed was HB3474, which amends the evaluation and reporting of investment practices for public retirement systems, passing unanimously with 147 ayes. Additionally, there was debate surrounding HB2149 concerning non-conforming land uses post-zoning changes, which drew a point of order due to concerns over misleading analysis. The meeting showcased an active participation from members, with a focus on health care and zoning issues as debated by various representatives along with public testimonies incorporated into the session.
TX

Texas 2025 - 89th Regular

Senate Session May 20th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • narrowly tailored to division benefit plans and does not affect broader medical or risk-based health insurance
Bills: SJR60, SB203, SB317, SB397, SB511, SB524, SB731, SB781, SB801, SB867, SB1071, SB1232, SB1319, SB1444, SB1483, SB1633, SB1798, SB1944, SB1978, SB2082, SB2233, SB2363, SB2603, SB2607, SB2717, SB2797, SB2841, SB2919, SB2928, SB2969, SB3038, SB3063, HB102, HB107, HB130, HB132, HB148, HB647, HB668, HB677, HB694, HB748, HB754, HB923, HB1193, HB1240, HB1318, HB1397, HB1584, HB1639, HB1875, HB1893, HB1922, HB2071, HB2187, HB2254, HB2350, HB2510, HB2513, HB2516, HB2522, HB2559, HB2712, HB2713, HB2733, HB2775, HB2788, HB2789, HB2894, HB2960, HB3033, HB3126, HB3211, HB3370, HB3376, HB3751, HB3805, HB3810, HB4187, HB4219, HB4238, HB4273, HB4325, HB4344, HB4384, HB4506, HB4529, HB4643, HB4753, HB4783, HB4850, HB4885, HB5342, HB5424, HB5560, HCR90, HCR98, SJR5, SJR34, SB9, SB27, SB40, SB458, SB482, SB493, SB529, SB541, SB693, SB841, SB843, SB912, SB963, SB1173, SB1241, SB1350, SB1383, SB1388, SB1559, SB1646, SB1734, SB1789, SB1833, SB1883, SB1951, SB1968, SB2143, SB2544, SB1, SB17, SB260, SB509, SB1506, SB1637, SB1833, SB2308, HB2525, SJR36, SJR50, SJR63, SJR60, SCR12, SCR39, SB2023, SB511, SB62, SB666, SB847, SB284, SB854, SB810, SB1505, SB583, SB507, SB1434, SB1772, SB2016, SB1122, SB731, SB397, SB508, SB1436, SB287, SB1882, SB393, SB1791, SB209, SB2429, SB1085, SB1975, SB2717, SB1262, SB636, SB2056, SB884, SB1200, SB1845, SB2458, SB801, SB3014, SB3013, SB758, SB2797, SB2076, SB2876, SB1640, SB1449, SB1181, SB1234, SB2926, SB2841, SB1528, SB1854, SB317, SB1250, SB2082, SB1237, SB2819, SB629, SB2608, SB1602, SB2009, SB867, SB640, SB1698, SB2680, SB913, SB1071, SB1086, SB1087, SB1483, SB1444, SB1553, SB1556, SB1703, SB2133, SB2297, SB2298, SB2622, SB2955, SB2334, SB1367, SB2044, SB2363, SB2565, SB1888, SB3036, SB3057, SB3043, SB3063, SB3035, SB203, SB2688, SB2522, SB2459, SB2655, SB2251, SB1884, SB2928, SB2566, SB1749, SB2549, SB2553, SB2919, SB1944, SB1232, SB1798, SB2603, SB2607, SB2233, SB2683, SB1319, SB1978, SB3038, SB3045, SB1633, SB1538, SB719, SB3071, SB3065, HJR34, HB1393, HB26, HB3810, HB388, HB2712, HB1633, HB685, HB4753, HB762, HB2286, HB1606, HB132, HB1458, HB1240, HB2788, HB2791, HB3146, HB1893, HB4850, HB4187, HB1397, HB3751, HB2061, HB647, HB2522, HB4738, HB3033, HB2563, HB128, HB581, HB766, HB2259, HB2358, HB4384, HB748, HB793, HB1734, HB2340, HB2350, HB3104, HB5180, HB1584, HB4219, HB3806, HB3804, HB3803, HB1522, HB3597, HB1612, HB4224, HB1314, HB2254, HB4643, HB1237, HB3126, HB2856, HB3114, HB3505, HB4205, HB5652, HB3687, HB5424, HB4506, HB3370, HB2025, HB4273, HB3395, HB3376, HB2733, HB2495, HB4325, HB2071, HB2510, HB138, HB18, HB107, HB694, HB923, HB1639, HB1700, HB2187, HB3211, HB4529, HB4655, HB5342, HB2516, HB4783, HB1894, HB1965, HB102, HB300, HB1875, HB2513, HB2713, HB39, HB114, HB24, HB3088, HB4163, HB3479, HB2842, HB519, HB609, HB1275, HB1592, HB3348, HB120, HB6, HB247, HB1533, HB2421, HB2273, HB2464, HB2011, HB3575, HB3788, HB4370, HB4809, HB5057, HB5084, HB5534, HB5668, HB3424, HB2715, HB2564, HB2760, HB2765, HB2898, HB3260, HB3800, HB4396, HB5195, HB4341, HB43, HB5686, HCR90, HCR98, SJR60, SB1633, SB2233, HB102, HB107, HB132, HB694, HB923, HB1639, HB1875, HB1893, HB2071, HB2187, HB2510, HB2513, HB2522, HB2733, HB2788, HB3033, HB3211, HB3370, HB3376, HB3751, HB3810, HB4187, HB4219, HB4273, HB4325, HB4506, HB4529, HB4643, HB4753, HB4783, HB4850, HB5342, HB5424, SB511, SB1978, SR533, SR554, HCR90, HCR98, HCR144, SJR34, SB529, SB541, SB693, SB1173, SB1646, SB1734, SB1833, SB3074, HB1233, HB1285, HB1828, HB1876, HB2091, HB2301, HB2725, HB3063, HB3177, HB3483, HB4662, HB5606, HCR9, HCR10, HCR40, HCR76, HCR118, HCR127, HCR135, HCR141, SB3074, HB1233, HB1285, HB1828, HB1876, HB2091, HB2301, HB2725, HB3063, HB3177, HB3483, HB4662, HB5606, HCR9, HCR10, HCR40, HCR76, HCR118, HCR127, HCR135, HCR141
Summary: The meeting convened to discuss a series of bills, where notable discussions revolved around the implications of reforms in healthcare consultations and the historical commission's governance. Senator Kocourts opened discussions around HB2071, which seeks to tighten policies and procedures for healthcare specialty consultations in child abuse investigations. The bill passed unanimously, highlighting a bipartisan effort towards reforming child protection frameworks. Additionally, HB4187 was presented as an omnibus bill intended to enhance the operational framework of the Texas Historical Commission, receiving strong support with no objections during its final passage.
TX

Texas 2025 - 89th Regular

89th Legislative Session May 9th, 2025 at 10:05 am

Texas House Floor Meeting

Transcript Highlights:
  • I'm a real estate attorney, and I work in the title insurance industry.
  • HB 2725 by co-releasing to discount programs provided

  • It's similar to the Veterans Discount Program.

  • Um, you know, like if you're driving without your insurance because it expired and you didn't bring the
  • Bill 3658 would just require insurance adjusters,

Bills: HJR175, HJR88, HB21, HB49, HB216, HB346, HB573, HB565, HB954, HB1953, HB2686, HB1441, HB2734, HB1650, HB3161, HB2876, HB3185, HB3388, HB2761, HB3233, HB1186, HB1534, HB5506, HB5129, HB3619, HB778, HB2867, HB3221, HB3672, HB2434, HB4903, HB3687, HB3675, HB4609, HB4582, HB4921, HB3866, HB3901, HB4534, HB2446, HB3984, HB700, HB4012, HB4491, HB4088, HB229, HB4234, HB722, HB4136, HB4105, HB4413, HB170, HB551, HB2858, HB3053, HB3142, HB3180, HB3722, HB2200, HB1794, HB1784, HB1581, HB2530, HB4308, HB1896, HB2974, HB3359, HB4580, HB2458, HB2215, HB3332, HB2278, HB3015, HB3151, HB1368, HCR9, HCR40, HB5138, SB17, HB4944, HB2284, HB3421, SB1569, SB2420, SB1968, SB2351, SB2544, SB1490, SB1349, SB1568, SB2776, HB3531, HB2149, HB4327, HB3158, HB3717, HB4520, SB888, SB552, HB3138, HB3704, HB2921, HB4853, HB4506, HB3892, HJR161, HJR175, HJR88, HB1937, HB3334, HB5444, HB5137, HB361, HB321, HB5447, HB464, HB678, HB2294, HB4172, HB3225, HB1769, HB5394, HB1837, HB1787, HB2271, HB2440, HB5134, HB5149, HB2151, HB2073, HB2186, HB2025, HB1936, HB1777, HB1663, HB1306, HB1290, HB1527, HB4802, HB3462, HB2963, HB2462, HB2560, HB644, HB2725, HB2621, HB2588, HB1443, HB1403, HB3032, HB1557, HB1664, HB2811, HB2088, HB2598, HB3062, HB3134, HB3940, HB4027, HB4097, HB4862, HB4170, HB4157, HB4205, HB4279, HB4377, HB4838, HB5424, HB5294, HB4870, HB4763, HB5639, HB4112, HB2275, HB1677, HB5014, HB3848, HB3797, HB3727, HB3709, HB3177, HB3057, HB4176, HB4202, HB2180, HB3528, HB3658, HB21, HB49, HB216, HB346, HB573, HB565, HB954, HB1953, HB2686, HB1441, HB2734, HB1650, HB3161, HB2876, HB3185, HB3388, HB2761, HB3233, HB1186, HB1534, HB5506, HB5129, HB3619, HB778, HB2867, HB3221, HB3672, HB2434, HB4903, HB3687, HB3675, HB4609, HB4582, HB4921, HB3866, HB3901, HB4534, HB2446, HB3984, HB700, HB4012, HB4491, HB4088, HB229, HB4234, HB722, HB4136, HB4105, HB4413, HB170, HB551, HB2858, HB3053, HB3142, HB3180, HB3722, HB2200, HB1794, HB1784, HB1581, HB2530, HB4308, HB1896, HB2974, HB3359, HB4580, HB2458, HB2215, HB3332, HB2278, HB3015, HB3151, HB1368, HCR76, HCR127, HCR9, HCR40
Summary: The committee meeting covered a diverse range of bills, with a focus on public assistance program reforms and DNA collection practices regarding children in foster care. A particularly notable discussion arose surrounding HB5149, which seeks to restrict the use of DNA samples collected from minors under the oversight of the Department of Family and Protective Services. Representatives expressed significant concern about the ethical implications and previous practices of retaining DNA samples without proper consent. The bill passed with notable bipartisan support, reflecting a shared commitment to protecting the rights of vulnerable populations. The session also highlighted the passing of HB2440, aimed at maintaining vehicle choice against mandates related to emissions and environmental regulations, igniting a lively debate about the balance between environmental stewardship and personal liberties. Additionally, the meeting saw the passage of several bills addressing legal reforms in civil procedure, aiming to curb frivolous litigation and increase protections for individuals facing legal challenges. The committee's discussion was characterized by vigorous debate and collaborative efforts among members, making it an impactful session in shaping legislative priorities. Overall, the meeting concluded positively, with multiple bills set to advance in the legislative process.
TX

Texas 2025 - 89th Regular

89th Legislative Session May 8th, 2025 at 10:05 am

Texas House Floor Meeting

Transcript Highlights:
  • Members, this bill ensures state law supersedes cyber insurance.
  • It's not insurance, but it saves money. These are people that would normally...
  • p>HB4735 by Ashby, relating to rural development funds and insurance
Bills: SB17, SB1569, SB2420, HB5138, HJR161, HB1937, HB3334, HB5444, HB5137, HB361, HB321, HB5447, HB464, HB678, HB2294, HB4172, HB3225, HB1769, HB5394, HB1837, HB1787, HB2271, HB2440, HB5134, HB5149, HB2151, HB2073, HB2186, HB2025, HB1936, HB1777, HB1663, HB1306, HB1290, HB1527, HB4802, HB3462, HB2963, HB2462, HB2560, HB644, HB2725, HB2621, HB2588, HB1443, HB1403, HB3032, HB1557, HB1664, HB2811, HB2088, HB2598, HB3062, HB3134, HB3940, HB4027, HB4097, HB4862, HB4170, HB4157, HB4205, HB4279, HB4377, HB4838, HB5424, HB5294, HB4870, HB4763, HB5639, HB4112, HB2275, HB1677, HB5014, HB3848, HB3797, HB3727, HB3709, HB3177, HB3057, HB4176, HB4202, HB2180, HB3528, HB3658, HCR76, HCR127, SB906, SB1229, SB855, SB703, SB1025, SB888, SB1119, SB1080, SB929, SB1355, SB2231, SB1877, SB1998, SB552, SB17, SB1569, SB2420, HB2697, HB3801, HB3488, HB3477, HB3466, HB3469, HB2594, HB2564, HB2298, HB5331, HB5646, HB5247, HB5323, HB4384, HB3896, HB4014, HB3627, HB3594, HB2524, HB510, HB561, HB1181, HB3963, HB5111, HB2785, HB1661, HB200, HB1803, HB249, HB721, HB851, HB1128, HB1904, HB30, HB1916, HB541, HB5560, HB3071, HB5627, HB5435, HB2688, HB3045, HB3483, HB4213, HB4226, HB783, HB175, HB4735, HB5155, HB5057, HB4813, HB5339, HB5196, HB5033, HB3486, HB4211, HB74, HB4730, HB4743, HB4463, HB4139, HB4752, HB4486, HB4437, HB4426, HB4396, HB4263, HB3487, HB3418, HB2266, HB2229, HB2189, HB5224, HB5195, HB3947, HB3358, HB3370, HB3745, HB3697, HB2001, HB1968, HB3371, HB3909, HB4944, HB2284, HB4506, HB3317, HB4166, HB3913, HB1768, HB4603, HB2494, HB3099, HJR138, HB133, HB3832, HB1988, HCR34, HB3421, HB3892, HB5138, HJR161, HB1937, HB3334, HB5444, HB5137, HB361, HB321, HB5447, HB464, HB678, HB2294, HB4172, HB3225, HB1769, HB5394, HB1837, HB1787, HB2271, HB2440, HB5134, HB5149, HB2151, HB2073, HB2186, HB2025, HB1936, HB1777, HB1663, HB1306, HB1290, HB1527, HB4802, HB3462, HB2963, HB2462, HB2560, HB644, HB2725, HB2621, HB2588, HB1443, HB1403, HB3032, HB1557, HB1664, HB2811, HB2088, HB2598, HB3062, HB3134, HB3940, HB4027, HB4097, HB4862, HB4170, HB4157, HB4205, HB4279, HB4377, HB4838, HB5424, HB5294, HB4870, HB4763, HB5639, HB4112, HB2275, HB1677, HB5014, HB3848, HB3797, HB3727, HB3709, HB3177, HB3057, HB4176, HB4202, HB2180, HB3528, HB3658, HCR76, HCR127
Summary: The meeting of the committee primarily focused on the discussion and passage of several key pieces of legislation. Notably, House Bill 5195, aimed at modernizing state agency systems to improve online access and reduce paperwork, was passed unanimously after a friendly amendment was accepted. Additionally, discussions around HB 3371 revolved around improving transportation planning by metropolitan organizations to consider individuals with disabilities, highlighting the need for inclusivity in public planning. The meeting showcased robust participation from committee members, underscoring a collective commitment to legislative improvement and public welfare.
TX

Texas 2025 - 89th Regular

Senate Session Feb 13th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • They can't afford insurance. They can't afford cars. They can't afford childcare—all of that.
  • marker="2185" data-time="13104">Senate Bill 831 by Parker relating to certain reimbursements and discounts
  • Hancock relating to fiscal impact statements for legislation imposing mandates on health benefit plan insurers
  • /span> Senate Bill 946 by Hughes, relating to proposals by insurers
  • and insurer holding companies regarding prohibition, uncertain discrimination, and the extension of
Bills: SJR2, SB4, SJR36, SJR2, SB4, SJR1, SJR5, SB9, SB40, SJR2, SB4, SR98, SJR40, SJR41, SJR42, SJR43, SJR44, SJR45, SJR46, SJR47, SCR13, SB6, SB13, SB21, SB826, SB827, SB828, SB829, SB830, SB831, SB832, SB833, SB834, SB835, SB836, SB837, SB838, SB839, SB840, SB841, SB842, SB843, SB844, SB845, SB846, SB847, SB848, SB849, SB850, SB851, SB853, SB854, SB855, SB856, SB857, SB858, SB859, SB860, SB861, SB862, SB863, SB864, SB865, SB866, SB867, SB868, SB869, SB870, SB871, SB872, SB873, SB874, SB875, SB876, SB877, SB878, SB879, SB880, SB881, SB882, SB883, SB884, SB885, SB886, SB887, SB888, SB889, SB890, SB891, SB892, SB893, SB894, SB895, SB896, SB897, SB898, SB899, SB900, SB901, SB902, SB903, SB904, SB905, SB906, SB907, SB908, SB909, SB910, SB911, SB912, SB913, SB914, SB915, SB916, SB917, SB918, SB919, SB920, SB921, SB922, SB923, SB924, SB925, SB926, SB927, SB928, SB929, SB930, SB931, SB932, SB933, SB934, SB935, SB936, SB937, SB938, SB939, SB940, SB941, SB942, SB943, SB944, SB945, SB946, SB947, SB948, SB949, SB950, SB951, SB952, SB953, SB954, SB955, SB956, SB957, SB958, SB959, SB960, SB961, SB962, SB963, SB964, SB965, SB966, SB967, SB968, SB969, SB970, SB971, SB972, SB973, SB974, SB975, SB976, SB977, SB978, SB979, SB980, SB981, SB982, SB983, SB984, SB985, SB986, SB987, SB988, SB989, SB990, SB991, SB992, SB993, SB994, SB995, SB996, SB997, SB998, SB999, SB1000, SJR40, SJR41, SJR42, SJR43, SJR44, SJR45, SJR46, SJR47, SCR13, SB6, SB13, SB21, SB826, SB827, SB828, SB829, SB830, SB831, SB832, SB833, SB834, SB835, SB836, SB837, SB838, SB839, SB840, SB841, SB842, SB843, SB844, SB845, SB846, SB847, SB848, SB849, SB850, SB851, SB853, SB854, SB855, SB856, SB857, SB858, SB859, SB860, SB861, SB862, SB863, SB864, SB865, SB866, SB867, SB868, SB869, SB870, SB871, SB872, SB873, SB874, SB875, SB876, SB877, SB878, SB879, SB880, SB881, SB882, SB883, SB884, SB885, SB886, SB887, SB888, SB889, SB890, SB891, SB892, SB893, SB894, SB895, SB896, SB897, SB898, SB899, SB900, SB901, SB902, SB903, SB904, SB905, SB906, SB907, SB908, SB909, SB910, SB911, SB912, SB913, SB914, SB915, SB916, SB917, SB918, SB919, SB920, SB921, SB922, SB923, SB924, SB925, SB926, SB927, SB928, SB929, SB930, SB931, SB932, SB933, SB934, SB935, SB936, SB937, SB938, SB939, SB940, SB941, SB942, SB943, SB944, SB945, SB946, SB947, SB948, SB949, SB950, SB951, SB952, SB953, SB954, SB955, SB956, SB957, SB958, SB959, SB960, SB961, SB962, SB963, SB964, SB965, SB966, SB967, SB968, SB969, SB970, SB971, SB972, SB973, SB974, SB975, SB976, SB977, SB978, SB979, SB980, SB981, SB982, SB983, SB984, SB985, SB986, SB987, SB988, SB989, SB990, SB991, SB992, SB993, SB994, SB995, SB996, SB997, SB998, SB999, SB1000
Summary: The committee meeting was marked by significant discussions primarily revolving around property tax reform and legislative initiatives aimed at social welfare. Notable was the passage of SB4, which increases the Texas school homestead exemption significantly for millions of homeowners. Senator Bettencourt emphasized the importance of this bill for property tax relief and highlighted testimony from the Texas Silver-Haired Legislature, forecasting a remarkable impact on senior homeowners. Other than SB4, the meeting tackled various bills addressing education, public safety, and healthcare.
TX

Texas 2025 - 89th Regular

89th Legislative Session Apr 29th, 2025 at 10:04 am

Texas House Floor Meeting

Transcript Highlights:
  • That's less than car insurance. Less than car insurance. It's way less than pet insurance.
  • So the additional insured status means that the insurance

  • It simply says they have to carry insurance.
  • But the insurance doesn't cover any liability.
  • That's less than car insurance. Less than car insurance. It's way less than pet insurance.
Bills: HB1500, HJR7, HJR112, HB34, HB133, HB112, HB119, HB128, HB130, HB132, HB2756, HB166, HB406, HB186, HB271, HB331, HB380, HB1583, HB1584, HB1819, HB621, HB303, HB552, HB366, HB463, HB1211, HB1327, HB1461, HB923, HB1760, HB2043, HB2467, HB5333, HB5265, HB1592, HB1576, HB1552, HB2018, HB3511, HB1781, HB2013, HB2340, HB2349, HB2508, HB2970, HB2520, HB865, HB2851, HB3385, HB3336, HB3529, HB3309, HB1127, HB1232, HB1397, HB4236, HB1804, HB1926, HB4041, HB1965, HB1964, HB2679, HB2730, HB3698, HB3699, HCR77, HB3354, HB163, HB201, HB272, HB333, HB405, HB519, HB569, HB654, HB694, HB791, HB1006, HB1136, HB1240, HB1266, HB1275, HB1437, HB1532, HB1675, HB1842, HB1868, HB1888, HB1894, HB1943, HB1990, HB2029, HB2061, HB2286, HB2523, HB2622, HB2626, HB2652, HB2692, HB2842, HB2885, HB2914, HB3016, HB3096, HB3129, HB3248, HB3251, HB3255, HB3479, HB3611, HB3623, HB3701, HB3724, HB3803, HB3804, HB3805, HB3806, HB3810, HB3816, HB3832, HB3887, HB4127, HB4129, HB4130, HB4131, HB4163, HB4187, HB4229, HB4238, HB4454, HB4588, HB4643, HB4736, HB4738, HB4739, HB4945, HB5015, HB5616, SB767, SB1619, SB1738, HJR5, HJR2, HB1399, HB388, HB114, HB205, HB2789, HB2791, HB499, HB2960, HB3163, HB3135, HB2427, HB1672, HB1722, HB2618, HB879, HB1126, HB4134, HB3513, HB1445, HB1893, HB1734, HB3229, HB3306, HB1276, HB3516, HB4145, HB1585, HB4810, HB2558, HB2742, HB1695, HB33, HB144, HB109, HB103, HB148, HB3809, HB2217, HB220, HB2421, HB2363, HB421, HB2455, HB3711, HB2559, HB2775, HB3126, HB3666, HB3595, HB3260, HB3376, HB3826, HB3770, HB1831, HB2614, HB3113, HB322, HB431, HB869, HB1203, HB1244, HB1875, HB1950, HB2152, HB2341, HB2809, HB2856, HB3012, SB1415, SB1058, SB487, SB1499, SB513, SB1697, SB1197, SB1437, SB1809, SB836, SB1879, SB1145, SB963, SB1038, SB1147, SB914, SB711, SB1409, HB3707, HB589, HB1360, HB2337, HB2391, HB718, HB23, HB2436, HB1500, HJR7, HJR112, HB34, HB133, HB112, HB119, HB128, HB130, HB132, HB2756, HB166, HB406, HB186, HB271, HB331, HB380, HB1583, HB1584, HB1819, HB621, HB303, HB552, HB366, HB463, HB1211, HB1327, HB1461, HB923, HB1760, HB2043, HB2467, HB5333, HB5265, HB1592, HB1576, HB1552, HB2018, HB3511, HB1781, HB2013, HB2340, HB2349, HB2508, HB2970, HB2520, HB865, HB2851, HB3385, HB3336, HB3529, HB3309, HB1127, HB1232, HB1397, HB4236, HB1804, HB1926, HB4041, HB1965, HB1964, HB2679, HB2730, HB3698, HB3699, HB3354, HB163, HB201, HB272, HB333, HB405, HB519, HB569, HB654, HB694, HB791, HB1006, HB1136, HB1240, HB1266, HB1275, HB1437, HB1532, HB1675, HB1842, HB1868, HB1888, HB1894, HB1943, HB1990, HB2029, HB2061, HB2286, HB2523, HB2622, HB2626, HB2652, HB2692, HB2842, HB2885, HB2914, HB3016, HB3096, HB3129, HB3248, HB3251, HB3255, HB3479, HB3611, HB3623, HB3701, HB3724, HB3803, HB3804, HB3805, HB3806, HB3810, HB3816, HB3832, HB3887, HB4127, HB4129, HB4130, HB4131, HB4163, HB4187, HB4229, HB4238, HB4454, HB4588, HB4643, HB4736, HB4738, HB4739, HB4945, HB5015, HB5616, SB767, SB1619, SB1738, HCR77
Summary: The meeting was a session of significant legislative action where several bills were discussed, debated, and passed swiftly. Key topics included public safety, environmental regulations, and economic development initiatives. House Bill 3309 focused on enhancing safety measures in work zones, which received bipartisan support, highlighting the importance of worker and driver safety. Similarly, House Bill 1127 aimed at protecting women's rights to breastfeed in public spaces, demonstrating compassion and addressing social justice concerns. The chamber was active, with representatives vocal about the intended impacts of these legislations.
TX

Texas 2025 - 89th Regular

Insurance May 20th, 2025 at 09:05 am

House Insurance Committee

Transcript Highlights:
  • And it's one of the main drivers behind why health insurance rates are high.
  • In a 2021 study, it was found that 50% of state insurance commissioners nationwide had joined the insurance
  • That way, the insurance cost that we're trying to buy would be less.
  • I'm with the insurance counsel. I'm showing you.
  • It exempts TWIA from insurance premium maintenance taxes under .017.
Bills: SB1642, SB1643, SB2530
Summary: The committee meeting held extensive discussions on multiple pieces of legislation focused primarily on insurance and healthcare. A significant portion of the meeting revolved around SB1643, which proposes changes to how property and casualty insurance rates are regulated in Texas by requiring prior approval from the Texas Department of Insurance (TDI) for any rate changes exceeding 10%. Members expressed mixed feelings about this proposal, with concerns that it might lead to increased costs for consumers while discussing the balance between consumer protection and maintaining a competitive insurance market. Witnesses offered testimony both in favor and against the bill, highlighting the importance of thoughtful regulatory frameworks amidst rising insurance costs.
TX

Texas 2025 - 89th Regular

Insurance Apr 30th, 2025 at 08:04 am

House Insurance Committee

Transcript Highlights:
  • If the claimant or the insured...
  • ...storm and hail insurance policies or to flood insurance
  • Flood Insurance Program policies.
  • It also under flood insurance policy would not just be limited to flood insurance program policies, but
  • for failure to maintain insurance and found that as the cost of auto insurance goes up, more people
Summary: The meeting of the House Committee on Insurance focused on several significant bills, including HB854, which aims to reform insurance payment structures to improve accessibility for homeowners needing urgent repairs. Representative Garcia-Hernandez strongly advocated for this bill, highlighting the struggles faced by constituents unable to cover upfront repair costs. Additionally, HB4092 was discussed, which seeks to clarify regulations surrounding pre-suit notices in insurance claims, emphasizing the importance of protecting policyholders' rights. The meeting included various testimonies, with both supporters and opponents voicing their concerns about how these bills could impact consumers and the insurance industry.
TX

Texas 2025 - 89th Regular

Insurance Apr 23rd, 2025 at 08:04 am

House Insurance Committee

Transcript Highlights:
  • These fees result in a double discount.
  • I have been an insurance-based provider, with 98% of my clientele billed through insurance.
  • ...insurers will exacerbate the cost of insurer of last resort
  • If title insurance rates, which are set by the Texas Department of Insurance, are only updated every
  • Unlike traditional health insurance plans that often include complicated deductibles or co-insurance
Summary: The House Committee on Insurance meeting covered multiple bills focused on healthcare regulations and patient accessibility. Notably, House Bill 3057 was highlighted in testimony from citizens advocating for expanded access to CAR T-cell therapy, which has shown effectiveness for blood cancers. Testimonies were given by affected individuals, emphasizing the need for local treatment options without the burden of travel to distant medical facilities. Similarly, House Bill 4603 was laid out with the intent to align arbitration options and ensure that consumers receive timely resolutions in disputed medical charges. Overall, the committee demonstrated an active engagement with the public and various stakeholders while navigating key issues affecting health insurance and patient care in Texas.
TX

Texas 2025 - 89th Regular

Insurance Apr 9th, 2025 at 08:00 am

House Insurance Committee

Transcript Highlights:
  • I just tell the patient to get on the phone and call the insurance company because what the insurers.
  • The first thing is with the other disclosures that are required that an insurer provide to an insured
  • For some insurers, there's no impact.
  • Again, not all insurers do this—some very large insurers...
  • However, Texas requires insurance providers to charge co-pays, deductibles, and co-insurance for yearly
Summary: The meeting of the committee included discussions concerning various bills primarily related to insurance policies, their regulations, and procedures. Notably, HB3812 was introduced to further streamline the prior authorization process in healthcare, enhancing the ease for practitioners to receive approvals for common procedures. The committee also deliberated over HB2213, which focused on the restructuring of the board of directors for the Texas Windstorm Insurance Association, and there was broad consensus to move it forward. Several other bills, such as HB2518, addressing installment premium payment plans for windstorm insurance, were also discussed and moved to be reported favorably without amendments.

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