Video & Transcript DataContr Research : 'insurance rates'

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TX

Texas 2025 - 89th Regular

Insurance Apr 9th, 2025 at 08:00 am

House Insurance Committee

Transcript Highlights:
  • Not all of them, but most insurers use your credit score in setting your rate for personal lines.
  • This would get the insured more involved in this rate-making process to where they...
  • If a wife passes, the widowed husband's insurance rates typically do not change.
  • However, if a husband passes, it is all too common for the rate of insurance paid by the widowed wife
  • code that allows insurance companies to charge higher rates to widows and widowers.
Summary: The meeting of the committee included discussions concerning various bills primarily related to insurance policies, their regulations, and procedures. Notably, HB3812 was introduced to further streamline the prior authorization process in healthcare, enhancing the ease for practitioners to receive approvals for common procedures. The committee also deliberated over HB2213, which focused on the restructuring of the board of directors for the Texas Windstorm Insurance Association, and there was broad consensus to move it forward. Several other bills, such as HB2518, addressing installment premium payment plans for windstorm insurance, were also discussed and moved to be reported favorably without amendments.
TX

Texas 2025 - 89th Regular

Insurance Apr 9th, 2025 at 10:30 am

House Insurance Committee

Transcript Highlights:
  • There was an amendment to ban the use of credit scores in insurance rating.
  • Number one, it would keep insurance rates low. We would have a strong and robust market.
  • I'm not so sure that those things should be fundamental when it comes to rating risk in the insurance
  • So I know Texas and New Mexico are two different states, but this is a very good way to rate insureds
  • If we're going to lower rates, grow the insurance market in Texas, and we're going to...
Summary: The House Committee on Insurance convened to discuss multiple bills aimed at enhancing consumer protection and improving access to essential services. Notable discussions included HB2528, which seeks to eliminate prior authorization requirements for medications treating substance use disorders, thereby expediting access to crucial treatments for Texans. Representative Boosie laid out HB722, addressing transparency in auto insurance valuation processes, prompting engagement from various witnesses on how current practices potentially exploit consumers. Members voiced concerns about the intersection of bureaucratic delays and the urgency of addiction treatment, emphasizing the bill's potential life-saving implications.
TX

Texas 2025 - 89th Regular

89th Legislative Session May 23rd, 2025 at 10:05 am

Texas House Floor Meeting

Transcript Highlights:
  • Relating to public information regarding the rates of a
  • and tax rate of a taxing unit for ad valorem tax purposes.
  • insurance.
  • As technology advances, some insurance companies have started...
  • It authorizes the Texas Department of Insurance to audit how those systems are used and requires clear
Bills: SB2405, SB2406, SB2407, SB6, SB7, SB36, SB38, SB815, SB1856, SB379, SB1171, SB1121, SB1061, SB1036, SB1019, SB890, SB11, SB868, SB1188, SB1120, SB1254, SB2778, SB2543, SB2443, SB1333, SB1259, SB1401, SB1404, SB2139, SB2165, SB2237, SB2268, SB1202, SB1198, SB1212, SB1451, SB1470, SB1498, SB965, SB1547, SB1667, SB1818, SB1902, SB2129, SB2078, SB2069, SB1737, SB1589, SB1318, SB387, SB1150, SB1574, SB2127, SB3034, SB860, SB1278, SB263, SB370, SB663, SB924, SB1939, SB1937, SB1598, SB2798, SB2801, SB2580, SB2569, SB2514, SB2064, SB1940, SB1621, SB2601, SB1379, SB1376, SB1372, SB1353, SB2216, SB552, SB2405, SB2406, SB2407, SB2166, SB2148, SB535, SB777, SB827, SB1141, SB1330, SB1352, SB1664, SB1612, SB1862, SB1936, SB1453, SB1448, SB1398, SB2137, SB2111, SB53, SB226, SB1677, SB1723, SB1839, SB6, SB7, SB36, SB38, SB815, SB1856, SCR5, SCR32, SCR8, HCR88, HCR91, HCR129, HCR130, HCR131, HCR133, HCR137, HCR138, HCR139, HCR140, HCR143, HCR145, HCR147, HCR150, HCR152, HR6, HR105, HR112, HR124, HR146, HR151, HR158, HR221, HR222, HR237, HR469, HR543, HR571, HR605, HR702, HR703, HR704, HR705, HR706, HR707, HR708, HR709, HR710, HR713, HR714, HR715, HR716, HR717, HR718, HR719, HR720, HR721, HR722, HR723, HR724, HR725, HR726, HR727, HR728, HR729, HR730, HR731, HR732, HR733, HR734, HR735, HR736, HR737, HR738, HR739, HR740, HR741, HR742, HR743, HR744, HR745, HR746, HR747, HR748, HR749, HR750, HR751, HR752, HR782, HR787, HR789, HR796, HR798, HR799, HR800, HR801, HR802, HR804, HR807, HR812, HR813, HR814, HR817, HR819, HR820, HR821, HR822, HR824, HR827, HR828, HR830, HR831, HR832, HR833, HR837, HR839, HR840, HR841, HR842, HR843, HR844, HR847, HR849, HR850, HR851, HR852, HR853, HR854, HR855, HR856, HR858, HR859, HR861, HR865, HR871, HR873, HR874, HR875, HR876, HR880, HR881, HR884, HR886, HR887, HR890, HR892, HR894, HR895, HR898, HR900, HR901, HR903, HR904, HR905, HR908, HR910, HR912, HR913, HR915, HR916, HR917, HR918, HR919, HR920, HR921, HR922, HR923, HR924, HR925, HR926, HR927, HR928, HR930, HR931, HR932, HR936, HR937, HR938, HR939, HR940, HR941, HR942, HR943, HR946, HR947, HR948, HR949, HR952, HR953, HR954, HR955, HR956, HR960, HR964, HR965, HR967, HR968, HR969, HR970, HR972, HR973, HR974, HR975, HR976, HR977, HR978, HR979, HR980, HR981, HR982, HR983, HR984, HR985, HR987, HR988, HR989, HR990, HR991, HR992, HR993, HR994, HR995, HR996, HR997, HR998, HR999, HR1000, HR1002, HR1003, HR1004, HR1005, HR1006, HR1007, HR1008, HR1009, HR1010, HR1011, HR1012, HR1013, HR1014, HR1015, HR1016, HR1017, HR1018, HR1019, HR1020, HR1024, HR1025, HR1026, HR1027, HR1028, HR1029, HR1030, HR1032, HR1034, HR1035, HR1036, HR1038, HR1040, HR1041, HR1042, HR1043, HR1044, HR1046, HR1047, HR1048, HR1049, HR1050, HR1051, HR1052, HR1053, HR1055, HR1056, HR1057, HR1059, HR1064, HR1067, HR1068, HR1069, HR1070, HR1071, HR1073, HR1074, HR1075, HR1077, HR1078, HR1079, HR1080, HR1081, HR1083, HR1086, HR1087, HR1088, HR1089, HR1090, HR1091, HR1092, HR1093, HR1094, HR1095, HR1096, HR1098, HR1099, HR1100, HR1101, HR1103, HR1104, HR1105, HR1106, HR1109, HR1111, HR1112, HR1115, HR1116, HR1117, HR1118, HR1119, HR1121, HR1123, HR1125, HR1128, HR1130, HR1131, HR1132, HR1139, HR1140, HR1143, HR1144, HR1146, HR1147, HR1148, HR1149, HR1151, HR1153, HR1154, HR1155, HR1156, HR1157, HR1158, HR1159, HR1160, HR1161, HR1162, HR1163, HR1164, HR1165, HR1166, HR1167, HR1168, HR1169, HR1170, HR1171, HR1172, HR1173, HR1174, HR1175, HR1176, HR1177, HR1178, HR1179, HR1180, HR1181, HR1182, HR1183, HR1184, HR1185, HR1186, HR1187, HR1188, HR1189, HR1190, HR1191, HR1192, HR1193, HR1194, HR1195, HR1196, HR1197, HR1198, HR1199, HR1200, HR1201, HR1202, HR1203, HR1204, HR1205, HR1206, HR1207, HR1208, HR1209, HR1210, HR1211, HR1212, HR1213, HR1214, HR1215, HR1216, HR1217, HR1218, HR1219, HR1220, HR1221, HR1222, HR1223, HR1224, HR1225, HR1226, HR1227, HR1228, HR1229, HR1230, HR1231, HR1232, HR1233, HR1234, HR1235, HR1236, HR1237, HR1238, HR1241, HR1243, HR1244, HR1245, HR1246, HR1247, HR1248, HR1249, HR1252, HR1253, HR1255, HR1256, HR1257, HR1260, HR1261, HR1262, HR1263, HR1264, HR1266, HR1267, HR1268, HR1269, HR1270, HR1271, HR1272, HR1273, HR1274, HR1275, HR1278, HR1280, HR1281, HR1282, HR1283, HR1284, HR1285, HR1286, HR1287, HR1288, HR1289, HR1290, HR1291, HR1293, HR1294, HR1295, HR1299, HR1300, HR1301, HR1302, SCR49, HCR134, HCR136, HR18, HR247, HR428, HR494, HR538, HR540, HR786, HR791, HR803, HR805, HR808, HR809, HR811, HR816, HR825, HR826, HR836, HR838, HR845, HR846, HR862, HR869, HR870, HR878, HR879, HR896, HR899, HR902, HR911, HR914, HR933, HR934, HR935, HR951, HR958, HR959, HR986, HR1021, HR1022, HR1039, HR1054, HR1058, HR1061, HR1062, HR1065, HR1072, HR1107, HR1108, HR1110, HR1114, HR1120, HR1122, HR1129, HR1142, HR1145, HR1239, HR1242, HR1250, HR1251, HR1254, HR1258, HR1259, SCR21, HB3228, HB2802, HB45, HB1318, HB5560, HB2894, HB4344, HB4238, HB130, HB2775, HB34, HB33, HB12, HB148, HB4273, HB4850, HB2733, HB4783, HB4187, HB39, SB2155
Summary: The committee meeting covered a broad range of topics including measures like SB815, which ensures that health insurance decisions are made by licensed professionals rather than by automated systems. Senator Spiller emphasized the importance of human oversight in medical decisions, raising concerns about fairness and accountability as technology becomes more integrated into healthcare. The bill passed unanimously, highlighting a collective agreement on prioritizing patient protection over automation in critical health decisions. Additionally, the committee discussed several resolutions that focused on naming public facilities and honoring significant individuals in Texas history, reflecting the committee's role in recognizing cultural contributions while addressing legislative actions.
TX

Texas 2025 - 89th Regular

Insurance Apr 30th, 2025 at 10:04 am

House Insurance Committee

Transcript Highlights:
  • Insurance will come to order.

  • Members, healthcare provider insurance credentialing is

  • requires an insurer to determine a provider's eligibility within 90 days.
  • The insurer is entitled to payment from the provider

  • the difference between in-network and out-of-network rates.
Summary: The meeting focused on House Bill 1642, which aims to establish an expedited credentialing process for chiropractors to help ensure patients receive timely treatment. Representative Cain presented the bill and emphasized that the lengthy credentialing delays harm patients seeking prompt care. Witnesses, including representatives from the Texas Chiropractic Association, voiced support for the bill, reiterating how essential it is for chiropractors to have the same expedited process available as other healthcare providers. The discussions highlighted the impact of delays in credentialing on patient care, particularly for those in pain, and proposed that the bill would alleviate these issues by enabling faster access to care for chiropractic patients. The meeting also included public testimony, where individuals expressed their concerns about current delays and the financial burden on patients. Representative Cain responded to queries and emphasized the importance of passing the bill to prevent unnecessary suffering and provide patients with timely access to chiropractic services. Ultimately, HB 1642 was left pending, allowing for further consideration, and the meeting concluded with appreciation for the witnesses and attendees present.
TX

Texas 2025 - 89th Regular

S/C on Family & Fiduciary Relationships Apr 7th, 2025 at 08:00 am

House S/C on Family & Fiduciary Relationships

Transcript Highlights:
  • It shouldn't come as a surprise, but studies show that marriage rates are declining.
  • Census, marriage rates hit an all-time low in 2022 at just 46.8%.
  • Since the 1970s, the national marriage rate has fallen by more than 60%.
  • The birth rate in Texas is currently 1.84, which is below the replacement rate of 2.1.
  • overall poverty rate for all Texas families is 15.7%.
Summary: The committee meeting centered around discussions on HB3284, which focuses on promoting family stability and the commissioning of a task force to evaluate existing regulations affecting marriage and family formation. Chairman Dutton initiated the conversation by emphasizing the need for governmental support in fostering a robust societal framework based on stable family units. Testimonies from various stakeholders highlighted the declining marriage rates in Texas, prompting discussions on effective strategies to reverse this trend. Public testimony was heard from representatives of Texas Values Action and the Texas Family Law Foundation, both advocating for stronger legislative measures to foster lifelong marriages and family stability.
TX

Texas 2025 - 89th Regular

Insurance May 7th, 2025 at 08:05 am

House Insurance Committee

Transcript Highlights:
  • medical insurance covers the anesthesia provider's care, there’s often an exclusion in an insurance policy
  • So you have a patient that has an insurance product...
  • General anesthesia would be covered by the medical insurance because it falls under the medical insurance
  • Insurers have the right, the freedom to contract.
  • SB 1307 instructs the Texas Department of Insurance (TDI) to create a health insurance reference guide
Summary: The meeting of the House Committee on Insurance centered around numerous healthcare-related bills, focusing heavily on issues such as artificial intelligence (AI) in medical determinations, autism insurance coverage, and HIV prevention. Representative Garcia Hernandez presented HB4635, aiming to ensure transparency in the use of AI in medical claim denials, which has become increasingly prevalent. The bill introduces mandates for disclosures on AI algorithms used in decisions, enhancing patient rights and keeping the Texas Department of Insurance informed of potential denials. Public testimony supported the bill as essential for safeguarding Texans from unintended biases in AI applications. Additionally, HB813, presented by Representative Goodwin, garnered attention for its effort to update autism-related insurance mandates, removing outdated age restrictions for therapy coverage. This legislation is seen as a crucial step in accommodating the needs of all individuals on the autism spectrum, regardless of the timing of their diagnosis.
TX

Texas 2025 - 89th Regular

Insurance Apr 17th, 2025 at 10:04 am

House Insurance Committee

Transcript Highlights:
  • This bill helps make sure that the data used to set title insurance rates is current and accurate.
  • rate-setting purposes.
  • It is all the more important in this line of insurance because title insurance is the only line of insurance
  • There's no place for insurance companies and agents to go if they're dissatisfied with the rate and think
  • they need more, except to the Department of Insurance and ask for a hearing to set the rate.
Summary: The meeting was characterized by detailed discussions surrounding several key bills, including HB1464, HB4012, and SB916. Representative Tallarico provided an overview of HB1464, which establishes a state drug purchasing pool aimed at reducing prescription costs for Texas consumers. Multiple stakeholders offered testimony, emphasizing the potential savings and expressing support for the bill. On the other hand, the discussion around HB4012 elicited differing opinions, particularly related to its implications for fraud enforcement in private insurance, with opponents warning against government overreach in private business dealings. Senator Spillers presented SB916, focusing on consumer protections against surprise billing from emergency medical services, indicating collaborative efforts with various health plans to strengthen patient protections without imposing financial burdens on them. Throughout the meeting, representatives and witnesses engaged in constructive dialogue about healthcare costs, insurance reforms, and consumer protection measures. The committee concluded with several bills left pending for future consideration, indicating ongoing concerns and a commitment to further deliberation on these important legislative matters.
TX

Texas 2025 - 89th Regular

Senate Session (Part II) Mar 19th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • Municipal League, or Texas Association of School Boards from providing legal services, risk pool insurance
  • Of course, it also was referring to the risk pool insurance which is, of course, highly...
  • ...support us in lowering our windstorm rates.
Bills: SCR5, SCR13, SB3, SB6, SB10, SB12, SB13, SB15, SB17, SB18, SB19, SB24, SB35, SB57, SB65, SB112, SB284, SB290, SB388, SB400, SB402, SB412, SB495, SB499, SB502, SB509, SB621, SB706, SB740, SB815, SB842, SB854, SB875, SB893, SB917, SB974, SB1025, SB1061, SB1073, SB1106, SB1268, SB1281, SB1300, SB1362, SB1379, SB1447, SB1451, SB1555, SB1902, SJR36, SJR12, SCR13, SCR25, SCR5, SCR22, SCR12, SCR24, SB495, SB412, SB10, SB18, SB565, SB372, SB842, SB765, SB62, SB19, SB666, SB707, SB888, SB687, SB706, SB847, SB290, SB13, SB1248, SB740, SB14, SB1006, SB504, SB917, SB925, SB388, SB1902, SB1121, SB995, SB857, SB305, SB296, SB284, SB35, SB6, SB815, SB3, SB1281, SB1379, SB1300, SB1497, SB1499, SB1498, SB1451, SB1061, SB15, SB65, SB241, SB304, SB402, SB499, SB621, SB974, SB1023, SB1024, SB1025, SB1106, SB686, SB112, SB371, SB204, SB400, SB609, SB1447, SB670, SB502, SB427, SB850, SB854, SB413, SB1555, SB1362, SB1346, SB1033, SB1220, SB1073, SB810, SB987, SB1539, SB893, SB447, SB875, SB406, SB509, SB985, SB965, SB17, SB1119, SB1505, SB12, SB24, SB57, SB1194, SB1253, SB1215, SB1532, SB1268, SB1302, SB856, SB650, SB583, SB673, SB840, SJR57, SCR8, SB213, SB681, SB1172, SB1252, SB378, SB610, SB918, SB1343, SB608, SB487, SB955, SB957, SB988, SB990, SB1019, SB1021, SB1120, SB251, SB958, SB535, SB761, SB1, SB541, SB315, SB379, SB1018, SB1737, SB266, SB1415, SB3, SB6, SB15, SB35, SB290, SB706, SB842, SB917, SB1281, SB1451, SB1902, SB12, SB13, SB17, SB19, SB388, SR261, SR265, SR276, SR277, SR281, SR286, SR293, SCR5, SCR13, SB2425, SB2880, SB10, SB12, SB13, SB17, SB18, SB19, SB388, SB412, SB495, SB2425, SB2880
Summary: The committee convened to discuss SB13, which seeks to regulate the presence of sexually explicit materials in school libraries. The session was marked by a strong emphasis on protecting minors from harmful content, drawing significant bipartisan support. Senator Paxton initiated the motion to consider the bill, highlighting prior legislative efforts to guard against exposure to explicit materials, including unanimous passage of measures like age verification for online pornographic sites and the SCOPE Act, designed to shield minors on social media platforms. In-depth discussions unfolded regarding the selection and oversight of library materials, framed around community standards and developmental suitability for children. Concerns were expressed about maintaining access to important educational resources while ensuring content appropriateness in libraries.
TX

Texas 2025 - 89th Regular

Insurance Mar 26th, 2025 at 10:30 am

House Insurance Committee

Transcript Highlights:
  • ...insurance rates be lower.
  • I mean, y'all set the rates.
  • have health care insurance.
  • There was one point in time, I think after the 05 session, that insurance rates jumped 13% in one year
  • product better than no insurance?
Summary: The committee meeting revolved around key discussions on several proposed bills, particularly focusing on HB3211, which aims to improve patient access to optometrists. Multiple stakeholders participated, expressing their views and concerns regarding the impact of the bill on vision care networks. The discussions highlighted the need for a clearer application process for optometrists to be included in vision plan networks, reflecting a powerful sentiment from both healthcare professionals and patients about access to care. The meeting also encapsulated varying perspectives on the legal aspects surrounding HB2275, addressing arbitration provisions for surplus policies, illustrating the committee's diligence in scrutinizing regulatory frameworks for consumers.
TX

Texas 2025 - 89th Regular

Senate Session (Part II) May 7th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • insurance agent.
  • impact on title insurance rates because the rate is set by
  • the Insurance Commissioner.
  • House Bill 1041, sponsored by Senator Zaffirini, relating to the insurance policy.
  • , insurable interests of certain persons providing care to individuals with disabilities in the life
Bills: HJR98, HB142, HB912, HB2525, SCR19, SB66, SB128, SB209, SB250, SB317, SB383, SB393, SB397, SB517, SB571, SB612, SB614, SB715, SB731, SB801, SB865, SB867, SB872, SB905, SB913, SB945, SB946, SB986, SB1013, SB1015, SB1071, SB1086, SB1087, SB1113, SB1117, SB1181, SB1212, SB1241, SB1250, SB1263, SB1278, SB1285, SB1444, SB1483, SB1525, SB1528, SB1553, SB1556, SB1588, SB1660, SB1708, SB1802, SB1833, SB1844, SB1854, SB1957, SB1965, SB1999, SB2056, SB2082, SB2119, SB2133, SB2138, SB2203, SB2221, SB2337, SB2340, SB2373, SB2419, SB2422, SB2452, SB2477, SB2487, SB2501, SB2533, SB2586, SB2587, SB2615, SB2622, SB2633, SB2675, SB2681, SB2690, SB2713, SB2717, SB2753, SB2781, SB2782, SB2835, SB2841, SB2857, SB2891, SB2929, SB2933, SB2994, SB3016, SJR3, SB5, SB29, SB72, SB326, SB494, SB509, SB530, SB616, SB769, SB783, SB963, SB985, SB1143, SB1172, SB1238, SB1267, SB1271, SB1273, SB1506, SB1759, SB1786, SB1967, SB2312, SB2361, SB1, SB260, SB1506, SB1637, HJR98, HJR99, HJR2, HJR1, HB1109, HB1392, HB22, HB2525, HB3093, HB517, HB912, HB1130, HB142, HB1689, HB2018, HB136, HB2884, HB1393, HB2730, HB1399, HB1244, HB467, HB331, HB2559, HB29, HB26, HB166, HB353, HB2000, HB2756, HB3248, HB3513, HB3204, HB3135, HB3012, HB2763, HB2523, HB2457, HB2415, HB2198, HB2143, HB1708, HB1672, HB767, HB1327, HB2723, HB451, HB140, HB109, HB3096, HCR6, HCR12, HCR29, HCR50, HCR55, HCR56, HCR58, HCR70, HCR71, HCR74, HCR78, HCR80, HCR107, HCR116, HCR117, SJR36, SJR50, SJR63, SJR59, SCR12, SCR39, SCR48, SCR19, SB2023, SB1844, SB2533, SB62, SB666, SB847, SB284, SB854, SB1073, SB810, SB1505, SB583, SB507, SB1434, SB1772, SB2016, SB1163, SB1122, SB731, SB397, SB508, SB1436, SB287, SB261, SB1882, SB393, SB1791, SB209, SB2429, SB1999, SB511, SB2309, SB510, SB1085, SB1975, SB2717, SB1262, SB636, SB2056, SB884, SB517, SB1200, SB1845, SB2681, SB2458, SB801, SB3014, SB3013, SB758, SB1013, SB2797, SB2076, SB2876, SB2929, SB715, SB1640, SB2538, SB1449, SB986, SB1181, SB1359, SB410, SB1234, SB2926, SB2138, SB2615, SB2972, SB2841, SB3016, SB1856, SB1528, SB1373, SB672, SB2891, SB1854, SB317, SB2539, SB2532, SB1250, SB2082, SB2203, SB1285, SB1454, SB2520, SB1237, SB1586, SB2819, SB629, SB2342, SB2903, SB2477, SB3029, SB1957, SB375, SB250, SB777, SB2367, SB2703, SB2608, SB2965, SB2521, SB865, SB2165, SB2501, SB2675, SB2452, SB2835, SB872, SB1212, SB1278, SB1588, SB1602, SB1704, SB1723, SB1833, SB1858, SB1946, SB2009, SB2177, SB2460, SB2785, SB2373, SB1660, SB614, SB867, SB1608, SB1525, SB905, SB640, SB2487, SB1698, SB383, SB705, SB748, SB1113, SB1117, SB1802, SB2340, SB2586, SB2680, SB2690, SB2994, SB2747, SB1950, SB913, SB1071, SB1086, SB1087, SB1483, SB1444, SB1553, SB1556, SB1703, SB2133, SB2297, SB2298, SB2622, SB2955, SB3059, SB2782, SB2781, SB2637, SB2633, SB2337, SB2334, SB1861, SB2043, SB1367, SB946, SB945, SB2857, SB128, SB571, SB1263, SB3058, SB612, SB2221, SB2587, SB2044, SB2363, SB2713, SB2311, SB1986, SB2565, SB2943, SB1888, SB2417, SB3048, SB3052, SB3053, SB3036, SB3057, SB3056, SB3043, SB3037, SB3050, SB3063, SB3047, SB3035, SB2446, SB466, SB2611, SB2794, SB2105, SB2017, SB1790, SB1778, SB1730, SB2995, SB2847, SB205, SB2619, SB1903, SB203, SB3061, SB1581, SB2600, SB2799, SB2790, SB2688, SB2515, SB1230, SB876, SB2522, SB2639, SB2137, SB2519, SB2403, SB2459, SB3051, SB2655, SB2251, SB2764, SB2878, SB1884, SB111, SB582, SB2617, SB1835, SB2751, SB2959, SB250, SB614, SB865, SB872, SB905, SB986, SB1113, SB1212, SB1278, SB1525, SB1588, SB1660, SB1802, SB1833, SB2487, SB2586, SB2675, SB2690, SB2929, HB912, HB2525, SB1844, SB2533, SB1957, SB1999, SB2138, SB2615, SB3016, SR469, SB29, SB326, SB494, SB530, SB769, SB783, SB1238, SB1967, SB2312, SB1506, HJR34, HB42, HB198, HB247, HB367, HB449, HB632, HB668, HB677, HB766, HB1105, HB1160, HB1169, HB1592, HB1778, HB1781, HB1868, HB2017, HB2038, HB2128, HB2240, HB2316, HB2510, HB2516, HB2563, HB2582, HB2663, HB2712, HB2715, HB2760, HB2788, HB3010, HB3069, HB3112, HB3120, HB3146, HB3157, HB3305, HB3348, HB3464, HB3474, HB3505, HB3512, HB3560, HB3597, HB3686, HB3783, HB3860, HB4063, HB4081, HB4214, HB4215, HB4224, HB4273, HB4325, HB4361, HB4386, HB4395, HB4665, HB4783, HB5032, HB5180, HJR34, HB42, HB198, HB247, HB367, HB449, HB632, HB668, HB677, HB766, HB1105, HB1160, HB1169, HB1592, HB1778, HB1781, HB1868, HB2017, HB2038, HB2128, HB2240, HB2316, HB2510, HB2516, HB2563, HB2582, HB2663, HB2712, HB2715, HB2760, HB2788, HB3010, HB3069, HB3112, HB3120, HB3146, HB3157, HB3305, HB3348, HB3464, HB3474, HB3505, HB3512, HB3560, HB3597, HB3686, HB3783, HB3860, HB4063, HB4081, HB4214, HB4215, HB4224, HB4273, HB4325, HB4361, HB4386, HB4395, HB4665, HB4783, HB5032, HB5180
Summary: During the latest committee meeting, several bills were discussed, with Senate Bill 835 and House Bill 1238 receiving notable attention. Senate Bill 835, which addresses the enforceability of certain confidentiality provisions related to child abuse acts, was presented for review and prompted discussion about the importance of clarity in legislative language. Additionally, House Bill 1238 focused on ensuring that insurance companies do not burden widows or widowers with higher rates due to the loss of their spouse, which was emphasized to be a critical consumer protection measure. The meeting was marked by a thorough review of amendments and reports from various committees, leading to several confirmations and motions to proceed with proposed legislation. The session concluded with successful motions to suspend rules for further immediate discussions of pending business.
TX

Texas 2025 - 89th Regular

Insurance Mar 26th, 2025 at 08:00 am

House Insurance Committee

Transcript Highlights:
  • insurance protection.
  • directly with life insurance, retirement products, and various health insurance products offered in
  • It really just encourages insurance companies...
  • We're going to shift from health insurance to a very niche industry of prescribed burning insurance.
  • Their impediment to entry is a lack of insurance.
Summary: The meeting of the House Committee on Insurance was a significant gathering that focused on various health-related bills, including HB138, AB388, HB1942, and others. The committee heard testimony from multiple stakeholders, including representatives from the Texas Medical Association, who emphasized the importance of health insurance transparency and compliance. Notably, HB1818 garnered attention as it aims to enhance the oversight of utilization review processes, which has previously faced challenges from both insurers and healthcare providers. The committee also discussed measures to improve the prescribed burning insurance under HB2563, a critical topic due to the increasing risk of wildfires in Texas. Several witnesses provided insights into the urgent need for a robust insurance framework to support prescribed burn managers, highlighting the current limitations and risks posed by the lack of coverage in the market.
TX

Texas 2025 - 89th Regular

Local Government Apr 14th, 2025

Senate Local Government Committee

Transcript Highlights:
  • Everything is the same tax rate right now, right?
  • rate multiplying when calculating their tax rate, which
  • above the voter approval tax rate for specific purposes.
  • no new revenue rate for the first time in our history.
  • They keep the tax rate the same and they say, "Hey, it wasn't us, we kept the tax rate the same."
Summary: During this committee meeting, several critical bills were deliberated, reflecting the legislators' commitment to addressing property tax regulations and groundwater issues in Texas. Notably, Senate Bill 325 was introduced to close loopholes created by House Bill 3697, ensuring that subdivisions reliant on private roads must demonstrate groundwater availability, a move praised by representatives from environmental and public welfare organizations. The bill emphasizes the necessity for sustainable development practices to prevent future water shortages. Another significant focus was Senate Bill 2172, which aims to rectify the erroneous interpretation of the tax code regarding homestead exemptions, protecting compliant homeowners from unfair tax burdens. This cleanup bill clarifies reapplication processes for homestead exemptions to prevent confusion among appraisal districts and homeowners alike. Public testimony from various stakeholders echoed widespread support for the bills, highlighting the importance of transparency and fair administration in property-related legislation.
TX

Texas 2025 - 89th Regular

Local Government Apr 14th, 2025

Senate Local Government Committee

Transcript Highlights:
  • Everything is the same tax rate right now, right?
  • rate multiplying when calculating their tax rate, which
  • above the voter approval tax rate for specific purposes.
  • rate for the first time in our history.
  • They kept the tax rate the same and they say, "Hey, it wasn't us; we kept the tax rate the same."
Summary: The meeting of the Senate Committee on Local Government covered various pressing bills focused primarily on property tax issues. Notable discussions included the examination of Senate Bill 1052, which addresses appraisal challenges faced by Gulf Coast counties and aims to ensure tax calculations reflect realistic revenue expectations. Witnesses from local governments expressed the necessity of this bill, highlighting the severe financial implications of tax disputes on public services and education. Additionally, the committee reviewed Senate Bill 325, which reinforces the requirement for water availability to be confirmed prior to land development, as previous loopholes allowed developers to bypass this essential regulation. Public testimonies echoed concerns around the implications of unchecked property development and emphasized the need for proper resource allocation.
TX
Bills: SJR12, SCR39, SB7, SB8, SB27, SB29, SB125, SB241, SB371, SB396, SB406, SB464, SB568, SB578, SB608, SB617, SB660, SB689, SB693, SB707, SB731, SB732, SB763, SB779, SB836, SB854, SB857, SB875, SB878, SB879, SB906, SB920, SB921, SB922, SB942, SB965, SB985, SB996, SB1029, SB1035, SB1036, SB1059, SB1084, SB1098, SB1101, SB1185, SB1188, SB1321, SB1332, SB1366, SB1388, SB1396, SB1453, SB1484, SB1494, SB1536, SB1563, SB1596, SB1610, SB1619, SB1737, SB1738, SB1741, SB1816, SB1822, SB1841, SB1939, SB2155, SB2188, SB2230, SJR36, SJR12, SJR81, SJR50, SCR22, SCR12, SCR39, SB765, SB62, SB666, SB888, SB687, SB847, SB1248, SB504, SB857, SB305, SB296, SB284, SB241, SB304, SB1023, SB204, SB609, SB670, SB850, SB854, SB413, SB1346, SB1033, SB1220, SB1073, SB810, SB1539, SB447, SB406, SB985, SB1119, SB1505, SB1215, SB1302, SB583, SB673, SB681, SB1172, SB608, SB955, SB957, SB1120, SB541, SB1737, SB266, SB1415, SB125, SB53, SB1352, SB785, SB1450, SB1502, SB1566, SB414, SB1062, SB578, SB711, SB746, SB942, SB1404, SB1448, SB1738, SB507, SB689, SB1026, SB1349, SB1355, SB1433, SB1434, SB1596, SB1403, SB763, SB667, SB1059, SB617, SB1567, SB310, SB311, SB505, SB1209, SB1210, SB1470, SB264, SB1029, SB1358, SB1364, SB1569, SB1376, SB1228, SB519, SB878, SB1350, SB462, SB827, SB1585, SB1396, SB920, SB1484, SB1273, SB1741, SB7, SB927, SB1227, SB1229, SB1353, SB1366, SB1464, SB1709, SB1729, SB1733, SB1744, SB1772, SB1816, SB1841, SB2188, SB1147, SB879, SB1008, SB1536, SB2016, SB1453, SB1173, SB1163, SB996, SB27, SB568, SB1370, SB1321, SB1101, SB906, SB860, SB1563, SB993, SB693, SB1610, SB1537, SB836, SB1332, SB1307, SB963, SB493, SB922, SB984, SB1084, SB619, SB1098, SB1122, SB455, SB522, SB1057, SB1239, SB1254, SB1255, SB1259, SB1341, SB1664, SB1877, SB464, SB1277, SB32, SB732, SB660, SB731, SB921, SB268, SB1822, SB1188, SB1939, SB1589, SB397, SB1388, SB2230, SB1058, SB1036, SB1267, SB2112, SB1930, SB532, SB1035, SB2155, SB508, SB29, SB292, SB291, SB901, SB1333, SB1436, SB1494, SB964, SB779, SB1378, SB2312, SB1719, SB1386, SB287, SB2143, SB1245, SB261, SB1247, SB1948, SB2406, SB2407, SB1882, SB1197, SB1814, SB618, SB38, SB393, SB2065, SB1371, SB1394, SB1365, SB2243, SB2226, SB2039, SB1919, SB1895, SB1598, SB1493, SB1810, SB1791, SB1706, SB1644, SB1238, SB783, SB458, SB22, SB651, SB897
Summary: The meeting, chaired by Carol Alvarado, focused on discussions surrounding Senate Bill 689, which relates to the implementation of DEI (Diversity, Equity, and Inclusion) policies. Members expressed concerns that the current bill undermines the progress made in promoting equity in employment and agency practices. Notable figures such as Senator Royce West and Senator Menendez raised poignant questions regarding the implications of the bill, arguing that stripping DEI initiatives sends a negative signal about systemic discrimination in Texas. Senators criticized the lack of real consequences for discriminatory practices and emphasized the continued existence of racism in the state, highlighting a missed opportunity for legislative progress that could have advanced equity initiatives. The session concluded without a resolution to address these critical issues, with members from the Senate Hispanic Caucus expressing their frustration over the potential repercussions of the bill. The meeting was well attended, with various senators participating in the discourse, illustrating a clear divide in perspectives about how to handle the DEI concerns. Overall, the discussions were heated, reflective of deep-seated concerns about fairness and representation in the legislative process.
TX

Texas 2025 - 89th Regular

Business and Commerce (Part II) Apr 8th, 2025

Senate Business & Commerce Committee

Transcript Highlights:
  • Our members are 400 property and casualty insurance companies who write auto, home, and commercial insurance
  • , which, again, would be a cost borne by the insurance industry.
  • raise rates even more.
  • Is it across the state by all insurers?
  • That's right, all insurers except for mutuals, and that money is collected and paid by the insurers to
Summary: The committee meeting revolved around important discussions regarding two significant bills, SB2530 and SB2571, intended to address the funding challenges faced by the Texas Windstorm Insurance Association (TWIA). Senator Milton highlighted the need for reforms due to escalating reinsurance costs that have risen to over 60% of premiums. A notable focus was the proposed dynamic funding model, which aims to reduce reliance on fixed assessments and public securities tied to the current Probable Maximum Loss (PML) structure, allowing funding to adjust based on actual needs. Both bills received mixed responses, with public testimonies citing the potential for increased financial burdens on insurance companies if the assessments were restructured without careful consideration of market conditions.
TX

Texas 2025 - 89th Regular

Insurance Mar 19th, 2025 at 08:00 am

House Insurance Committee

Transcript Highlights:
  • Reducing insurance costs by identifying cost drivers.
  • Delivering insurance more effectively and efficiently.
  • So, there are a lot of different insurance plans.
  • insurance when a patient is needing it.
  • Full disclosure, I'm not in insurance.
Bills: HB138, HB335, HB388
Summary: The House Committee on Insurance convened a meeting focusing on critical legislative objectives aimed at insurance reform. Noteworthy discussions emerged around HB138, which aims to address cost reduction in health insurance and increase transparency in the reporting of private insurance costs. The committee members emphasized the need to identify cost drivers and cut unnecessary regulations while also working on effective methods to deliver insurance benefits efficiently. There were extensive remarks made regarding the implications of insurance mandates on overall costs, bring forth a call for a thorough evaluation and revision of existing mandates that may result in unintended consequences.
TX

Texas 2025 - 89th Regular

Human Services Apr 1st, 2025 at 10:30 am

House Human Services Committee

Transcript Highlights:
  • insurance.
  • , or even adding a child to your own private insurance.
  • Most assisted living rates start at $3,500 a month.
  • Medicaid or charity programs cannot cover care because an individual has private insurance, and insurance
  • Not the least of which is certainly the full daily foster care rate.
Summary: The committee meeting encompassed a comprehensive discussion regarding various legislative matters, including the critical examination of HB741, HB341, HB582, and HB471. Representative Gervin Hawkins presented HB741, aimed at enhancing financial support for relative caregivers, ensuring an alignment in assistance with licensed foster parents to foster kinship placements. This initiative was met with supportive testimonies from several stakeholders, emphasizing the importance of keeping children connected with their families for stability. Furthermore, representatives voiced differing views on the proposed regulations in HB341 and HB582, leading to a vibrant debate where several public members provided insight into practical implications and potential consequences of the bills.
TX

Texas 2025 - 89th Regular

Ways & Means Apr 28th, 2025 at 09:04 am

House Ways & Means Committee

Transcript Highlights:
  • Yes, I'm a Texas horseman and third-rate trainer.

  • Myself and many of the third-rate trainers and cold-blooded trainers have considered relocation.
Summary: The meeting was focused on various legislative discussions, particularly centered around environmental initiatives and tax incentives. Notable discussions occurred regarding HB3746, which aims to grant sales tax exemptions for power generation equipment, a proposal that sparked significant engagement among members. Representative Darby, who championed the bill, emphasized its limited scope and potential benefits to Texas businesses. The session was lively, with members exchanging views on the implications of the bill on the local economy and the environment. Public testimony was invited to weigh in on this matter, further enriching the dialogue.
TX

Texas 2025 - 89th Regular

Pensions, Investments & Financial Services Apr 23rd, 2025 at 10:04 am

House Pensions, Investments & Financial Services Committee

Transcript Highlights:
  • We'll let them use the minimum rate.
  • Here, we're just adjusting the rate.
  • ...tied the interest rate increase to the federal funds rate
  • It's not just an interest rate.
  • We want to make sure that people are paying the lowest interest rates.
Summary: During the meeting, the committee discussed several important bills focused on state employee pensions, the education sector, and consumer credit resources. One of the main topics was HB886, which proposes a 13th check for state retirees to help alleviate financial challenges faced by those who have not seen any pension adjustments for over a decade. The bill received support from various stakeholders who emphasized its necessity given the rising costs of living and inflation. Additionally, HB3221 was examined, addressing unequal pension contributions between traditional school districts and charter schools, which has placed undue financial burdens on charter schools since 2019. The bill aims to unify the contribution rates to ensure fairness and retain essential funding for education.
TX

Texas 2025 - 89th Regular

Senate Session (Part I) May 7th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • Members, this bill prohibits health insurance.

  • data-time="10728"> withholding of sales and use tax, the prohibition of the adoption of a property tax rate
  • at alarming rates.
Bills: HJR98, HB142, HB912, HB2525, SCR19, SB66, SB128, SB209, SB250, SB317, SB383, SB393, SB397, SB517, SB571, SB612, SB614, SB715, SB731, SB801, SB865, SB867, SB872, SB905, SB913, SB945, SB946, SB986, SB1013, SB1015, SB1071, SB1086, SB1087, SB1113, SB1117, SB1181, SB1212, SB1241, SB1250, SB1263, SB1278, SB1285, SB1444, SB1483, SB1525, SB1528, SB1553, SB1556, SB1588, SB1660, SB1708, SB1802, SB1833, SB1844, SB1854, SB1957, SB1965, SB1999, SB2056, SB2082, SB2119, SB2133, SB2138, SB2203, SB2221, SB2337, SB2340, SB2373, SB2419, SB2422, SB2452, SB2477, SB2487, SB2501, SB2533, SB2586, SB2587, SB2615, SB2622, SB2633, SB2675, SB2681, SB2690, SB2713, SB2717, SB2753, SB2781, SB2782, SB2835, SB2841, SB2857, SB2891, SB2929, SB2933, SB2994, SB3016, SJR3, SB5, SB29, SB72, SB326, SB494, SB509, SB530, SB616, SB769, SB783, SB963, SB985, SB1143, SB1172, SB1238, SB1267, SB1271, SB1273, SB1506, SB1759, SB1786, SB1967, SB2312, SB2361, SB1, SB260, SB1506, SB1637, HJR98, HJR99, HJR2, HJR1, HB1109, HB1392, HB22, HB2525, HB3093, HB517, HB912, HB1130, HB142, HB1689, HB2018, HB136, HB2884, HB1393, HB2730, HB1399, HB1244, HB467, HB331, HB2559, HB29, HB26, HB166, HB353, HB2000, HB2756, HB3248, HB3513, HB3204, HB3135, HB3012, HB2763, HB2523, HB2457, HB2415, HB2198, HB2143, HB1708, HB1672, HB767, HB1327, HB2723, HB451, HB140, HB109, HB3096, HCR6, HCR12, HCR29, HCR50, HCR55, HCR56, HCR58, HCR70, HCR71, HCR74, HCR78, HCR80, HCR107, HCR116, HCR117, SJR36, SJR50, SJR63, SJR59, SCR12, SCR39, SCR48, SCR19, SB2023, SB1844, SB2533, SB62, SB666, SB847, SB284, SB854, SB1073, SB810, SB1505, SB583, SB507, SB1434, SB1772, SB2016, SB1163, SB1122, SB731, SB397, SB508, SB1436, SB287, SB261, SB1882, SB393, SB1791, SB209, SB2429, SB1999, SB511, SB2309, SB510, SB1085, SB1975, SB2717, SB1262, SB636, SB2056, SB884, SB517, SB1200, SB1845, SB2681, SB2458, SB801, SB3014, SB3013, SB758, SB1013, SB2797, SB2076, SB2876, SB2929, SB715, SB1640, SB2538, SB1449, SB986, SB1181, SB1359, SB410, SB1234, SB2926, SB2138, SB2615, SB2972, SB2841, SB3016, SB1856, SB1528, SB1373, SB672, SB2891, SB1854, SB317, SB2539, SB2532, SB1250, SB2082, SB2203, SB1285, SB1454, SB2520, SB1237, SB1586, SB2819, SB629, SB2342, SB2903, SB2477, SB3029, SB1957, SB375, SB250, SB777, SB2367, SB2703, SB2608, SB2965, SB2521, SB865, SB2165, SB2501, SB2675, SB2452, SB2835, SB872, SB1212, SB1278, SB1588, SB1602, SB1704, SB1723, SB1833, SB1858, SB1946, SB2009, SB2177, SB2460, SB2785, SB2373, SB1660, SB614, SB867, SB1608, SB1525, SB905, SB640, SB2487, SB1698, SB383, SB705, SB748, SB1113, SB1117, SB1802, SB2340, SB2586, SB2680, SB2690, SB2994, SB2747, SB1950, SB913, SB1071, SB1086, SB1087, SB1483, SB1444, SB1553, SB1556, SB1703, SB2133, SB2297, SB2298, SB2622, SB2955, SB3059, SB2782, SB2781, SB2637, SB2633, SB2337, SB2334, SB1861, SB2043, SB1367, SB946, SB945, SB2857, SB128, SB571, SB1263, SB3058, SB612, SB2221, SB2587, SB2044, SB2363, SB2713, SB2311, SB1986, SB2565, SB2943, SB1888, SB2417, SB3048, SB3052, SB3053, SB3036, SB3057, SB3056, SB3043, SB3037, SB3050, SB3063, SB3047, SB3035, SB2446, SB466, SB2611, SB2794, SB2105, SB2017, SB1790, SB1778, SB1730, SB2995, SB2847, SB205, SB2619, SB1903, SB203, SB3061, SB1581, SB2600, SB2799, SB2790, SB2688, SB2515, SB1230, SB876, SB2522, SB2639, SB2137, SB2519, SB2403, SB2459, SB3051, SB2655, SB2251, SB2764, SB2878, SB1884, SB111, SB582, SB2617, SB1835, SB2751, SB2959, SB250, SB614, SB865, SB872, SB905, SB986, SB1113, SB1212, SB1278, SB1525, SB1588, SB1660, SB1802, SB1833, SB2487, SB2586, SB2675, SB2690, SB2929, HB912, HB2525, SB1844, SB2533, SB1957, SB1999, SB2138, SB2615, SB3016, SR469, SB29, SB326, SB494, SB530, SB769, SB783, SB1238, SB1967, SB2312, SB1506, HJR34, HB42, HB198, HB247, HB367, HB449, HB632, HB668, HB677, HB766, HB1105, HB1160, HB1169, HB1592, HB1778, HB1781, HB1868, HB2017, HB2038, HB2128, HB2240, HB2316, HB2510, HB2516, HB2563, HB2582, HB2663, HB2712, HB2715, HB2760, HB2788, HB3010, HB3069, HB3112, HB3120, HB3146, HB3157, HB3305, HB3348, HB3464, HB3474, HB3505, HB3512, HB3560, HB3597, HB3686, HB3783, HB3860, HB4063, HB4081, HB4214, HB4215, HB4224, HB4273, HB4325, HB4361, HB4386, HB4395, HB4665, HB4783, HB5032, HB5180, HJR34, HB42, HB198, HB247, HB367, HB449, HB632, HB668, HB677, HB766, HB1105, HB1160, HB1169, HB1592, HB1778, HB1781, HB1868, HB2017, HB2038, HB2128, HB2240, HB2316, HB2510, HB2516, HB2563, HB2582, HB2663, HB2712, HB2715, HB2760, HB2788, HB3010, HB3069, HB3112, HB3120, HB3146, HB3157, HB3305, HB3348, HB3464, HB3474, HB3505, HB3512, HB3560, HB3597, HB3686, HB3783, HB3860, HB4063, HB4081, HB4214, HB4215, HB4224, HB4273, HB4325, HB4361, HB4386, HB4395, HB4665, HB4783, HB5032, HB5180
Summary: The meeting primarily revolved around the discussions and advancements on several key bills, notably focusing on addressing homelessness and mental health issues through Senate Bill 2487. Senator Parker presented a committee substitute aimed at providing coordinated housing support to individuals facing homelessness, emphasizing a tailored approach for urban counties. The committee applauded previous local initiatives and sought to replicate their success statewide, affirming that this is just the initial step in a comprehensive dialogue regarding the state's future response to homelessness. The bill passed with significant bipartisan support, highlighting a shared commitment to tackle this pressing issue with compassion and effectiveness.

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